PYROVA

Active Risk: not assessed Private limited companyfounded 1997active for 29 yearsKeiberg 33, 3053 Oud-HeverleeKBO/BCE: BE 0459.617.870 #2 oldest company in Oud-Heverlee, Finance and insurance sector

PYROVA

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Overview

Lifetime

20 annual accounts with figures on one time axis, 29 filings since 1997

Compare with

peak €365,676 (2025)

€365,676▲ 114%

lowest -€3,999 (2009)

€164,480▲ 342%

peak €381,149 (2025)

€381,149▲ 51.4%

€66,536▲ 59.8%

peak 1.5 FTE (2019)

-not published

Board2 names since 2019

1 directorVANNIEUWENBORGH Philip

Documentsfilings and deeds

26-06-202635 days before the deadline

2025micro format

Gross margin from €170,554 to €365,676Result from €37,219 to €164,480Dividend €35,137Equity from €251,806 to €381,149Debts from €41,647 to €66,536Cash from €133,265 to €320,882

Key points

from the 2025 annual accounts

Equity

€381,149 ▲ 51.4%

PYROVA paid out €35,137 in dividends. That is 21% of the 2025 profit.

Result

€164,480 ▲ 342%

The result rose in 2025: mostly from a one-off income of €204,982.

Turnover

≈ €510,000 estimated

The micro format states no turnover.

Investments

€32,779 1.6 × depreciation

Green is investment, beige is depreciation. Land and buildings stand 167.5% higher than in 2024.

Staff

2 employees on 31-12-2025

In 2025, 1 person joined and 2 left.

Position in the sector

€164,480

Higher net result than 89% of companies in financial services. Sector median €32,855 · 9,772 companies.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk

1 signal.

neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

35 days early

2024

24 days early

2023

57 days late

2022

56 days early

2021

24 days early

2020

31 days early

2019

29 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 32 days either side of that date).

Companies Code · seven months

Where today falls in the filing period

10-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Board and ownership

VANNIEUWENBORGH Philip

Director, since 04-02-2020

Board & ownership

Recent changes

18-11-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0459617870

13-02-2020

1 manager resigning, 1 director reappointed Change of role: VANNIEUWENBORGH Philip, from statutory manager to statutory director · Resignation: ROOFTHOOFT Yves Maria Arthur (statutory manager) · Reappointment: VANNIEUWENBORGH Philip (statutory director) · General meeting of 04-02-2020 · Gazette deed

11-04-2018

Capital decrease of €100,800 to €18,600 Capital from €119,400 to €18,600 · General meeting of 19-03-2018 · Gazette deed

21-01-1997

New establishment in Hemiksem ANHYP LINDELEI, Lindelei 160

All 40 events

Comparable companies

same main activity, similar in size and age

Company
PYROVA Oud-Heverlee	€447,685	€365,676	85.1%	-
Kantoor Finlo Lochristi	€609,403	€276,998	81.3%	2.3
2BESURE Zedelgem	€819,770	€276,630	70.4%	2.5
KANTOOR GEERT GYSEMANS Scherpenheuvel-Zichem	€358,135	€190,500	82.4%	-
VANDAELE Bruges	€878,211	€457,757	64.1%	-
JAN CARELSBERGH Beveren-Kruibeke-Zwijndrecht	€277,797	€239,750	37.0%	-
ZKM Laakdal	€631,211	€273,233	42.9%	-

These companies have the same main activity as PYROVA: financial service activities, except insurance and pension funding (NACE 64190). They are comparable in size and age: total assets between €278,000 and €878,000, founded between 1984 and 2002.

