SOCIALware ASBL
ActiveSummary
SOCIALware ASBL has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.9m and a net result of -€244,174. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 1453 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability2▼-15
Solvency100=
Growth35▼-3
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
short-term debt: 0.4% and cash: 38.8% of total assets, and 0.4% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.6%
Return on assets
-12.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
97 d early
2023
84 d early
2022
67 d early
2021
51 d early
2020
66 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 70 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€334,201▼ 54.2%
2024 · €730,313
EBIT margin
-75.3%▼ 73.3pp
2024 · -2.0%
Net result
-€244,174
2024 · €6,027
Working capital
€1.9m▼ 19.3%
2024 · €2.3m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.2m▼ 4.3%€945,891▼ 18.0%€786,171▼ 16.9%€730,313▼ 7.1%€334,201▼ 54.2%
Operating result€176,349▼ 0.2%€36,341▼ 79.4%-€19,694-€14,810▲ 24.8%-€251,619▼ 1,599%
Net result€171,973above the sector's middle half▼ 2.0%€28,286within the sector's middle half▼ 83.6%-€7,838below the sector's middle half€6,027within the sector's middle half-€244,174below the sector's middle half
EBIT margin15.3%▲ 0.6pp3.8%▼ 11.4pp-2.5%▼ 6.3pp-2.0%▲ 0.5pp-75.3%▼ 73.3pp
Equity€2.1mabove the sector's middle half▲ 8.9%€2.1mabove the sector's middle half▲ 1.3%€2.1mabove the sector's middle half▼ 0.4%€2.1mabove the sector's middle half▲ 0.3%€1.9mabove the sector's middle half▼ 11.5%
Total assets€2.4mwithin the sector's middle half▲ 6.5%€2.5mwithin the sector's middle half▲ 4.9%€2.6mwithin the sector's middle half▲ 5.6%€2.5mwithin the sector's middle half▼ 5.5%€1.9mwithin the sector's middle half▼ 23.1%
Debt€172,292▼ 14.2%€200,288▲ 16.2%€347,045▲ 73.3%€197,298▼ 43.1%€7,647▼ 96.1%
Working capital€2.2mabove the sector's middle half▲ 7.9%€2.3mabove the sector's middle half▲ 4.8%€2.4mabove the sector's middle half▲ 4.9%€2.3mabove the sector's middle half▼ 5.0%€1.9mabove the sector's middle half▼ 19.3%
Solvency89.5%above the sector's middle half▲ 2.0pp86.4%above the sector's middle half▼ 3.0pp81.5%above the sector's middle half▼ 4.9pp86.5%above the sector's middle half▲ 5.0pp99.6%above the sector's middle half▲ 13.1pp
Current ratio20.39above the sector's middle half▲ 3.8620.14above the sector's middle half▼ 0.2517.65above the sector's middle half▼ 2.4920.04above the sector's middle half▲ 2.39
Return on assets (ROA)7.3%within the sector's middle half▼ 0.6pp1.1%within the sector's middle half▼ 6.2pp-0.3%below the sector's middle half▼ 1.4pp0.2%within the sector's middle half▲ 0.5pp-12.9%below the sector's middle half▼ 13.1pp
Staff (FTE)4within the sector's middle half=4within the sector's middle half=4within the sector's middle half=4within the sector's middle half=0below the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €251,619 in 2025 against €14,810 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets
€10,597 ▼ 28.7%
Current assets
€1.9m ▼ 23.0%
Equity and liabilities €1.9m
Equity
€1.9m ▼ 11.5%
Provisions
€0 ▼ 100%
Debt
€7,647 ▼ 96.1%
Debt's share of the balance-sheet total falls from 8.0% to 0.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€248,452▼
2024 · -€10,702
Cash flow
-€241,007▼
2024 · €10,135
Debt to equity
0.00▼
2024 · 0.09
ROE
-12.9%▼
2024 · 0.3%
Interest coverage
-27.06▼
2024 · -1.42
Debt ≤ 1 year
€7,647▼
2024 · €122,092
Income taxes
€7,562▼
2024 · €12,024
Staff costs
€431,513▲
2024 · €314,807
A ratio outside any meaningful range has been withheld (balance sheet total €1.9m, equity €1.9m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 376 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 91% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
