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LORIC and FIGMENT TEAM

Active
Private limited companyfounded 1996active for 30 yearsLouizalaan 215a, 1050 Brussel, BelgiumKBO/BCE: BE 0458.782.284
Summary

LORIC and FIGMENT TEAM has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €207,433 and a net result of -€9,217. Equity is shrinking by about 5.7% per year across the filed financial years. Its solvency ranks better than 64% of 12,678 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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LORIC and FIGMENT TEAMActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of information and communication equipment
NACE 47400Repair and maintenance of computers and communication equipment NACE 95100
2 sites
Size
€714,261turnover 2025
Staff
2 FTE
Equity
€207,433
Loss
-€9,217
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts 31 days early
Why 81raises riskSector: Retail trade (NACE 47)Liquidity: current ratio 1.79, cash €5,708Loss of €9,217, the second in a row (financial year 2025)lowers riskFounded in 1996Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 31% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 75-25
equity 49.5% of total assets
Liquidity 26-21
short-term debt 50.5% · cash 1.4%
Profitability 16-18
return on assets -2.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)
Last 24 months 11-2024: 0.9%highest value 12-2024: 0.9%● unchanged vs 11-2024highest value 01-2025: 0.9%● unchanged vs 12-2024highest value 02-2025: 0.8%▼ -0.1 percentage points vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.5 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026 10-2026: 0.4%▼ -0.4 percentage points vs 09-2026
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.79, compared with 5.21 in 2024, above the usual 1.5; short-term debt: 50.5% and cash: 1.4% of total assets), but 50.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 64% on solvency, 24% on liquidity, 20% on profitability and 15% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1996
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.79, cash €5,708
NBB · annual accounts
raises risk · Loss of €9,217, the second in a row (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
34 days early
2023
12 days early
2022
30 days late
2021
65 days late
2020
87 days late
2019
68 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Risk: 5 loss-making years in a rowloss financial year 2025 -€9,217 View
  • Caution: Among the weakest 18% on net resultsector median €27,728 · 12,668 companies -€9,217 View
  • Caution: Equity fell in 2025from €356,650 to €207,433 ▼ 41.8% View

By topic

Financials

Financial year
2025
Turnover
€714,261
Loss
-€9,217
Solvency
49.5%
Turnover▼ 20.6%
Net result
20182025
Go to Financials

Timeline

Events
31
Since
1998
Next accounts
by 31-07-2027
  1. 18-01-2024Legal-form change · Resignations & appointments
  2. 30-08-2023Annual accounts filed
  3. 31-12-2022Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
20-09-1996
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
26
Who signs
Each director alone
Annual meeting
Fourth Friday of June at 11:00
Purpose
“L'informatique en général,matériel et logiciel; La création,l'achat,la…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about LORIC and FIGMENT TEAM

What is the company number of LORIC and FIGMENT TEAM?
0458.782.284. In Belgium the VAT number is the company number with BE in front: BE 0458.782.284.
Where is LORIC and FIGMENT TEAM based?
The registered office is at Louizalaan 215a, 1050 Brussel.Company details
What does LORIC and FIGMENT TEAM do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of LORIC and FIGMENT TEAM?
Private limited company (BV).
When was LORIC and FIGMENT TEAM founded?
On 20-09-1996.
Is LORIC and FIGMENT TEAM still active?
Yes, LORIC and FIGMENT TEAM is an active enterprise in the KBO register.
How many employees does LORIC and FIGMENT TEAM have?
On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LORIC and FIGMENT TEAM?
€714,261 in financial year 2025, according to the filed annual accounts.
Is LORIC and FIGMENT TEAM profitable?
In financial year 2025, LORIC and FIGMENT TEAM made a loss of €9,217.
Where can I find the annual accounts of LORIC and FIGMENT TEAM?
LORIC and FIGMENT TEAM filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LORIC and FIGMENT TEAM due?
By 31-07-2027, for financial year 2026.Timeline

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