Official details

Source: KBO

Status: Active since 14-01-1997Normal situation
Activity: Financial service activities, except insurance and pension fundingNACE 64190
Joint committee: 307Insurance brokers and agencies · annual accounts 2025
Establishment units: 2.079.992.3783053 Oud-Heverlee, since 17-01-1997
: 2.079.992.2792620 Hemiksem, since 21-01-1997
Financial year end: 31 December
Peppol: Reachable since 18-11-2025

Company details

Annual accounts 2025

: €164,480▲ 342%
: €381,149▲ 51.4%
: €447,685▲ 52.6%
Employeeson 31-12-2025: 2▼ 33.3%
Filing: Filed on 26-06-2026, 35 days before the end of the filing period

Financials

Insights on PYROVA

PYROVA files the micro format. That format states no turnover. The gross margin rose from €129,079 in 2006 to €365,676 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 26-06-2026, 35 days before the deadline

€381,149

▲ 51.4%

€447,685

▲ 52.6%

€164,480

▲ 342%

85.1%

▼ 0.7 percentage points

43.2%

▲ 28.4 percentage points

36.7%

▲ 24.1 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

In the rankings #2 oldest company in Oud-Heverlee, Finance and insurance sector

Balance sheet

balance sheet total €447,685 on 31-12-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

85.1%

Higher than 83% of 9,770 companies in 2025.

36.7%

Higher than 83% of 9,624 companies in 2025.

PYROVA Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: top quarter · Equity: top quarter · Balance sheet total: middle half

Staff

€35,248

Staff costs divided by the average number of full-time equivalents.

-1 person

people who joined people who left

In 2025, 1 person joined and 2 left.

