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Kantoor Finlo

Active Risk: not assessed
Public limited companyfounded 1994active for 32 yearsPieter Ghesquièreweg 2, 9080 Lochristi, BelgiumKBO/BCE: BE 0453.273.674
Summary

Kantoor Finlo is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €495,474 and a net result of €69,610. Equity is growing by about 34% per year across the filed financial years. Its solvency ranks better than 69% of 3,011 sector peers (NACE 64, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

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Kantoor FinloActive
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Overview

Activity
Financial service activities, except insurance and pension funding
NACE 64190
8th oldest company in Lochristi, Finance and insurance sector1 site
Size
€609,403total assets 2025
Staff
2.3 FTE
Equity
€495,474
Profit
€69,610
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts 15 days early2 of 10 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 days early
2024
14 days early
2023
29 days early
2022
13 days early
2021
40 days early
2020
43 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Reappointment: Geert Dierinck (director)Permanent representatives: Sebastiaan Cant and…

Key points

  • Caution: Result fell in 2025from €154,358 to €69,610 ▼ 54.9% View
  • Caution: Among the weakest 18% on equitysector median €5.2m · 3,007 companies €495,474 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €69,610 8 years View

By topic

Financials

Financial year
2025
Total assets
€609,403
Profit
€69,610
Solvency
81.3%
Total assets▲ 5.2%
Net result
20182025
Go to Financials

Timeline

Events
37
Since
1995
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 02-07-2024Annual accounts filed
  3. 31-01-2024Reappointments: Finlo Invest (director) and AMJ DN…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Financial service activities, except insurance and pension fundingNACE 64190
Founded
25-08-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
22
Who signs
Two directors jointly, or a managing director alone
Annual meeting
30 June at 18:00
Purpose
“Bemiddelen in de hoedanigheid van tussenpersoon (makelaar/agent) inzake verzekeringen…” (deed in Dutch)
Go to Articles of association

Key facts about Kantoor Finlo

What is the company number of Kantoor Finlo?
0453.273.674. In Belgium the VAT number is the company number with BE in front: BE 0453.273.674.
Where is Kantoor Finlo based?
The registered office is at Pieter Ghesquièreweg 2, 9080 Lochristi.Company details
What does Kantoor Finlo do?
According to the KBO register, the main activity is financial service activities, except insurance and pension funding (NACE 64190).
What is the legal form of Kantoor Finlo?
Public limited company (NV).
When was Kantoor Finlo founded?
On 25-08-1994.
Is Kantoor Finlo still active?
Yes, Kantoor Finlo is an active enterprise in the KBO register.
How many employees does Kantoor Finlo have?
On average 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Kantoor Finlo?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Kantoor Finlo profitable?
In financial year 2025, Kantoor Finlo made a profit of €69,610.
Where can I find the annual accounts of Kantoor Finlo?
Kantoor Finlo filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Kantoor Finlo due?
By 31-07-2027, for financial year 2026.Timeline

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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check

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