PsyDo
ActivePsyDo has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €431. Its solvency ranks better than 33% of 16491 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability72
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.6; short-term debt: 58% and cash: 53.7% of total assets), but 58% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€6k
Total assets
€15k
Net result
€431
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €15k
Fixed assets
€1k
Current assets
€14k
Equity and liabilities €15k
Equity
€6k
Debt
€9k
Debt finances 58.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€3k
Cash flow
€581
Solvency
42.0%
Current ratio
1.60
Quick ratio
1.60
Debt / equity
1.38
ROE
6.7%
ROA
2.8%
Interest coverage
6.13
Debt
€9k
Debt ≤ 1 year
€9k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€15k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Furniture and vehicles24€1k
Current assets29/58€14k
Amounts receivable within one year40/41€5k
Trade receivables40€3k
Other amounts receivable41€1k
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€6k
Contributions10/11€6k
Reserves13€431
Distributable reserves133€431
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€73
Taxes450/3€73
Other amounts payable47/48€7k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150
Other operating charges640/8€50
Gross operating margin9900€3k
Operating profit (loss)9901€3k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€453
Recurring financial charges65€453
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€2k
Profit (loss) for the period9904€431
Profit (loss) for the period to be appropriated9905€431
Appropriation of the result
Profit (loss) to be appropriated9906€431
Transfer to equity691/2€431
To other reserves6921€431
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Esneux(DLX) 314140 SprimontGround area
1,100 m²
Building footprint
84 m²
Volume, LiDAR
582 m³
Parcel 62028B0380/00F000, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PsyDo
since 20252.375.332.931
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62028B0380/00F000 | Wallonia | 1,100 m² | 1 · 84 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FREYA NELEN
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Diathe
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YOUNG HORSES
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Of 5,526 companies in sector 86931 we hold annual accounts for 550. 327 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2025
Fiscal year end31-12
Activities, NACEBEL
86931Psychology services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.