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Q - Academy

Active
Private limited companyfounded 201312 yrs activeLieven Bauwenslaan 6, 3900 Pelt, BelgiumKBO/BCE: BE 0540.910.107
Summary

Q - Academy has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246,620 and a net result of €44,318. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 52% of 1920 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch ReportCompare
Q - AcademyActiveChecked score 69/100
Risk analysis ReportCompare

Overview

Activity
Public relations and communication consultancy
NACE 73300NACE 70210
#8 employer in Pelt, Professional and technical services sector2 sites
Size
€524,191total assets 2025
Staff
7.4 FTE
Equity
€246,620
Profit
€44,318
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Largest shareholder
Pates Consulting · 33.33%
Holdings
1
Accounts 32 d early0 of 16 deeds read
Why 69- Liquidity: current ratio 1.83- Size: 7.4 FTE, total assets €524,191+ Founded in 2013+ Equity €246,620 (47.0% of total assets)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 43% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 72+11
equity 47.0% of total assets
Liquidity 48+16
short-term debt 51.9%
Profitability 40+19
return on assets 8.5%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● 0.0% vs 11-2024 01-2025: 0.7%● 0.0% vs 12-2024 02-2025: 0.7%▼ -4.7% vs 01-2025lowest value 03-2025: 0.7%● 0.0% vs 02-2025lowest value 04-2025: 0.9%▲ +21.3% vs 03-2025 05-2025: 0.8%▼ -3.3% vs 04-2025 06-2025: 0.8%▼ -1.8% vs 05-2025 07-2025: 1.0%▲ +22.4% vs 06-2025 08-2025: 1.2%▲ +23.9% vs 07-2025 09-2025: 1.2%● 0.0% vs 08-2025 10-2025: 1.2%● 0.0% vs 09-2025 11-2025: 1.2%● 0.0% vs 10-2025 12-2025: 1.2%● 0.0% vs 11-2025 01-2026: 1.2%● 0.0% vs 12-2025 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.2%● 0.0% vs 02-2026 04-2026: 1.3%▲ +7.2% vs 03-2026 05-2026: 1.3%▼ -3.3% vs 04-2026 06-2026: 1.2%▼ -5.3% vs 05-2026 07-2026: 1.4%▲ +14.1% vs 06-2026 08-2026: 2.5%▲ +77.3% vs 07-2026 09-2026: 3.0%▲ +21.2% vs 08-2026highest value 10-2026: 0.7%▼ -75.9% vs 09-2026
  • Liquidity: current ratio 1.83 raises the probability
  • Founded in 2013 lowers the probability for this profile
  • Size: 7.4 FTE, total assets €524,191 raises the probability for this profile
  • Equity €246,620 (47.0% of total assets) lowers the probability
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.53 in 2024; short-term debt: 51.9% of total assets), but 53% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 47%, liquidity 31%, profitability 26%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 1.83
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2013
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Size: 7.4 FTE, total assets €524,191
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €246,620 (47.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
27 d early
2023
30 d early
2022
11 d early
2021
17 d early
2020
19 d early
2019
30 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €44,318
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€13,365 in 2024 €44,318 View
  • Positive: Employer in Pelt, Professional and technical services sectorin the Checked rankings #8 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Known shareholderslargest: Pates Consulting 33.33% 99.99% View

By topic

Financials

Fiscal year
2025
Total assets
€524,191
Profit
€44,318
Solvency
47.0%
Total assets▼ 7.9%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 04-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
14-10-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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