QUESTIM
ActiveSummary
QUESTIM has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of €1.3m, of which €1.5m non-recurring income. Equity is shrinking by about 3.3% per year across the filed financial years. Its solvency ranks better than 53% of 3,384 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €1.9m
- Profit
- €1.3m
Why 98raises risk1 change of registered office in 24 monthslowers riskSize: total assets €3.9mFigures for financial year 2025 (filed 08-06-2026)Liquidity: current ratio 2.11, cash €1.5mShow the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small): better than 62% on solvency, 94% on liquidity, 97% on profitability and 95% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 43 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Registered officeDirector in office · Registered-office…
- Back to profitnet €1.3m
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result returns to profit in 2025: €1.4m after a loss of €52,902 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 20,136 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95.0% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,136 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | - | €1.5m | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.02m | €0.02m | €0.01m | €0.01m | €0.02m | €0.02m | €0.1m | €0.06m | ▼ 34.6% |
| Other operating charges640/8 | - | - | - | €0.002m | €0.004m | €0.006m | €0.006m | €0.008m | ▲ 38.4% |
| Gross operating margin9900 | €0.2m | €0.2m | €0.2m | €0.04m | €0.04m | €0.04m | €0.05m | €1.5m | ▲ 30× |
| Operating profit (loss)9901 | €0.1m | €0.2m | €0.1m | €0.02m | €0.008m | €0.008m | -€0.05m | €1.4m | - |
| Financial income75/76B | - | - | - | €0.02m | €0.001m | €0.001m | €0.001m | €271 | ▼ 64.1% |
| Recurring financial income75 | €0.006m | €0.006m | €0.006m | €0.02m | €0.001m | €0.001m | €0.001m | €271 | ▼ 64.1% |
| Financial charges65/66B | - | - | - | €0.03m | €0.007m | €0.002m | €0.03m | €0.003m | ▼ 91.8% |
| Recurring financial charges65 | €0.003m | €0.002m | €0.002m | €0.002m | €0.007m | €0.002m | €0.03m | €0.003m | ▼ 91.8% |
| Non-recurring financial charges66B | - | - | - | €0.03m | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €0.1m | €0.2m | €0.2m | €0.02m | €0.002m | €0.007m | -€0.08m | €1.4m | - |
| Transfer from deferred taxes780 | - | - | - | - | - | - | - | €0.001m | - |
| Transfer to deferred taxes680 | - | - | - | - | - | - | - | €0.09m | - |
| Income taxes67/77 | €0.06m | €0.06m | €0.04m | €0.004m | €473 | €0.002m | €0 | - | - |
| Profit (loss) for the period9904 | €0.09m | €0.1m | €0.1m | €0.02m | €0.002m | €0.004m | -€0.08m | €1.3m | - |
| Transfer from tax-exempt reserves789 | - | - | - | €0.05m | €0.06m | €0 | - | €0.003m | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | - | - | €0.3m | - |
| Profit (loss) for the period to be appropriated9905 | €0.09m | €0.09m | €0.06m | €0.07m | €0.06m | €0.004m | -€0.08m | €1.0m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.1m | €1.1m | €1.2m | €0.9m | €1.0m | €1.0m | €1.6m | €3.9m | ▲ 149% |
| Fixed assets21/28 | €0.8m | €0.8m | €0.7m | €0.7m | €0.8m | €0.8m | €1.2m | €1.9m | ▲ 63.2% |
| Tangible fixed assets22/27 | €0.3m | €0.3m | €0.3m | €0.2m | €0.3m | €0.3m | €0.7m | €1.6m | ▲ 108% |
| Land and buildings22 | - | - | - | €0.2m | €0.2m | €0.2m | €0.7m | €1.4m | ▲ 107% |
| Plant, machinery and equipment23 | - | - | - | €427 | €281 | €136 | €0.009m | €0.07m | ▲ 634% |
| Furniture and vehicles24 | - | - | - | €0.009m | €0.01m | €0.006m | €0.005m | €0.04m | ▲ 746% |
| Leasing and similar rights25 | - | - | - | - | €0.09m | €0.07m | €0.05m | €0.03m | ▼ 40.1% |
| Financial fixed assets28 | €0.5m | €0.5m | €0.5m | €0.4m | €0.4m | €0.4m | €0.4m | €0.4m | ▼ 11.8% |
| Current assets29/58 | €0.3m | €0.4m | €0.4m | €0.2m | €0.2m | €0.3m | €0.4m | €2.0m | ▲ 425% |