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
`20/58`	447,685	293,453	266,625	249,394	234,972	203,749	164,364	205,412	250,546	227,310	231,578	245,201	263,993	290,963	313,495	235,093	247,475	283,136	301,776	361,828
`21/28`	94,495	121,860	76,469	96,829	68,751	82,224	108,825	143,308	99,730	56,348	40,676	75,358	105,928	134,381	171,210	79,011	102,576	139,297	178,868	220,502
`21`	0	25,018	32,268	39,518	46,768	54,018	61,268	68,518	-	-	-	-	-	85	420	755	1,090	1,425	1,760	2,198
`22/27`	94,495	96,842	44,201	57,311	21,983	28,206	47,557	74,789	99,730	56,348	40,676	75,358	105,928	133,836	170,330	77,795	101,025	137,412	176,647	217,843
`22`	37,432	13,995	15,012	16,028	12,221	12,543	14,680	16,816	18,138	26,103	34,115	42,128	50,141	58,153	66,166	59,458	78,508	96,916	115,901	139,546
`23`	1,025	1,344	1,576	3,153	4,729	5,090	822	199	-	-	-	825	1,963	4,397	8,608	14,927	1,443	2,545	3,760	2,276
`24`	56,038	81,502	27,613	38,131	5,033	10,573	32,056	57,774	81,592	30,245	6,560	32,405	53,825	71,285	95,556	3,410	21,075	37,951	56,986	76,021
`28`	-	-	-	-	-	-	-	-	-	-	-	-	-	461	461	461	461	461	461	461
`29/58`	353,189	171,593	190,156	152,565	166,222	121,526	55,539	62,104	150,816	170,962	190,903	169,844	158,065	156,581	142,285	156,082	144,899	143,838	122,908	141,326
`40/41`	19,551	24,905	38,255	40,989	64,241	39,964	28,432	27,953	21,362	30,534	26,647	25,389	23,187	25,307	23,581	31,855	28,988	19,432	27,367	24,578
`40`	19,551	24,882	38,237	40,849	64,146	39,964	26,221	27,906	21,181	30,534	26,583	24,511	22,383	24,693	20,275	22,179	21,858	13,138	19,615	22,796
`41`	0	23	19	140	95	-	2,210	47	181	-	64	879	804	613	3,306	9,676	7,130	6,294	7,751	1,781
`50/53`	12,362	12,362	12,362	12,362	12,362	12,362	12,362	9,375	7,675	7,675	7,675	7,675	7,675	6,195	5,061	5,727	6,127	3,839	5,530	8,526
`54/58`	320,882	133,265	138,342	98,080	88,327	67,950	13,428	23,512	121,779	132,754	154,793	134,995	125,422	123,960	111,623	118,500	108,179	120,567	90,012	108,223
`490/1`	394	1,062	1,197	1,134	1,292	1,250	1,317	1,265	-	-	1,788	1,784	1,780	1,121	2,020	-	1,605	-	-	-
Balance sheet: equity and liabilities
`10/49`	447,685	293,453	266,625	249,394	234,972	203,749	164,364	205,412	250,546	227,310	231,578	245,201	263,993	290,963	313,495	235,093	247,475	283,136	301,776	361,828
`10/15`	381,149	251,806	218,587	197,536	164,886	140,230	105,837	106,457	200,534	192,781	183,197	183,760	181,969	189,294	181,151	159,739	156,581	160,580	160,221	156,484
`10/11`	18,600	18,600	18,600	18,600	18,600	18,600	-	18,600	119,400	119,400	119,400	119,400	119,400	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`100`	-	-	-	-	-	-	-	18,600	119,400	119,400	119,400	119,400	119,400	18,600	18,600	18,600	18,600	18,600	18,600	18,600
`11`	-	-	-	-	-	-	20,460	-	-	-	-	-	-	-	-	-	-	-	-	-
`1100/10`	-	-	-	-	-	-	20,460	-	-	-	-	-	-	-	-	-	-	-	-	-
`13`	362,549	233,206	199,987	178,936	146,286	121,630	85,377	87,857	81,134	73,381	63,632	64,195	62,404	168,411	159,419	136,360	136,360	141,360	141,360	137,360
`130/1`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	-	-	-	-	-	-	-	1,860	12,962	12,137	10,954	9,660	8,860	1,860	1,860	1,860	1,860	1,860	1,860	1,860
`1311`	1,860	1,860	1,860	1,860	1,860	1,860	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`132`	-	-	-	-	0	37,500	37,500	38,507	39,515	40,522	41,529	42,537	43,544	44,551	45,559	37,500	37,500	37,500	37,500	37,500
`133`	360,689	231,346	198,127	177,076	144,426	82,270	47,877	47,490	28,658	20,722	11,148	11,998	10,000	122,000	112,000	97,000	97,000	102,000	102,000	98,000
`14`	0	0	0	0	0	-	-	-	-	-	166	166	166	2,283	3,133	4,779	1,621	620	261	524
`16`	-	-	-	-	-	-	-	522	1,040	1,559	2,078	2,596	3,115	3,634	4,153	-	-	-	2,000	2,000
`160/5`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	2,000	2,000
`168`	-	-	-	-	-	-	-	522	1,040	1,559	2,078	2,596	3,115	3,634	4,153	-	-	-	-	-
