Cognivista
ActiveCognivista is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €7k and a net result of €2k. Its solvency ranks better than 42% of 16527 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes
Profitability71
Solvency79
Growth-
Track record50
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.19; short-term debt: 45.8% and cash: 54.1% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€7k
Total assets
€12k
Net result
€2k
Working capital
€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €12k
Equity
€7k
Debt
€6k
Debt finances 45.8% of the balance-sheet total.
Key figures and ratios
Solvency
54.2%
Current ratio
2.19
Quick ratio
2.19
Debt / equity
0.84
ROE
24.4%
ROA
13.2%
Debt
€6k
Debt ≤ 1 year
€6k
Income taxes
€852
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€12k
Current assets29/58€12k
Amounts receivable within one year40/41€5k
Trade receivables40€5k
Cash at bank and in hand54/58€7k
Deferred charges and accrued income490/1€516
Equity and liabilities
Total equity and liabilities10/49€12k
Equity10/15€7k
Contributions10/11€5k
Reserves13€2k
Distributable reserves133€2k
Amounts payable17/49€6k
Amounts payable within one year42/48€6k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€480
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€4k
Operating profit (loss)9901€2k
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€852
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Transfer to equity691/2€2k
To other reserves6921€2k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertstraat 1832381 RavelsGround area
2,217 m²
Building footprint
166 m²
Volume, LiDAR
847 m³
Parcel 13048D0290/00C002, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cognivista
since 20252.380.413.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0290/00C002 | Flanders | 2,217 m² | 1 · 166 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-2025
Fiscal year end31-12
Activities, NACEBEL
86931Psychology services
86932Human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.