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PsyDo

Active
Private limited companyfounded 2025active for 1 yearRue d'Esneux 31, 4140 Sprimont, BelgiumKBO/BCE: BE 1022.379.901
Summary

PsyDo has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,431 and a net result of €431. Its solvency ranks better than 33% of 20,720 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 15-04-2025 Normal situation
Activity
Psychology services NACE 86931and 1 other
Establishment unit
2.375.332.931 4140 Sprimont, since 15-04-2025
Financial year end
31 December
Peppol
Reachable since 13-10-2025

Board and ownership

Board
Shareholders
  • FEYERS Dorothéedeed of 17-04-2025

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€2,825
Turnover
≈ €17,000
estimated
Profit
€431
Equity
€6,431
Total assets
€15,310
Score breakdownraises riskFounded in 2025lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 1.60, cash €8,227Figures for financial year 2025 (filed on 20-07-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 34% of micro companies in human health (NACE 86)
Financial strength
Strong
Solvency 67
equity 42.0% of total assets
Liquidity 70
short-term debt 58.0% · cash 53.7%
Profitability 72
return on assets 2.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,173 companies, NACE 86, micro)
Last 24 months 05-2026: 0.3% 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.6, above the usual 1.5. Short-term debt is 58% and cash 53.7% of total assets. However, 58% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 34% of them on solvency, 51% on liquidity and 16% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 1.60, cash €8,227
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 20-07-2026)
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
11 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 20-07-2026 at the NBB

Turnover
≈ €17,000
Estimated: probably between €11,000 and €29,000
Total assets
€15,310
Net result
€431
Working capital
€5,301

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €15,310
Fixed assets €1,130
Current assets €14,180
Equity and liabilities €15,310
Equity €6,431
Debt €8,879
Debt's share of the balance-sheet total is 58.0%.
Key figures and ratios
2025 value
EBITDA
€2,775
Cash flow
€581
Current ratio
1.60
Debt to equity
1.38
ROE
6.7%
ROA
2.8%
Interest coverage
6.13
Debt ≤ 1 year
€8,879
Income taxes
€1,741

Investments

fixed assets acquired
Item2025
Tangible fixed assets€1,280
Depreciation and write-downs of the year€150

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€15,310
Fixed assets21/28€1,130
Tangible fixed assets22/27€1,130
Furniture and vehicles24€1,130
Current assets29/58€14,180
Amounts receivable within one year40/41€4,627
Trade receivables40€3,368
Other amounts receivable41€1,259
Cash at bank and in hand54/58€8,227
Deferred charges and accrued income490/1€1,326
Equity and liabilities
Total equity and liabilities10/49€15,310
Equity10/15€6,431
Contributions10/11€6,000
Reserves13€431
Distributable reserves133€431
Amounts payable17/49€8,879
Amounts payable within one year42/48€8,879
Trade debts44€1,760
Suppliers440/4€1,760
Taxes, remuneration and social security45€73
Taxes450/3€73
Other amounts payable47/48€7,046
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150
Other operating charges640/8€50
Gross operating margin9900€2,825
Operating profit (loss)9901€2,625
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€453
Recurring financial charges65€453
Profit (loss) for the period before taxes9903€2,173
Income taxes67/77€1,741
Profit (loss) for the period9904€431
Profit (loss) for the period to be appropriated9905€431
Appropriation of the result
Profit (loss) to be appropriated9906€431
Transfer to equity691/2€431
To other reserves6921€431

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150
Other operating charges640/8€50
Gross operating margin9900€2,825
Operating profit (loss)9901€2,625
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€453
Recurring financial charges65€453
Profit (loss) for the period before taxes9903€2,173
Income taxes67/77€1,741
Profit (loss) for the period9904€431
Profit (loss) for the period to be appropriated9905€431
Line2025
Assets
Total assets20/58€15,310
Fixed assets21/28€1,130
Tangible fixed assets22/27€1,130
Furniture and vehicles24€1,130
Current assets29/58€14,180
Amounts receivable within one year40/41€4,627
Trade receivables40€3,368
Other amounts receivable41€1,259
Cash at bank and in hand54/58€8,227
Deferred charges and accrued income490/1€1,326
Equity and liabilities
Total equity and liabilities10/49€15,310
Equity10/15€6,431
Contributions10/11€6,000
Reserves13€431
Distributable reserves133€431
Amounts payable17/49€8,879
Amounts payable within one year42/48€8,879
Trade debts44€1,760
Suppliers440/4€1,760
Taxes, remuneration and social security45€73
Taxes450/3€73
Other amounts payable47/48€7,046
Line2025
Profit (loss) for the period9904€431
+ Depreciation and write-downs630€150
Operating cash flow (approximation)€581