`17/49`	66,536	41,647	48,039	51,858	70,087	63,520	58,527	98,433	48,972	32,970	46,304	58,845	78,908	98,035	128,191	75,354	90,894	122,556	139,555	203,344
`17`	-	-	-	0	5,030	19,947	34,609	51,279	15,712	-	8,157	18,557	40,391	61,712	82,511	44,589	56,360	76,065	95,188	113,759
`170/4`	-	-	-	0	5,030	19,947	34,609	51,279	15,712	-	8,157	18,557	40,391	61,712	82,511	44,589	56,360	76,065	95,188	113,759
`42/48`	66,536	41,647	48,039	51,858	65,057	43,573	23,918	47,154	33,259	32,970	38,147	40,288	38,517	36,323	45,681	30,765	34,534	46,491	44,367	89,585
`42`	0	11,835	0	5,008	14,917	14,663	16,670	27,623	13,308	8,157	10,283	21,640	21,147	20,684	20,254	10,642	19,705	19,123	18,570	18,045
`43`	-	-	-	-	-	-	-	-	-	2,515	-	-	6,842	3,292	8,768	2,767	-	8,724	5,969	6,952
`430/8`	-	-	-	-	-	-	-	-	-	2,515	-	-	6,842	3,292	8,768	2,767	-	8,724	5,969	6,952
`44`	5,135	4,849	2,775	978	13,128	8,544	2,317	4,486	2,529	4,134	14,136	3,735	3,839	2,933	3,038	9,656	12,087	16,018	3,587	26,499
`440/4`	5,135	4,849	2,775	978	13,128	8,544	2,317	4,486	2,529	4,134	14,136	3,735	3,839	2,933	3,038	9,656	12,087	16,018	3,587	26,499
`45`	26,264	21,371	26,264	36,371	27,512	15,366	4,931	5,045	7,422	6,165	3,728	2,914	2,690	4,415	3,620	2,700	2,742	2,626	2,240	3,090
`450/3`	20,068	13,046	17,246	27,966	19,662	7,642	518	1,282	4,678	3,391	1,065	250	-	417	960	49	333	249	141	2,237
`454/9`	6,196	8,325	9,018	8,405	7,850	7,724	4,414	3,763	2,744	2,774	2,663	2,664	2,690	3,998	2,660	2,651	2,409	2,377	2,099	852
`47/48`	35,137	3,591	19,000	9,500	9,500	5,000	-	10,000	10,000	12,000	10,000	12,000	4,000	5,000	10,000	5,000	-	-	14,000	35,000
Income statement
`76A`	204,982	11,992	0	10,582	0	3,182	-	-	19,575	8,168	8,009	8,750	9,000	9,610	28,659	5,323	3,830	4,961	3,723	8,709
`9900`	365,676	170,554	162,839	157,500	153,648	147,301	117,569	95,235	94,857	83,799	77,092	79,808	73,757	83,438	89,900	89,962	60,030	76,917	86,808	129,079
`62`	98,695	80,072	79,745	72,292	67,815	65,519	75,384	34,938	28,196	28,452	27,776	27,757	26,836	29,700	25,028	25,624	24,551	24,813	19,169	7,778
`630`	20,163	34,699	20,360	20,673	18,180	20,441	35,565	32,731	33,374	19,322	34,682	35,442	38,215	37,767	42,364	49,379	40,062	39,571	44,815	53,571
`635/8`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-2,000	-	2,000
`640/8`	2,883	3,012	3,154	3,095	3,270	4,139	4,312	3,496	3,930	4,467	3,523	3,465	2,638	2,175	2,279	2,112	1,960	2,271	1,706	1,836
`66A`	4,962	-	-	-	-	-	-	-	-	-	-	-	-	-	-	1,048	-	-	210	-
`9901`	238,973	52,771	59,580	61,439	64,384	57,202	2,307	24,070	29,357	31,557	11,111	13,144	6,068	13,796	20,229	12,848	-6,543	12,263	21,119	63,894
`75/76B`	1,654	561	785	611	265	209	3,174	1,948	348	537	1,037	1,525	3,310	2,381	1,657	2,171	4,824	3,671	3,757	2,619
`75`	1,654	561	785	611	265	209	3,174	1,948	348	537	1,037	1,525	3,310	2,381	1,657	2,171	4,824	3,671	3,757	2,619
`65/66B`	561	1,049	1,287	968	752	914	1,328	1,413	689	833	1,466	2,341	3,897	4,991	6,284	5,076	4,727	13,129	5,876	6,015
`65`	561	1,049	1,287	968	752	914	1,328	1,413	689	833	1,466	2,341	3,897	4,991	6,284	5,076	4,727	13,129	5,876	6,015
`9903`	240,066	52,283	59,079	61,083	63,897	56,497	4,153	24,604	29,016	31,261	18,692	21,077	14,480	20,796	44,260	14,218	-2,617	7,766	22,513	69,207
`67/77`	75,586	15,064	18,028	18,432	29,241	17,103	5,295	8,400	11,781	10,197	9,774	7,805	7,124	8,172	8,695	6,059	1,382	7,407	4,776	12,385
`9904`	164,480	37,219	41,050	42,651	34,656	39,393	-620	16,723	17,754	21,584	9,437	13,791	7,875	13,143	31,412	8,159	-3,999	359	17,737	56,822
`789`	-	-	-	0	37,500	-	1,007	1,007	1,007	1,007	1,007	1,007	1,007	1,007	2,015	-	-	-	-	-
`689`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	10,073	-	-	-	-	-
`9905`	164,480	37,219	41,050	42,651	72,156	39,393	387	17,730	18,761	22,591	10,444	14,798	8,883	14,150	23,354	8,159	-3,999	359	17,737	56,822
Appropriation of the result
