ONE BOUW
ActiveSummary
The computed 12-month bankruptcy probability of ONE BOUW is 2.0% (moderate). The 2025 annual accounts show equity of €76k and a net result of €60k. Equity is growing by ~152.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 7453 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+33
Solvency38▲+4
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.8 in 2024; short-term debt: 71.5% and cash: 3.2% of total assets), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.6%
Return on assets
9.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
42 d late
2024
10 d early
2023
93 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€76k▲ 363%
2024 · €16k
2023: €19k
2024: €16k
2023 → 2025
Total assets
€608k▲ 226%
2024 · €187k
2023: €114k
2024: €187k
2023 → 2025
Net result
€60k
2024 · €-2k
2023: €17k
2024: €-2k
2023 → 2025
Working capital
€-60k▼ 95.6%
2024 · €-31k
2023: €-24k
2024: €-31k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€19k-€16k▼ 12.6%€76k▲ 363%
Operating result€22k-€3k▼ 88.1%€83k▲ 3,056%
Net result€17k-€-2k€60k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,056% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €608k
Fixed assets
€233k ▲ 265%
Current assets
€375k ▲ 205%
Equity and liabilities €608k
Equity
€76k ▲ 363%
Debt
€532k ▲ 212%
Debt's share of the balance-sheet total falls from 91.2% to 87.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€102k▲
2024 · €15k
Cash flow
€79k▲
2024 · €10k
Current ratio
0.86▲
2024 · 0.80
Quick ratio
0.77▼
2024 · 0.80
Debt to equity
6.96▼
2024 · 10.33
ROE
78.4%▲
2024 · -14.4%
ROA
9.8%▲
2024 · -1.3%
Interest coverage
18.65▲
2024 · 3.76
Debt ≤ 1 year
€435k▲
2024 · €154k
Debt > 1 year
€97k▲
2024 · €17k
Income taxes
€18k▲
2024 · €949
Staff costs
€40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€187k€608k▲
Fixed assets21/28€64k€233k▲
Tangible fixed assets22/27€63k€229k▲
Land and buildings22-€155k
Plant, machinery and equipment23€4k€27k▲
Furniture and vehicles24€59k€47k▼
Financial fixed assets28€500€4k▲
Current assets29/58€123k€375k▲
Stocks and contracts in progress3-€39k
Stocks30/36-€39k
Amounts receivable within one year40/41€123k€317k▲
Trade receivables40€106k€307k▲
Other amounts receivable41€17k€10k▼
Cash at bank and in hand54/58-€19k
Equity and liabilities
Total equity and liabilities10/49€187k€608k▲
Equity10/15€16k€76k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€13k€73k▲
Amounts payable17/49€170k€532k▲
Amounts payable after more than one year17€17k€97k▲
Financial debts170/4€17k€97k▲
Amounts payable within one year42/48€154k€435k▲
Current portion of amounts payable after more than one year42€15k€28k▲
Financial debts43€6k€844▼
Credit institutions430/8€6k€844▼
Trade debts44€107k€309k▲
Suppliers440/4€107k€309k▲
Taxes, remuneration and social security45€14k€18k▲
Taxes450/3€14k€17k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€12k€78k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€669k€818k▲
Remuneration, social security and pensions62-€40k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€19k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k-
Other operating charges640/8€2k€10k▲
Gross operating margin9900€15k€152k▲
Operating profit (loss)9901€3k€83k▲
Financial income75/76B€11€9▼
Recurring financial income75€11€9▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-1k€78k▲
Income taxes67/77€949€18k▲
Profit (loss) for the period9904€-2k€60k▲
Profit (loss) for the period to be appropriated9905€-2k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€73k▲
Profit (loss) brought forward from the previous period14P€16k€13k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
31-12
Financial
Back to profitnet €60k
Net result €60k after one loss-making year.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼114%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
01-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 93 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotesteenweg 892440 GeelGround area
1,899 m²
Building footprint
302 m²
Volume, LiDAR
872 m³
Parcel 13375N1043/00D002, Flanders · tallest building 6.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ONE BOUW
since 20222.334.173.356
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13375N1043/00D002 | Flanders | 1,899 m² | 1 · 302 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesONE BOUW BV#10430
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,218 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43310Plastering work
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.