0.8%
went bankrupt
7.2%
stopped otherwise
91%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 376 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €1.2m | €945,891 | €786,171 | €730,313 | €334,201 | ▼ 54.2% |
| Non-recurring operating income76A | - | - | - | €10 | €4,654 | ▲ 46,444% |
| Goods, raw materials, services and sundry goods60/61 | €697,293 | €647,249 | €654,930 | €568,657 | €357,471 | ▼ 37.1% |
| Remuneration, social security and pensions62 | €306,672 | €324,920 | €299,234 | €314,807 | €431,513 | ▲ 37.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,589 | €4,010 | €4,195 | €4,108 | €3,167 | ▼ 22.9% |
| Other operating charges640/8 | €1,756 | €1,754 | €1,759 | €6,579 | €5,623 | ▼ 14.5% |
| Non-recurring operating charges66A | - | - | - | - | €2,660 | - |
| Gross operating margin9900 | €489,367 | €426,026 | €285,494 | €310,684 | €57,344 | ▼ 81.5% |
| Operating profit (loss)9901 | €176,349 | €36,341 | -€19,694 | -€14,810 | -€251,619 | ▼ 1,599% |
| Financial income75/76B | €54 | €279 | €23,630 | €40,386 | €25,209 | ▼ 37.6% |
| Recurring financial income75 | €54 | €279 | €23,630 | €40,386 | €25,209 | ▼ 37.6% |
| Financial charges65/66B | €4,430 | €8,334 | €4,693 | €7,525 | €10,201 | ▲ 35.6% |
| Recurring financial charges65 | €4,430 | €8,334 | €4,693 | €7,525 | €9,182 | ▲ 22.0% |
| Non-recurring financial charges66B | - | - | - | - | €1,019 | - |
| Profit (loss) for the period before taxes9903 | €171,973 | €28,286 | -€757 | €18,051 | -€236,611 | ▼ 1,411% |
| Income taxes67/77 | - | - | €7,081 | €12,024 | €7,562 | ▼ 37.1% |
| Profit (loss) for the period9904 | €171,973 | €28,286 | -€7,838 | €6,027 | -€244,174 | ▼ 4,151% |
| Profit (loss) for the period to be appropriated9905 | €171,973 | €28,286 | -€7,838 | €6,027 | -€244,174 | ▼ 4,151% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.4m | €2.5m | €2.6m | €2.5m | €1.9m | ▼ 23.1% |
| Fixed assets21/28 | €10,038 | €12,552 | €11,071 | €14,870 | €10,597 | ▼ 28.7% |
| Intangible fixed assets21 | - | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €5,318 | €7,833 | €6,352 | €10,151 | €6,014 | ▼ 40.8% |
| Furniture and vehicles24 | €5,318 | €7,833 | €6,352 | €10,151 | €6,014 | ▼ 40.8% |
| Financial fixed assets28 | €4,719 | €4,719 | €4,719 | €4,719 | €4,583 | ▼ 2.9% |
| Current assets29/58 | €2.3m | €2.5m | €2.6m | €2.4m | €1.9m | ▼ 23.0% |
| Amounts receivable within one year40/41 | €18,857 | €69,783 | €64,544 | €32,795 | €18,621 | ▼ 43.2% |
| Trade receivables40 | €9,436 | €58,543 | €51,236 | €24,821 | €8,505 | ▼ 65.7% |
| Other amounts receivable41 | €9,421 | €11,240 | €13,308 | €7,974 | €10,116 | ▲ 26.9% |
| Current investments50/53 | €1.0m | €1.0m | €1.7m | €1.5m | €1.1m | ▼ 26.0% |
| Cash at bank and in hand54/58 | €1.3m | €1.3m | €785,877 | €885,012 | €735,426 | ▼ 16.9% |
| Deferred charges and accrued income490/1 | €25,637 | €20,327 | €35,081 | €22,819 | €15,021 | ▼ 34.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.4m | €2.5m | €2.6m | €2.5m | €1.9m | ▼ 23.1% |
| Equity10/15 | €2.1m | €2.1m | €2.1m | €2.1m | €1.9m | ▼ 11.5% |
| Profit (loss) carried forward14 | €2.1m | €2.1m | €2.1m | €2.1m | €1.9m | ▼ 11.5% |
| Provisions and deferred taxes16 | €75,000 | €134,000 | €134,000 | €134,000 | - | - |
| Provisions for liabilities and charges160/5 | €75,000 | €134,000 | €134,000 | €134,000 | - | - |
| Other liabilities and charges164/5 | €75,000 | €134,000 | €134,000 | €134,000 | - | - |
| Amounts payable17/49 | €172,292 | €200,288 | €347,045 | €197,298 | €7,647 | ▼ 96.1% |
| Amounts payable within one year42/48 | €114,830 | €121,849 | €147,002 | €122,092 | €7,647 | ▼ 93.7% |
