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CARWELLNESS

Active
Private limited companyfounded 200620 yrs activeOoststatiestraat 187, 2550 Kontich, BelgiumKBO/BCE: BE 0881.602.415
Summary

CARWELLNESS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €291,296. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 1146 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Washing and cleaning of motor vehicles
NACE 95316NACE 45206
#3 company by equity in Kontich, Other services sector1 site
Size
€1.7mtotal assets 2025
Staff
4.5 FTE
Equity
€1.3m
Profit
€291,296
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 7 d early0 of 5 deeds read
Why 94- Liquidity: current ratio 3.50, cash €25,266, halved+ Founded in 2006+ Equity €1.3m (80.0% of total assets)+ Figures for FY 2025 (filed 24-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 95, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+7
equity 80.0% of total assets
Liquidity 52-15
short-term debt 10.3% · cash 1.5%
Profitability 90+2
return on assets 17.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (5,059 companies)
Last 15 months 08-2025: 0.1%lowest value 09-2025: 0.1%● 0.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%● 0.0% vs 12-2025lowest value 02-2026: 0.1%▲ +1.3% vs 01-2026 03-2026: 0.1%▼ -1.3% vs 02-2026lowest value 04-2026: 0.1%▲ +7.6% vs 03-2026 05-2026: 0.1%▲ +1.2% vs 04-2026 06-2026: 0.1%▲ +12.8% vs 05-2026 07-2026: 0.1%▲ +23.7% vs 06-2026 08-2026: 0.1%▲ +20.0% vs 07-2026highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Founded in 2006 lowers the probability for this profile
  • Equity €1.3m (80.0% of total assets) lowers the probability
  • Figures for FY 2025 (filed 24-07-2026) lowers the probability
  • Liquidity: current ratio 3.50, cash €25,266, halved raises the probability
Credit up to €120,000 at 30 days acceptable
Liquidity ample (current ratio 3.5 against 1.66 in 2024; short-term debt: 10.3% and cash: 1.5% of total assets), and 20% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 95, micro). Better than this share of them on solvency 92%, liquidity 51%, profitability 81%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €1.3m (80.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 24-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.50, cash €25,266, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
7 d early
2023
3 d early
2022
6 d early
2021
37 d early
2020
29 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity doublescurrent ratio 3.50
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Company by equity in Kontich, Other services sectorin the Checked rankings #3 View
  • Positive: 8 profitable years in a rowprofit 2025: €291,296 8 years View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.7m
Profit
€291,296
Solvency
80.0%
Total assets▼ 2.2%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 24-07-2026Annual accounts filed
  2. 31-12-2025Liquidity doubles
  3. 24-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Washing and cleaning of motor vehiclesNACE 95316
Founded
31-05-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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