`9906`	164,480	37,219	41,050	42,651	72,156	39,393	387	17,730	18,761	22,756	10,610	14,964	11,166	17,283	28,133	9,779	-3,379	620	18,261	57,524
`791/2`	35,137	4,000	20,000	10,000	10,000	-	-	-	-	-	850	-	112,000	-	-	-	5,000	-	-	-
`691/2`	164,480	37,219	41,050	42,651	72,156	34,393	387	7,730	8,761	10,756	1,294	2,798	7,000	10,000	15,000	-	-	-	4,000	22,000
`6920`	-	-	-	-	-	-	-	-	825	1,183	1,294	800	7,000	-	-	-	-	-	-	-
`6921`	164,480	37,219	41,050	42,651	72,156	34,393	387	7,730	7,936	9,574	-	1,998	-	10,000	15,000	-	-	-	4,000	22,000
`694/7`	35,137	4,000	20,000	10,000	10,000	5,000	-	10,000	10,000	12,000	10,000	12,000	116,000	5,000	10,000	5,000	-	-	14,000	35,000
`694`	35,137	4,000	20,000	10,000	10,000	-	-	-	-	-	-	-	112,000	-	-	-	-	-	-	-
`695`	-	-	-	-	0	5,000	-	10,000	10,000	12,000	10,000	12,000	4,000	5,000	10,000	5,000	-	-	14,000	35,000
Social balance sheet
`9087`	2.8	3	3	3	3	1.3	1.5	0.8	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.6	0.5	0.2
Hours worked`1013`	2,287	2,038	2,051	2,046	2,147	2,155	2,539	1,220	977	986	985	974	1,000	994	1,008	1,008	1,006	1,001	8,815	3,825
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The accounts for 9 older financial years (1997-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	26-06-2026	2026-00209771	PDF
31-12-2024	micro format	07-07-2025	2025-00236666	PDF
31-12-2023	micro format	26-09-2024	2024-00485280	PDF
31-12-2022	micro format	05-06-2023	2023-00105845	PDF
31-12-2021	micro format	07-07-2022	2022-20173685	PDF
31-12-2020	micro format	30-06-2021	2021-29600245	PDF
31-12-2019	micro format	02-07-2020	2020-25500192	PDF
31-12-2018	micro format	18-06-2019	2019-20000148	PDF
31-12-2017	micro format	19-06-2018	2018-20600084	PDF
31-12-2016	micro format	21-06-2017	2017-20100473	PDF
31-12-2015	abbreviated format	21-06-2016	2016-20700013	PDF
31-12-2014	abbreviated format	08-07-2015	2015-28500578	PDF
31-12-2013	abbreviated format	30-06-2014	2014-25700186	PDF
31-12-2012	abbreviated format	01-07-2013	2013-26000461	PDF
31-12-2011	abbreviated format	20-06-2012	2012-19600008	PDF
31-12-2010	abbreviated format	28-06-2011	2011-22800184	PDF
31-12-2009	abbreviated format	08-07-2010	2010-28400401	PDF
31-12-2008	abbreviated format	26-06-2009	2009-32800335	PDF
31-12-2007	abbreviated format	18-06-2008	2008-27400325	PDF
31-12-2006	abbreviated format	24-07-2007	2007-46800120	PDF
31-12-2005	abbreviated format	30-06-2006	2006-35504104	PDF
31-12-2004	abbreviated format	06-07-2005	2005-41704587	PDF
31-12-2003	abbreviated format	25-06-2004	2004-32303673	PDF
31-12-2002	abbreviated format	09-07-2003	2003-42102625	PDF
31-12-2001	abbreviated format	10-07-2002	2002-36002126	PDF
31-12-2000	abbreviated format	25-06-2001	2001-25701627	PDF
31-12-1999	abbreviated format	04-07-2000	2000-36200310	PDF
31-12-1998	abbreviated format	02-07-1999	1999-29004753	PDF
31-12-1997	abbreviated format	23-06-1998	1998-20604438	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
32,779	80,089	0	48,752	4,707	4,729	1,083	76,309	76,756	34,995	0	4,872	10,223	938	134,564	25,814	3,341	0	3,181	181,920
187,617	-5,077	40,262	9,753	20,377	54,521	-10,083	-98,267	-10,975	-22,039	19,798	9,573	1,463	12,337	-6,877	10,321	-12,388	30,555	-18,211	-
85.1%	85.8%	82.0%	79.2%	70.2%	68.8%	64.4%	51.8%	80.0%	84.8%	79.1%	74.9%	68.9%	65.1%	57.8%	67.9%	63.3%	56.7%	53.1%	43.2%
43.2%	14.8%	18.8%	21.6%	21.0%	28.1%	-0.6%	15.7%	8.9%	11.2%	5.2%	7.5%	4.3%	6.9%	17.3%	5.1%	-2.6%	0.2%	11.1%	36.3%
36.7%	12.7%	15.4%	17.1%	14.7%	19.3%	-0.4%	8.1%	7.1%	9.5%	4.1%	5.6%	3.0%	4.5%	10.0%	3.5%	-1.6%	0.1%	5.9%	15.7%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	31-12-2025	31-12-2024	31-12-2023	31-12-2022	31-12-2021
Employees at the balance-sheet date	2	3	3	3	3
full-time	0	0	0	0	0
part-time	2	3	3	3	3
in full-time equivalents	0.8	1.3	1.3	1.3	1.3
	1.5	1.3	1.3	1.3	1.3
On a permanent contract	2	3	3	3	3
Joined	1	0	-	-	-
Left	2	0	-	-	-
Training hours	0	0	-	-	-

