Financials
- Financial year
- 2024
- Total assets
- €1,018
- Loss
- -€3,369
- Solvency
- 62.0%
PUNTACO
ActiveSummary
The computed 12-month bankruptcy probability of PUNTACO is 2.5% (moderate). The annual accounts of PUNTACO for financial year 2024 show a net loss of 331% of total assets. The 2024 annual accounts show equity of €631 and a net result of -€3,369. Its solvency ranks better than 57% of 8,806 sector peers (NACE 73, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Advertising agencies
NACE 73110
1 site
Size
€1,018total assets 2024
- Equity
- €631
- Loss
- -€3,369
Turnover not published (micro format)
Structure
Accounts filed 29 days late1 of 2 deeds read
Why 52raises riskFigures for financial year 2024 (filed 29-08-2025)1 change of registered office in 24 monthsFounded in 2024lowers riskSector: Advertising, market research and public relations activities (NACE 73)Show the evidence
Checked score
Score 2024
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 47% of its sector peers (NACE 73, micro)
Financial strength
Average
Solvency
87
equity 62.0% of total assets
Liquidity
82
short-term debt 38.0% · cash 55.8%
Profitability
0
return on assets -330.8%
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.9%
09-2025: 0.2%▼ -0.7 percentage points vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.1 percentage points vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.6 percentage points vs 07-2026
09-2026: 1.3%▲ +0.4 percentage points vs 08-2026
10-2026: 2.5%▲ +1.2 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 60% on solvency, 74% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2024
29 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its 2024 accounts 29 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (1)
- Resignation: Arnaud Meessen (director)Registered-office move
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Advertising agenciesNACE 73110
- Founded
- 08-07-2024
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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