Quovis: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Quovis
Largest movements
- Receivables within one year +€24,080
up €24,080 (+187%), from €12,886 to €36,965
of which Trade receivables: +€23,880
- Cash -€4,986
down €4,986 (-26.2%), from €19,054 to €14,067
mainly Net result for the year (-€26,886) and Receivables within one year (-€24,080)
- Tangible fixed assets -€1,574
down €1,574 (-16.4%), from €9,618 to €8,044
of which Furniture and vehicles: -€1,574
- Stocks and contracts -€1,502
down €1,502 (-7.1%), from €21,056 to €19,554
- Current investments -€1,261
down €1,261 (-6.1%), from €20,631 to €19,370
- Debts after one year +€35,000
up €35,000 (+82.4%), from €42,500 to €77,500
- Profit (loss) carried forward -€26,886
down €26,886 (-32.9%), from -€81,747 to -€108,633
- Other debts +€3,691
up €3,691 (+107%), from €3,460 to €7,150
- Tax, wage and social debts +€2,219
up €2,219 (+32.6%), from €6,814 to €9,033
- Trade debts +€1,765
up €1,765 (+251%), from €702 to €2,467
- Gross operating margin +€24,248
up €24,248 (+54.0%), from -€44,923 to -€20,675
- Financial charges +€4,077
up €4,077, from -€1,155 to €2,922
- Financial income +€1,448
up €1,448 (+2,654%), from €55 to €1,503
- Depreciation -€824
down €824 (-19.2%), from €4,284 to €3,459
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €91,503 | €106,030 | +€14,527 | +15.9% |
| Fixed assets | 21/28 | €15,011 | €13,438 | -€1,574 | -10.5% |
| Tangible fixed assets | 22/27 | €9,618 | €8,044 | -€1,574 | -16.4% |
| Land and buildings | 22 | - | €0 | = | |
| Plant, machinery and equipment | 23 | - | €0 | = | |
| Furniture and vehicles | 24 | €9,618 | €8,044 | -€1,574 | -16.4% |
| Financial fixed assets | 28 | €5,394 | €5,394 | = | 0.0% |
| Current assets | 29/58 | €76,492 | €92,592 | +€16,100 | +21.0% |
| Stocks and contracts in progress | 3 | €21,056 | €19,554 | -€1,502 | -7.1% |
| Stocks | 30/36 | €21,056 | €19,554 | -€1,502 | -7.1% |
| Amounts receivable within one year | 40/41 | €12,886 | €36,965 | +€24,080 | +187% |
| Trade receivables | 40 | €12,886 | €36,766 | +€23,880 | +185% |
| Other amounts receivable | 41 | - | €200 | +€200 | |
| Current investments | 50/53 | €20,631 | €19,370 | -€1,261 | -6.1% |
| Cash at bank and in hand | 54/58 | €19,054 | €14,067 | -€4,986 | -26.2% |
| Deferred charges and accrued income | 490/1 | €2,865 | €2,635 | -€230 | -8.0% |
| Total equity and liabilities | 10/49 | €91,503 | €106,030 | +€14,527 | +15.9% |
| Equity | 10/15 | €35,993 | €9,107 | -€26,886 | -74.7% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | €77,740 | €77,740 | = | 0.0% |
| Tax-exempt reserves | 132 | €6,865 | €6,865 | = | 0.0% |
| Distributable reserves | 133 | €70,876 | €70,876 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€81,747 | -€108,633 | -€26,886 | -32.9% |
| Amounts payable | 17/49 | €55,510 | €96,923 | +€41,413 | +74.6% |
| Amounts payable after more than one year | 17 | €42,500 | €77,500 | +€35,000 | +82.4% |
| Financial debts | 170/4 | €42,500 | €77,500 | +€35,000 | +82.4% |
| Amounts payable within one year | 42/48 | €10,976 | €18,650 | +€7,674 | +69.9% |
| Trade debts | 44 | €702 | €2,467 | +€1,765 | +251% |
| Suppliers | 440/4 | €702 | €2,467 | +€1,765 | +251% |
| Taxes, remuneration and social security | 45 | €6,814 | €9,033 | +€2,219 | +32.6% |
| Taxes | 450/3 | €6,814 | €9,033 | +€2,219 | +32.6% |
| Other amounts payable | 47/48 | €3,460 | €7,150 | +€3,691 | +107% |
| Accrued charges and deferred income | 492/3 | €2,034 | €772 | -€1,261 | -62.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,284 | €3,459 | -€824 | -19.2% |
| Other operating charges | 640/8 | €1,228 | €1,269 | +€41 | +3.3% |
| Non-recurring operating charges | 66A | €108 | - | -€108 | |
| Gross operating margin | 9900 | -€44,923 | -€20,675 | +€24,248 | +54.0% |
| Operating profit (loss) | 9901 | -€50,544 | -€25,403 | +€25,140 | +49.7% |
| Financial income | 75/76B | €55 | €1,503 | +€1,448 | +2,654% |
| Recurring financial income | 75 | €55 | €1,503 | +€1,448 | +2,654% |
| Financial charges | 65/66B | -€1,155 | €2,922 | +€4,077 | |
| Recurring financial charges | 65 | -€1,155 | €2,922 | +€4,077 | |
| Profit (loss) for the period before taxes | 9903 | -€49,334 | -€26,822 | +€22,512 | +45.6% |
| Income taxes | 67/77 | -€103 | €64 | +€167 | |
| Profit (loss) for the period | 9904 | -€49,231 | -€26,886 | +€22,345 | +45.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€49,231 | -€26,886 | +€22,345 | +45.4% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.