Source: social balance sheet in the 2021 to 2025 annual accounts

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€32,779	€80,089	-	€48,752	€4,707
	€20,163	€34,699	€20,360	€20,673	€18,180

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on PYROVA

The operating result for 2025 is over 4.5 times that of 2024 and the highest since 2006. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 14.2% to 14.9%. Equity and debt are higher.

Large changes and their cause

2025 Net result +342% on 2024. The 2025 profit included a one-off income of €204,982.

Board & ownership

Board

1 director, last change in 2020

VANNIEUWENBORGH Philip

Statutory director

since 04-02-2020 term for the life of the company

earlier statutory manager, until 13-02-2020

listed in the 2025 annual accounts, filed on 26-06-2026

Signing authority: “- Elk aandeel geeft een gelijk recht bij de verdeling van het overschot na vereffening rekening houdend met hun volstorting. Indien de…”
deed of 13-02-2020

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

VANNIEUWENBORGH Philip
Statutory director

ROOFTHOOFT Yves Maria Arthur
Statutory manager

BoardEarliermandate already running before its first mention

Mandates as a list

VANNIEUWENBORGH Philip
- Statutory director, from 04-02-2020 to date
- Statutory manager, until 13-02-2020
ROOFTHOOFT Yves Maria Arthur
- Statutory manager, until 17-10-2019

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution: €18,600
Source: 2025 annual accounts

Articles of association

deed of 13-02-2020 (in Dutch)

Annual meeting: First Monday of June at 20:00

Network & group

No group

PYROVA has no parent and no holdings in its annual accounts. VANNIEUWENBORGH Philip is the only director. PYROVA shares no director with another company.

Timeline

40 events since 1997

Board

Capital

Filings

Financial

Establishments

200020052010201520202025

Deadline for the 2026 accounts: 31-07-2027

2026

26-06-2026

Annual accounts 2025 filed NBBmicro format · 35 days before the deadline

2025

31-12-2025

Highest result from 2006 to 2025 net €164,480 ▲342% The operating result of €238,973 and the net result of €164,480 are both a record.

18-11-2025

Registered in the Peppol Directory Reachable for e-invoices through 0208:0459617870

07-07-2025

Annual accounts 2024 filed PDFmicro format · 24 days before the deadline

2024

26-09-2024

Annual accounts 2023 filed PDFmicro format · 57 days late

2023

05-06-2023

Annual accounts 2022 filed PDFmicro format · 56 days before the deadline

2022

07-07-2022

Annual accounts 2021 filed PDFmicro format · 24 days before the deadline

2021

30-06-2021

Annual accounts 2020 filed PDFmicro format · 31 days before the deadline

2020

31-12-2020

Back to profit net €39,393 The net result is €39,393, after one loss-making year.