| Amounts receivable within one year40/41 | €0.3m | €0.3m | €0.3m | €0.2m | €0.2m | €0.3m | €0.4m | €0.5m | ▲ 23.8% |
| Trade receivables40 | - | - | - | €0.1m | €0.2m | €0.2m | €0.3m | €0.4m | ▲ 29.9% |
| Other amounts receivable41 | - | - | - | €0.05m | €0.06m | €0.06m | €0.03m | €0.02m | ▼ 38.9% |
| Cash at bank and in hand54/58 | €0.06m | €0.1m | €0.1m | €0.06m | €0.006m | €0.002m | €0.005m | €1.5m | ▲ 304× |
| Deferred charges and accrued income490/1 | - | - | - | €0.005m | €0.005m | €0.002m | €0.003m | €0.006m | ▲ 132% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.2m | €0.9m | €1.0m | €1.0m | €1.6m | €3.9m | ▲ 149% |
| Equity10/15 | €0.8m | €1.0m | €1.1m | €0.8m | €0.7m | €0.7m | €0.6m | €1.9m | ▲ 207% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €0.8m | €0.9m | €1.1m | €0.8m | €0.7m | €0.7m | €0.6m | €1.9m | ▲ 209% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0 | - | - |
| Tax-exempt reserves132 | - | - | - | €0.07m | €0.01m | €0.01m | €0.01m | €0.3m | ▲ 24× |
| Distributable reserves133 | - | - | - | €0.7m | €0.7m | €0.7m | €0.6m | €1.6m | ▲ 169% |
| Profit (loss) carried forward14 | €0.009m | €0.009m | - | - | - | €0 | - | - | - |
| Provisions and deferred taxes16 | - | - | - | - | - | - | - | €0.09m | - |
| Deferred taxes168 | - | - | - | - | - | - | - | €0.09m | - |
| Amounts payable17/49 | €0.3m | €0.2m | €0.1m | €0.1m | €0.3m | €0.3m | €0.9m | €1.9m | ▲ 101% |
| Amounts payable after more than one year17 | €0.08m | €0.03m | €0.02m | - | €0.06m | €0.03m | €0.01m | €1.0m | ▲ 92× |
| Financial debts170/4 | - | - | - | - | €0.06m | €0.03m | €0.01m | €0 | ▼ 100% |
| Other amounts payable178/9 | - | - | - | - | - | - | - | €1.0m | - |
| Amounts payable within one year42/48 | €0.2m | €0.1m | €0.09m | €0.1m | €0.3m | €0.3m | €0.9m | €0.9m | ▲ 0.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 57.6% |
| Trade debts44 | €0.06m | €0.006m | €0.006m | €0.002m | €0.02m | €0.008m | €0.004m | €0.03m | ▲ 620% |
| Suppliers440/4 | - | - | - | €0.002m | €0.02m | €0.008m | €0.004m | €0.03m | ▲ 620% |
| Taxes, remuneration and social security45 | - | - | - | €0.04m | €0.02m | €0.03m | €0.02m | €0.003m | ▼ 88.6% |
| Taxes450/3 | - | - | - | €0.04m | €0.02m | €0.03m | €0.02m | €0.003m | ▼ 88.6% |
| Other amounts payable47/48 | - | - | - | €0.07m | €0.2m | €0.2m | €0.9m | €0.9m | ▲ 1.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.09m | €0.1m | €0.1m | €0.02m | €0.002m | €0.004m | -€0.08m | €1.3m | - |
| + Depreciation and write-downs630 | €0.02m | €0.02m | €0.01m | €0.01m | €0.02m | €0.02m | €0.1m | €0.06m | ▼ 34.6% |
| Operating cash flow (approximation) | €0.1m | €0.2m | €0.1m | €0.03m | €0.03m | €0.03m | €0.01m | €1.4m | ▲ 113× |
| Investment in fixed assets (approximation) | - | -€0.01m | -€0.003m | €0.03m | -€0.1m | €0 | -€0.5m | -€0.8m | ▼ 53.3% |
| Change in cash | - | €0.05m | €0.01m | -€0.06m | -€0.05m | -€0.004m | €0.003m | €1.5m | ▲ 495× |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 08-06-2026 | 2026-00143998 |
| 31-12-2024 | abbreviated format | 03-03-2025 | 2025-00042334 |
| 31-12-2023 | micro format | 19-07-2024 | 2024-00264701 |
| 31-12-2022 | micro format | 16-08-2023 | 2023-00330704 |
| 31-12-2021 | abbreviated format | 14-07-2022 | 2022-20190025 |
| 31-12-2020 | abbreviated format | 30-06-2021 | 2021-27800381 |
| 31-12-2019 | abbreviated format | 09-06-2020 | 2020-15500328 |
| 31-12-2018 | abbreviated format | 27-06-2019 | 2019-23000303 |
| 31-12-2017 | abbreviated format | 20-06-2018 | 2018-19900484 |
| 31-12-2016 | abbreviated format | 26-06-2017 | 2017-20400592 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Chris DEBYSER |
|
Owners and capital
Capital and shareholders
- 08-11-2024 Converted to unavailable equity
Group and network
Holdings and subsidiaries
2 holdingsHoldings 2
Source for every holding own accounts 2025
- AB-CONSULTINGsubsidiaryEquity €227,266Result €32,07675%
