R.B.S.
ActiveR.B.S. has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €213k and a net result of €47k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 66% of 993 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+11
Solvency85▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.1 against 0.06 in 2023; short-term debt: 37.7% and cash: 1.8% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
36 d early
2022
34 d early
2021
34 d early
2020
58 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€213k▲ 28.1%
2023 · €166k
2018: €129k
2019: €161k
2020: €189k
2021: €127k
2022: €150k
2023: €166k
2018 → 2024
Total assets
€352k▼ 9.5%
2023 · €389k
2018: €652k
2019: €633k
2020: €490k
2021: €410k
2022: €423k
2023: €389k
2018 → 2024
Net result
€47k▲ 179%
2023 · €17k
2018: €-12k
2019: €32k
2020: €28k
2021: €25k
2022: €22k
2023: €17k
2018 → 2024
Working capital
€-119k▲ 28.9%
2023 · €-168k
2018: €-267k
2019: €-227k
2020: €-144k
2021: €-198k
2022: €-184k
2023: €-168k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€189k-€127k▼ 32.7%€150k▲ 17.4%€166k▲ 11.2%€213k▲ 28.1%
Operating result€37k-€36k▼ 3.0%€31k▼ 14.5%€23k▼ 26.2%€68k▲ 201%
Net result€28k-€25k▼ 10.3%€22k▼ 11.6%€17k▼ 24.8%€47k▲ 179%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 201% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €352k
Fixed assets
€339k▼ 10.4%
Current assets
€13k▲ 20.7%
Equity and liabilities €352k
Equity
€213k▲ 28.1%
Debt
€139k▼ 37.6%
The debt ratio falls from 57.3% to 39.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€111k▲
2023 · €65k
Cash flow
€90k▲
2023 · €59k
Solvency
60.5%▲
2023 · 42.7%
Current ratio
0.10▲
2023 · 0.06
Quick ratio
0.10▲
2023 · 0.06
Debt / equity
0.65▼
2023 · 1.34
ROE
21.9%▲
2023 · 10.0%
ROA
13.3%▲
2023 · 4.3%
Interest coverage
30.22▲
2023 · 16.50
Debt
€139k▼
2023 · €223k
Debt ≤ 1 year
€133k▼
2023 · €179k
Debt > 1 year
€5k▼
2023 · €43k
Income taxes
€22k▲
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€389k€352k▼
Fixed assets21/28€378k€339k▼
Tangible fixed assets22/27€376k€336k▼
Land and buildings22€327k€299k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€9k€7k▼
Leasing and similar rights25€36k€25k▼
Other tangible fixed assets26€2k€953▼
Financial fixed assets28€3k€3k=
Current assets29/58€11k€13k▲
Amounts receivable within one year40/41€10k€6k▼
Trade receivables40€4k€6k▲
Other amounts receivable41€6k-
Cash at bank and in hand54/58-€6k
Deferred charges and accrued income490/1€1k€903▼
Equity and liabilities
Total equity and liabilities10/49€389k€352k▼
Equity10/15€166k€213k▲
Contributions10/11€20k€20k=
Reserves13€146k€192k▲
Distributable reserves133€146k€192k▲
Profit (loss) carried forward14€157€200▲
Amounts payable17/49€223k€139k▼
Amounts payable after more than one year17€43k€5k▼
Financial debts170/4€43k€5k▼
Amounts payable within one year42/48€179k€133k▼
Current portion of amounts payable after more than one year42€39k€38k▼
Financial debts43€3k-
Credit institutions430/8€3k-
Trade debts44€686€140▼
Suppliers440/4€686€140▼
Advances received on contracts in progress46-€800
Taxes, remuneration and social security45€2k€12k▲
Taxes450/3€2k€12k▲
Other amounts payable47/48€134k€82k▼
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20232024
Non-recurring operating income76A-€34k
Remuneration, social security and pensions62€108-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€43k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€70k€117k▲
Operating profit (loss)9901€23k€68k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€23k€69k▲
Income taxes67/77€6k€22k▲
Profit (loss) for the period9904€17k€47k▲
Profit (loss) for the period to be appropriated9905€17k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€47k▲
Profit (loss) brought forward from the previous period14P€144€157▲
Transfer to equity691/2€17k€47k▲
To other reserves6921€17k€47k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €47k ▲179%
Operating result €68k, net result €47k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲28.1%
6 profitable years in a row build equity to €213k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €166k ▲11.2%
5 profitable years in a row build equity to €166k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
31-12
Financial
Equity above €150kEq €161k ▲25%
Equity rises from €129k to €161k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Norbert Neeckxlaan 573920 LommelGround area
1,491 m²
Building footprint
323 m²
Volume, LiDAR
1 m³
Parcel 72020C0118/00D005, Flanders · tallest building 0.8 m. Linked by address, not a title deed.
1 establishment unit
R.B.S.
since 19982.085.426.358
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C0118/00D005 | Flanders | 1,491 m² | 1 · 323 m² | 0.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300751BF3A3MYW808
Similar companies · same sector, comparable size
AMBIENTE
BE 0780.956.995
Jabbeke · Eq €213k
Pregress
BE 0546.912.823
Kapelle-op-den-Bos · Eq €212k
GENERAL REPAIR CENTER
BE 0447.928.974
Aalst · Eq €211k
impulsion.be
BE 0824.714.883
Waimes · Eq €210k
PHONETECH
BE 0848.759.106
Leuven · Eq €217k
Of 863 companies in sector 95100 we hold annual accounts for 265. 193 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-1998
Fiscal year end31-12
Activities, NACEBEL
72500
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.