02-07-2020

Annual accounts 2019 filed PDFmicro format · 29 days before the deadline

13-02-2020

1 manager resigning, 1 director reappointedChange of role: VANNIEUWENBORGH Philip, from statutory manager to statutory director · Resignation: ROOFTHOOFT Yves Maria Arthur (statutory manager) · Reappointment: VANNIEUWENBORGH Philip (statutory director) · General meeting of 04-02-20208 points ▸

General meeting, 04-02-2020
Director resignation, ROOFTHOOFT Yves Maria Arthur (statutory manager)
Director resignation, VANNIEUWENBORGH Philip (statutory manager)
Director reappointment, VANNIEUWENBORGH Philip (statutory director)
750 shares
Director appointment, VANNIEUWENBORGH Philip (statutory director)
Registered office clause, Keiberg 33, 3053 Oud-Heverlee
Power of attorney, Hilde Hellemans
The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

2019

18-06-2019

Annual accounts 2018 filed PDFmicro format · 43 days before the deadline

2018

19-06-2018

Annual accounts 2017 filed PDFmicro format · 42 days before the deadline

11-04-2018

Capital decrease of €100,800 to €18,600Capital from €119,400 to €18,600 · General meeting of 19-03-20184 points ▸

General meeting, 19-03-2018
Capital decrease, €100,800
Power of attorney, Hilde Hellemans
Amendment of the articles, article 5
The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2017

31-12-2017

Equity above €200,000 equity €200,534 ▲4% After 8 profitable years in a row, equity reaches €200,534.

21-06-2017

Annual accounts 2016 filed PDFmicro format · 40 days before the deadline

2016

21-06-2016

Annual accounts 2015 filed PDFabbreviated format · 40 days before the deadline

2015

08-07-2015

Annual accounts 2014 filed PDFabbreviated format · 23 days before the deadline

2014

30-06-2014

Annual accounts 2013 filed PDFabbreviated format · 31 days before the deadline

2013

01-07-2013

Annual accounts 2012 filed PDFabbreviated format · 30 days before the deadline

2012

20-06-2012

Annual accounts 2011 filed PDFabbreviated format · 41 days before the deadline

2011

28-06-2011

Annual accounts 2010 filed PDFabbreviated format · 33 days before the deadline

2010

31-12-2010

Back to profit net €8,159 The net result is €8,159, after one loss-making year.

08-07-2010

Annual accounts 2009 filed PDFabbreviated format · 23 days before the deadline

2009

31-12-2009

Weakest financial year net -€3,999 The net result drops to -€3,999, the lowest from 2006 to 2025. It recovers the following year.

26-06-2009

Annual accounts 2008 filed PDFabbreviated format · 35 days before the deadline

2008

18-06-2008

Annual accounts 2007 filed PDFabbreviated format · 43 days before the deadline

2007

24-07-2007

Annual accounts 2006 filed PDFabbreviated format · 7 days before the deadline

2006

30-06-2006

Annual accounts 2005 filed PDFabbreviated format

2005

06-07-2005

Annual accounts 2004 filed PDFabbreviated format

2004

25-06-2004

Annual accounts 2003 filed PDFabbreviated format

2003

09-07-2003

Annual accounts 2002 filed PDFabbreviated format

2002

10-07-2002

Annual accounts 2001 filed PDFabbreviated format

2001

25-06-2001

Annual accounts 2000 filed PDFabbreviated format

2000

04-07-2000

Annual accounts 1999 filed PDFabbreviated format

1999

02-07-1999

Annual accounts 1998 filed PDFabbreviated format

1998

23-06-1998

Annual accounts 1997 filed PDFabbreviated format

1997

21-01-1997

New establishment in Hemiksem ANHYP LINDELEI, Lindelei 160

17-01-1997

First establishment PYROVA ANHYP SPAARBANK, Keiberg 33, Oud-Heverlee

14-01-1997

Incorporation published on 28-01-1997

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official Gazette Filings with the National Bank

History

PYROVA was incorporated on 14 January 1997.¹ Total assets rose from €205,412 in 2018 to €447,685 in 2025 and headcount from 0.8 to 2.8 full-time equivalents.²

Company details

Identity

Enterprise number: 0459.617.870
VAT number: BE 0459.617.870
Peppol ID: 0208:0459617870
Other Peppol ID: 9925:BE0459617870
LEI code: 967600ARLN6LNZJQ1168 no longer live in the LEI register
Legal form: Private limited company
Status: Active, normal situation
Founded: 14-01-1997
Financial year: ends on 31 December
Annual meeting: First Monday of June at 20:00
deed of 13-02-2020 (in Dutch)
Peppol: Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name: PYROVA in Dutch
Entity type: Legal entity

