BLOXI
ActiveThe computed 12-month bankruptcy probability of BLOXI is 3.6% (moderate). The 2025 annual accounts show equity of €421k and a net result of €128k. Equity is growing by ~50.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 7760 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency95▲+3
Growth78=
Track record94
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 2.77 in 2024; short-term debt: 29.7% and cash: 67.8% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
27 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€0
Total assets
€598k▲ 26.8%
2024 · €472k
2023: €174k
2024: €472k
2023 → 2025
Net result
€128k▼ 40.9%
2024 · €217k
2023: €90k
2024: €217k
2023 → 2025
Working capital
€369k▲ 35.0%
2024 · €273k
2023: €69k
2024: €273k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€0-
Equity€100k-€317k▲ 217%€421k▲ 32.6%
Operating result€130k-€298k▲ 130%€187k▼ 37.0%
Net result€90k-€217k▲ 141%€128k▼ 40.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €598k
Fixed assets
€52k▲ 17.3%
Current assets
€546k▲ 27.8%
Equity and liabilities €598k
Equity
€421k▲ 32.6%
Debt
€177k▲ 15.0%
The debt ratio falls from 32.7% to 29.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€199k▼
2024 · €312k
Cash flow
€140k▼
2024 · €232k
Solvency
70.3%▲
2024 · 67.3%
Current ratio
3.08▲
2024 · 2.77
Quick ratio
3.08▲
2024 · 2.77
Debt / equity
0.42▼
2024 · 0.49
ROE
30.5%▼
2024 · 68.5%
ROA
21.5%▼
2024 · 46.1%
Interest coverage
6062.82▲
2024 · 3434.06
Debt
€177k▲
2024 · €154k
Debt ≤ 1 year
€177k▲
2024 · €154k
Income taxes
€59k▼
2024 · €80k
Staff costs
€90k▼
2024 · €92k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€472k€598k▲
Fixed assets21/28€44k€52k▲
Tangible fixed assets22/27€42k€49k▲
Furniture and vehicles24€42k€49k▲
Financial fixed assets28€3k€3k▲
Current assets29/58€427k€546k▲
Amounts receivable within one year40/41€116k€141k▲
Trade receivables40€80k€116k▲
Other amounts receivable41€36k€25k▼
Cash at bank and in hand54/58€307k€405k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€472k€598k▲
Equity10/15€317k€421k▲
Contributions10/11€10k€10k=
Reserves13€170k€270k▲
Distributable reserves133€170k€270k▲
Profit (loss) carried forward14€137k€141k▲
Amounts payable17/49€154k€177k▲
Amounts payable within one year42/48€154k€177k▲
Trade debts44€33k€42k▲
Suppliers440/4€33k€42k▲
Taxes, remuneration and social security45€122k€115k▼
Taxes450/3€121k€111k▼
Remuneration and social security454/9€408€4k▲
Other amounts payable47/48-€21k
Income statement
Code20242025
Non-recurring operating income76A-€10k
Remuneration, social security and pensions62€92k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€1k€12k▲
Gross operating margin9900€405k€302k▼
Operating profit (loss)9901€298k€187k▼
Financial income75/76B€11€31▲
Recurring financial income75€11€31▲
Financial charges65/66B€91€33▼
Recurring financial charges65€91€33▼
Profit (loss) for the period before taxes9903€297k€187k▼
Income taxes67/77€80k€59k▼
Profit (loss) for the period9904€217k€128k▼
Profit (loss) for the period to be appropriated9905€217k€128k▼
Appropriation of the result
Profit (loss) to be appropriated9906€237k€266k▲
Profit (loss) brought forward from the previous period14P€20k€137k▲
Transfer to equity691/2€100k€100k=
To other reserves6921€100k€100k=
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
Social balance
Average headcount (FTE)9087-2.4
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2023net €217k ▲141%
Operating result €298k, net result €217k, both a record.
31-12
Financial
Equity above €200kEq €317k ▲217%
2 profitable years in a row build equity to €317k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot-Bijgaardenstraat 141082 Sint-Agatha-BerchemGround area
290 m²
Building footprint
293 m²
Volume, LiDAR
2,049 m³
Parcel 21342B0043/00F003, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem
since 20232.342.933.644
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0451.471.454
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ROCASYSTEMS
BE 0630.905.420
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ABARIUS
BE 0874.154.793
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HG Vloerisolatie
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Of 4,270 companies in sector 43230 we hold annual accounts for 1,240. 791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2023
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43310Plastering work
43120Site preparation
43130Specialised construction activities
43350Other building finishing work
43992Specialised construction activities
81100Combined facilities support activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bloxi.daniel@gmail.com