| Trade debts44 | €27,622 | €40,737 | €44,827 | €66,092 | €7,430 | ▼ 88.8% |
| Suppliers440/4 | €27,622 | €40,737 | €44,827 | €66,092 | €7,430 | ▼ 88.8% |
| Taxes, remuneration and social security45 | €86,488 | €79,896 | €101,987 | €55,491 | - | - |
| Taxes450/3 | €33,560 | €24,619 | €39,745 | €10,907 | - | - |
| Remuneration and social security454/9 | €52,929 | €55,277 | €62,242 | €44,584 | - | - |
| Accrued charges and deferred income492/3 | €57,462 | €78,440 | €200,043 | €75,206 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €171,973 | €28,286 | -€7,838 | €6,027 | -€244,174 | ▼ 4,151% |
| + Depreciation and write-downs630 | €4,589 | €4,010 | €4,195 | €4,108 | €3,167 | ▼ 22.9% |
| Operating cash flow (approximation) | €176,563 | €32,296 | -€3,643 | €10,135 | -€241,007 | ▼ 2,478% |
| Investment in fixed assets (approximation) | - | -€6,524 | -€2,714 | -€7,907 | €1,106 | ▲ 114% |
| Change in cash | - | €67,153 | -€551,264 | €99,135 | -€149,586 | ▼ 251% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
State Gazette act
Resignations: Ulrich Nathalie (director) and Van Fraechem Ferdinand (director)Appointments: Tiani Antonio (director) and Martin Bernard (managing director)5 facts ▸
State Gazette act
Resignations: Ulrich Nathalie (director) and Van Fraechem Ferdinand (director)
Appointments: Tiani Antonio (director) and Martin Bernard (managing director)5 facts ▸
- General meeting, 03-03-2026
- Director resignation, Ulrich Nathalie (director)
- Director resignation, Van Fraechem Ferdinand (director)
- Director appointment, Tiani Antonio (director)
- Director appointment, Martin Bernard (managing director)
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€244,174
Net result drops to -€244,174, the lowest in the series.
31-12
Financial
Liquidity times 12current ratio 246.27
Current ratio from 20.04 to 246.27; short-term debt falls from €122,092 to €7,647.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €6,027
Net result €6,027 after one loss-making year.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €2mEq €2.1m ▲8.9%
4 profitable years in a row build equity to €2.1m.
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €175,411 ▲56.4%
Operating result €176,775, net result €175,411, both a record.
Show earlier events
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 10 acts read
About the unread acts
Of the 10 Belgian State Gazette acts we know for this company, 1 has been read. The other 9 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
Tiani Antonio
CurrentDirector · since 22-05-2026
Day-to-day management 1
Martin Bernard
CurrentManaging director · since 22-05-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
9 of this company's 10 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel
Ground area
1,683 m²
Building footprint
2,433 m²
Volume, LiDAR
61,492 m³
Parcel 21807G0007/00R000, Brussels · tallest building 35.6 m, ±9 floors. Linked by address, not a title deed.
463
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0007/00R000 | Brussels | 1,683 m² | 1 · 2,433 m² | 35.6 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
4 people since 2026, 2 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Tiani Antonio |
|
| Martin Bernard |
|
| Ulrich Nathalie |
|
| Van Fraechem Ferdinand |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, scroll to zoom.
Recognitions · licences · registrations
Legal Entity Identifier
984500CA0783A5ED8079
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 569 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formNon-profit association
Founded29-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0888397759
Also
9925:BE0888397759
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.