Activities

NACEBEL 2025

64190 Financial service activities, except insurance and pension funding main activity

Joint committees annual accounts 2025

JC 307 Insurance brokers and agencies

Codes under NACEBEL 2008

64190 Financial service activities, except insurance and pension funding main activity

Codes under NACEBEL 2003

65120 main activity

Purpose: “Het vertegenwoordigen van alle mogelijke financiële instellingen, zoals verzekeringsinstellingen, voor alle mogelijke financiële…”
7 activities
Het vertegenwoordigen van alle mogelijke financiële instellingen, zoals verzekeringsinstellingen, voor alle mogelijke financiële handelingen, overeenkomstig de wettelijke bepalingen terzake; het verkopen van alle mogelijke kredieten, leningen en financieringen en onder andere persoonlijke en hypothecaire leningen overeenkomstig de wettelijke bepalingen terzake.
Zij mag haar maatschappelijk voorwerp zowel in België als in het buitenland nastreven, zowel rechtstreeks als door vertegenwoordiging, deelneming, associatie, samensmelting, concessie, of mandaat, zowel voor eigen rekening als voor rekening en op risico van mandaat, zowel voor eigen rekening en op risico van derden;
Zij kan zich met het ook hierop borgstellen of haar aval verlenen, optreden als agent of vertegenwoordiger, voorschotten toestaan, kredieten verlenen, hypothecaire of andere zekerheden verstrekken;
Zij kan optreden als verzekeringsagent, als bemiddelaar voor het afsluiten en plaatsen van hypothecaire leningen, persoonlijke leningen, financieringen, geldbeleggingen, aan- en verkoop, huur en verhuur, beheer, inrichting van onroerende goederen voor eigen rekening en als tussenpersoon. Verhuur van bedrijfs- en andere voertuigen zonder bestuurder, schaderegelingsbureau van alle takken die niet gereglementeerd zijn, incasso- en schuldvorderingsbureau;
Het organiseren van opleidingssessies en vormingen met betrekking tot de hiervoor genoemde activiteiten;
De vennootschap kan functies van bestuurder of vereffenaar van andere vennootschappen uitoefenen.
Het verwerven, beheren, onderhouden en oordeelkundig uitbreiden van een patrimonium, hoofdzakelijk bestaande uit onroerende goederen welke de vennootschap ook mag vervreemden indien daarvoor goede redenen bestaan. Binnen het kader van haar vennootschappelijk voorwerp zal de vennootschap mogen overgaan tot het aankopen, uitrusten, restaureren, valoriseren, bouwen en verbouwen, huren en verhuren van onroerende goederen, als dan niet gemeubeld, alsmede tot alle verrichtingen van onroerende leasing.
deed of 13-02-2020 (in Dutch)

Registered office and establishments

2 establishments

Establishment	Since	Unit number
PYROVA ANHYP SPAARBANK registered office Keiberg 33, 3053 Oud-Heverlee 64910 Financial service activities, except insurance and pension funding	17-01-1997	2.079.992.378
ANHYP LINDELEI Lindelei 160, 2620 Hemiksem 6499901 Other financial services	21-01-1997	2.079.992.279

Buildings and parcels at the addresses

Ground area: 1,283 m²
Buildings: 279 m²
Volume, LiDAR: 1,535 m³
Tallest building: 9.5 m

Buildings to scale, each on its own parcel

registered office establishment All 2 establishment units on the map

Parcels

Cadastral parcel	Area	Buildings	Height / floors
24034C0216/00Z000	1,140 m²	1 · 136 m²	9.4 m · 1
11018B0009/00X008	143 m²	1 · 143 m²	9.0 m · 2

Overview

Lifetime

Key points

Equity

Result

Turnover

Investments

Staff

Position in the sector

Checked score

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts 2025

Insights on PYROVA

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency85.1%

Return on assets36.7%

Staff

Staff cost per FTE€35,248

Joined and left-1 person

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Investments

Insights on PYROVA

Board & ownership

Board

Mandates through the years

Control

Capital

Articles of association

Network & group

No group

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the addresses

Location

Parcels

in euro

in euro

85.1%

36.7%

€35,248

-1 person