- Equity €9.4mResult €1.5m17.23%
According to the 2025 annual accounts of QUESTIM and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
07-05
Gazette deed
Registered officeDirector in office · Registered-office move3 facts ▸
- Board meeting, 13-03-2026
- Director in office, Chris Debyser (director)
- Registered-office move, 8790 Waregem (België), Stormestraat 144
08-11
Gazette deed
Resignation: Chris DEBYSER (manager)Reappointment: Chris DEBYSER (director) · Permanent representative: Chris DEBYSER · Purpose change14 facts ▸
- General meeting, 17-10-2024
- Other provision, “kennisname verslag bestuursorgaan”, 16-10-2024 (deed in Dutch)
- Purpose change
- Amendment of the articles (2 times)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
- Capital
- Director resignation, Chris DEBYSER (manager)
- Director reappointment, Chris DEBYSER (director (not named in the articles))
- Director discharge, Chris DEBYSER
- Other provision, “verbodsbepaling mandaat” (deed in Dutch)
- Registered office clause, “8870 Izegem,Ardooisestraat 205” (deed in Dutch)
- +2 further facts in this act
Show earlier events
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEnvironmental permits
Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 31424B0550/00M000 | Flanders | 2,823 m² | 1 · 1,148 m² | 7.2 m · 2 |
| 34040C1147/00A000 | Flanders | 1,164 m² | 1 · 245 m² | 11.1 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De handel onder al zijn vormen (groot- en kleinhandel,aan- en verkoop,import en export,vertegenwoordiging,makelarij,commissie,…) van alle…” (deed in Dutch)
16 activities (deed in Dutch)
- De handel onder al zijn vormen (groot- en kleinhandel,aan- en verkoop,import en export,vertegenwoordiging,makelarij,commissie,…) van alle computerprogramma’s (software),computersystemen en randapparatuur (hardware) en informatiedragers allerhande;
- Het laten maken onder licentie of het vervaardigen van volledige computersystemen,randapparatuur en informatiedragers of delen ervan;
- Consulting,opleiding,onderzoek,ontwikkeling,vervaardiging,de aan- en verkoop,de exploitatie,commercialisatie en marketing,de in- en uitvoer,het verhuren,leasen,installeren,onderhouden en herstellen van electronica materieel (hardware en software),kantoormachines en -materieel en aanverwante goederen;
- Het optreden als studie-,organisatie- en raadgevende bureau in informatica;
- Het opstellen,het uitgeven,het verspreiden en het inrichten van opleidingscursussen inzake bovenvermelde materies;
- Alle activiteiten met betrekking tot de communicatietechnologie in de ruimste zin van het woord in het algemeen en het internet en internettoepassingen in het bijzonder;
- Het schrijven,verspreiden en commercialiseren van wetenschappelijke en journalistieke bijdragen,ongeachte het verspreidingsmedium;
- De teelt van gewassen,waaronder granen,groenten,druiven,pit- en steenvruchten,klein-fruit en dergelijke;
- De teelt van gewassen bestemd voor de vervaardiging van dranken;
- Het snoeien van fruitbomen en wijnstokken;
- Het snoeien van bomen en heggen;
- Het vervaardigen,produceren,verhandelen van wijn uit verse druiven,vervaardiging van cider,perenwijn en andere vruchtenwijnen,vervaardiging van honingsdrank en saké;
- Het vervaardigen,produceren en verhandelen van gedistilleerde alcoholische dranken,vervaardiging van likeuren en aperitieven op basis van alcohol;
- Het vervaardigen,produceren en verhandelen van bier;
- De groot- en kleinhandel in alcoholische en andere dranken,inclusief de thuisbezorging ervan;
- De klein- en groothandel,de markt- en straathandel in voedingsmiddelen;
- Name clauseThe name the company operates under according to its articles.
- QUESTIM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, één of meer bestuurders” (deed in Dutch)“Vergoeding bestuurders, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Tuesday of June at 18:00