Suivo
ActiveSuivo has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.97M and a net result of €1.21M. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 45% of 1395 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+9
Solvency57=
Growth74▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 4.53 against 3.67 in 2024; short-term debt: 18.6% and cash: 13.3% of total assets), but 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.4%
Return on assets
19.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
37 d early
2023
34 d early
2022
27 d early
2021
5 d late
2020
19 d late
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€8.19M▲ 4.7%
2024 · €7.82M
2018: €4.06M
2019: €5.17M
2020: €4.44M
2022: €4.93M
2023: €7.49M
2024: €7.82M
2018 → 2025
EBIT margin
15.1%▲ 4.1pp
2024 · 11.0%
2018: 8.1%
2019: 11.3%
2020: 10.3%
2022: 7.1%
2023: 1.2%
2024: 11.0%
2018 → 2025
Net result
€1.21M▲ 45.8%
2024 · €830k
2018: €279k
2019: €628k
2020: €338k
2021: €520k
2022: €403k
2023: €89k
2024: €830k
2018 → 2025
Working capital
€4.01M▲ 27.3%
2024 · €3.15M
2018: €2.25M
2019: €3.06M
2020: €3.60M
2021: €886k
2022: €1.39M
2023: €2.32M
2024: €3.15M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.93M€7.49M▲ 51.8%€7.82M▲ 4.5%€8.19M▲ 4.7%
Equity€2.61M-€3.02M▲ 15.4%€934k▼ 69.0%€1.76M▲ 88.9%€1.97M▲ 11.9%
Operating result€343k-€350k▲ 2.2%€93k▼ 73.3%€861k▲ 822%€1.24M▲ 43.9%
Net result€520k-€403k▼ 22.6%€89k▼ 77.9%€830k▲ 831%€1.21M▲ 45.8%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.10M
Fixed assets
€955k▼ 24.8%
Current assets
€5.14M▲ 18.9%
Equity and liabilities €6.10M
Equity
€1.97M▲ 11.9%
Provisions
€3k▼ 17.6%
Debt
€4.12M▲ 7.7%
The debt ratio falls from 68.4% to 67.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.36M▲
2024 · €1.01M
Cash flow
€1.33M▲
2024 · €974k
Solvency
32.4%▲
2024 · 31.5%
Current ratio
4.53▲
2024 · 3.67
Quick ratio
4.07▲
2024 · 3.30
Debt / equity
2.09▼
2024 · 2.17
ROE
61.3%▲
2024 · 47.1%
ROA
19.8%▲
2024 · 14.8%
Interest coverage
26.66▲
2024 · 20.10
Debt
€4.12M▲
2024 · €3.83M
Debt ≤ 1 year
€1.14M▼
2024 · €1.18M
Income taxes
€6k▲
2024 · €6k
Staff costs
€2.56M▲
2024 · €2.31M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.59M€6.10M▲
Fixed assets21/28€1.27M€955k▼
Intangible fixed assets21€13k€4k▼
Tangible fixed assets22/27€303k€366k▲
Plant, machinery and equipment23€50k€30k▼
Furniture and vehicles24€2k€16k▲
Other tangible fixed assets26€251k€320k▲
Financial fixed assets28€953k€585k▼
Current assets29/58€4.33M€5.14M▲
Stocks and contracts in progress3€437k€522k▲
Stocks30/36€437k€522k▲
Amounts receivable within one year40/41€3.36M€3.60M▲
Trade receivables40€2.49M€2.61M▲
Other amounts receivable41€866k€987k▲
Cash at bank and in hand54/58€396k€812k▲
Deferred charges and accrued income490/1€134k€209k▲
Equity and liabilities
Total equity and liabilities10/49€5.59M€6.10M▲
Equity10/15€1.76M€1.97M▲
Contributions10/11€154k€154k=
Capital10€154k€154k=
Issued capital100€154k€154k=
Reserves13€1.61M€1.82M▲
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Distributable reserves133€1.59M€1.80M▲
Profit (loss) carried forward14€257€363▲
Provisions and deferred taxes16€4k€3k▼
Provisions for liabilities and charges160/5€4k€3k▼
Pensions and similar obligations160€4k€3k▼
Amounts payable17/49€3.83M€4.12M▲
Amounts payable within one year42/48€1.18M€1.14M▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€683k€589k▼
Suppliers440/4€683k€589k▼
Advances received on contracts in progress46€71k€54k▼
Taxes, remuneration and social security45€424k€492k▲
Taxes450/3€147k€139k▼
Remuneration and social security454/9€277k€352k▲
Accrued charges and deferred income492/3€2.65M€2.99M▲
Income statement
Code20242025
Turnover70€7.82M€8.19M▲
Non-recurring operating income76A€12k€334k▲
Goods, raw materials, services and sundry goods60/61€4.57M€4.63M▲
Remuneration, social security and pensions62€2.31M€2.56M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144k€118k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-5k€13k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-353€-650▼
Other operating charges640/8€19k€32k▲
Non-recurring operating charges66A€502€64k▲
Gross operating margin9900€3.33M€4.02M▲
Operating profit (loss)9901€861k€1.24M▲
Financial income75/76B€24k€27k▲
Recurring financial income75€24k€27k▲
Financial charges65/66B€50k€51k▲
Recurring financial charges65€50k€51k▲
Profit (loss) for the period before taxes9903€836k€1.22M▲
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€830k€1.21M▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€830k€1.21M▲
Appropriation of the result
Profit (loss) to be appropriated9906€830k€1.21M▲
Profit (loss) brought forward from the previous period14P€232€257▲
Transfer from equity791/2€0€1.00M▲
Transfer to equity691/2€830k€1.21M▲
To other reserves6921€830k€1.21M▲
Profit to be distributed694/7€0€1.00M▲
Return on contributions (dividend)694€0€1.00M▲
Social balance
Average headcount (FTE)908732.133.7▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €1.21M ▲45.8%
Operating result €1.24M, net result €1.21M, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.76M ▲88.9%
7 profitable years in a row build equity to €1.76M.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €89k ▼77.9%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 5 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
31-12
Financial
Equity above €2MEq €2.09M ▲19.2%
3 profitable years in a row build equity to €2.09M.
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 9 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prins Boudewijnlaan 412650 EdegemGround area
1.5 ha
Building footprint
2,155 m²
Volume, LiDAR
22,288 m³
Parcel 11472C0420/00G000, Flanders · tallest building 15.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Suivo
since 20092.183.654.694
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0420/00G000 | Flanders | 1.5 ha | 1 · 2,155 m² | 15.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 205,231 EUR awarded · 164,651 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 546 EUR | 78,800 EUR |
| 2024 | 3 | 199,343 EUR | 80,509 EUR |
| 2023 | 1 | 3,966 EUR | 3,966 EUR |
| 2022 | 1 | 1,376 EUR | 1,376 EUR |
Schemes
Ontwikkelingsproject
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 553 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-11-2009
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.