Q-TECHNICIANS
ActiveThe computed 12-month bankruptcy probability of Q-TECHNICIANS is 2.0% (moderate). The 2025 annual accounts show equity of €396k and a net result of €118k. Equity is growing by ~45.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 27407 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.43 against 2.36 in 2024), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
21.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-01-2026, 111 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
111 d early
2024
30 d early
2023
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€396k▲ 42.7%
2024 · €278k
2023: €141k
2024: €278k
2023 → 2025
Total assets
€551k▲ 18.2%
2024 · €466k
2023: €428k
2024: €466k
2023 → 2025
Net result
€118k▼ 13.5%
2024 · €137k
2023: €129k
2024: €137k
2023 → 2025
Working capital
€376k▲ 52.4%
2024 · €247k
2023: €181k
2024: €247k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€141k-€278k▲ 96.2%€396k▲ 42.7%
Operating result€173k-€184k▲ 6.4%€158k▼ 14.2%
Net result€129k-€137k▲ 6.1%€118k▼ 13.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€19k▼ 47.6%
Current assets
€531k▲ 23.9%
Equity and liabilities €551k
Equity
€396k▲ 42.7%
Debt
€155k▼ 17.8%
The debt ratio falls from 40.4% to 28.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€180k▼
2024 · €205k
Cash flow
€141k▼
2024 · €158k
Solvency
71.9%▲
2024 · 59.6%
Current ratio
3.43▲
2024 · 2.36
Quick ratio
3.37▲
2024 · 2.36
Debt / equity
0.39▼
2024 · 0.68
ROE
29.9%▼
2024 · 49.3%
ROA
21.5%▼
2024 · 29.4%
Interest coverage
53.46▲
2024 · 40.79
Debt
€155k▼
2024 · €188k
Debt ≤ 1 year
€155k▼
2024 · €182k
Income taxes
€38k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€466k€551k▲
Fixed assets21/28€37k€19k▼
Tangible fixed assets22/27€35k€19k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€30k€14k▼
Financial fixed assets28€2k€900▼
Current assets29/58€429k€531k▲
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Stocks and contracts in progress3-€10k
Stocks30/36-€10k
Amounts receivable within one year40/41€267k€312k▲
Trade receivables40€264k€291k▲
Other amounts receivable41€3k€20k▲
Cash at bank and in hand54/58€123k€172k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€466k€551k▲
Equity10/15€278k€396k▲
Contributions10/11€12k€12k=
Reserves13€265k€384k▲
Distributable reserves133€265k€384k▲
Amounts payable17/49€188k€155k▼
Amounts payable after more than one year17€7k-
Financial debts170/4€7k-
Amounts payable within one year42/48€182k€155k▼
Current portion of amounts payable after more than one year42€43k€7k▼
Financial debts43€743-
Other loans439€743-
Trade debts44€89k€101k▲
Suppliers440/4€89k€101k▲
Taxes, remuneration and social security45€48k€47k▼
Taxes450/3€47k€47k▲
Remuneration and social security454/9€1k-
Other amounts payable47/48€830-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€17k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-27k-
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€189k€201k▲
Operating profit (loss)9901€184k€158k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€180k€157k▼
Income taxes67/77€43k€38k▼
Profit (loss) for the period9904€137k€118k▼
Profit (loss) for the period to be appropriated9905€137k€118k▼
Appropriation of the result
Profit (loss) to be appropriated9906€137k€118k▼
Transfer from equity791/2€830-
Transfer to equity691/2€137k€118k▼
To other reserves6921€137k€118k▼
Profit to be distributed694/7€830-
Return on contributions (dividend)694€830-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €118k ▼13.5%
Net result drops to €118k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2023net €137k ▲6.1%
Operating result €184k, net result €137k, both a record.
30-09
Financial
Equity above €200kEq €278k ▲96.2%
2 profitable years in a row build equity to €278k.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalstsesteenweg(Ide) 219506 GeraardsbergenGround area
1,295 m²
Building footprint
170 m²
Volume, LiDAR
650 m³
Parcel 41059A0134/00F000, Flanders · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Q-TECHNICIANS / Q-PAINTERS / Q-GYPROCWERKEN / Q-CLEANERS
since 20222.338.781.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41059A0134/00F000 | Flanders | 1,295 m² | 1 · 170 m² | 5.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WALBERS ZONWERINGEN
BE 0428.573.219
Beerse · Eq €398k
Thivico
BE 0475.612.576
Aalter · Eq €399k
PLEISTERWERKEN DELRUE JP
BE 0883.747.006
Oostende · Eq €392k
WINANDY CONSTRUCTION
BE 0644.905.884
Theux · Eq €401k
MONTAGYP
BE 0416.431.094
Lier · Eq €402k
Of 3,988 companies in sector 43310 we hold annual accounts for 1,737. 1,107 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end30-09
Activities, NACEBEL
43310Plastering work
43341Painting of buildings
43211General electrical installation work
43320Joinery installation
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.