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 185 companies had the same profile as PsyDo has now. Two years later, 98.9% were still going and 0.5% had gone bankrupt.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
98.9% was still going
0.5% stopped otherwise
0.5% went bankrupt

That fits the bankruptcy probability of PsyDo itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 185 companies, not a prediction for PsyDo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 20-07-2026 2026-00313994 PDF

Board & ownership

Directors

Directors
1 director, since incorporation
FEYERS Dorothée
Director (not named in the articles) · since 15-04-2025 · term without a fixed end · listed in the 2025 annual accounts, filed on 20-07-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“cas de pluralité, leurs pouvoirs. A défaut d’indication de durée, le mandat sera censé conféré sans limitation de durée. Lorsque les…”
deed of 17-04-2025

Owners and capital

Shareholders

At incorporation deed of 17-04-2025 ↗

Capital transactions

Capital over time
  1. 17-04-2025 Incorporation · €6,000 · 100 shares
  2. 17-04-2025 Incorporation · €6,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Frais généraux indépendamment des frais de représentation voyages et déplacements, assemblée générale à majorité absolue des voix ou…”
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 17-04-2025 (in French)

Network & group

PsyDo shares no director with another company.

Connections & network

1 current director
Depth

The network starts from the directors of PsyDo. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Deeds, filings and financial milestones

2026
20-07
NBB filing Annual accounts 2025 filedNBB
micro format · 11 days before the deadline
2025
17-04
Gazette deed Incorporation
Founding capital of €6,000, 100 shares · Founder: FEYERS Dorothée (comparante) · Appointment: FEYERS Dorothée (director)6 points ▸
  • Founder, FEYERS Dorothée (comparante)
  • Incorporation, 15-04-2025
  • Founding capital, €6,000, 100 shares, mentioned twice in the deed
  • Registered office clause, Rue d'Esneux 31, 4140 Sprimont
  • Board rule, 1
  • Director appointment, FEYERS Dorothée (director (not named in the articles))
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Register details

Identity

KBO record
Name PsyDo in French
Enterprise number 1022.379.901
Legal form Private limited company
Status Active, normal situation
Founded 15-04-2025
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 17-04-2025 (in French)

Registered office and establishments

Registered office Rue d'Esneux 31, 4140 Sprimont, Belgium
Establishment unit PsyDo, Rue d'Esneux 31, 4140 Sprimont since 15-04-2025 · unit number 2.375.332.931

Activities

NACEBEL 2025
86931 Psychology services main activity
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’organisation,l’exploitation et la gestion d’un cabinet de psychologie; L’expertise et les examens psychologiques; Le suivi et la thérapie…”
11 activities
  1. L’organisation,l’exploitation et la gestion d’un cabinet de psychologie
  2. L’expertise et les examens psychologiques
  3. Le suivi et la thérapie en psychologie et en psychothérapie
  4. L’organisation de consultations psychologiques visant l’accompagnement,le développement et l’épanouissement des personnes dans un cadre institutionnel,hospitalier ou privé
  5. La consultation individuelle,de couple,familiale ou de groupe en psychologie,psychologie clinique,neuropsychologie,psychothérapie ou épanouissement personnel
  6. L’aide psychologique et la médiation familiale
  7. L’expertise judiciaire
  8. La supervision de professionnels ou d’équipes de professionnels de l’aide et du soin en santé mentale
  9. L’enseignement et la formation de la psychologie et l’organisation de conférences,colloques,journées de réflexion,séminaires,ateliers de formation dans le domaine de la psychologie,de la psychothérapie à destination de professionnels de l’intervention sociale ou non ; rédiger des écrits (fictionnels ou à portée scientifique ou éducative) en rapport avec les activités prévues au présent article,à destination de toutes tranches d’âges et sur tous supports et en assurer la diffusion et la commercialisation
  10. Le coaching,l’organisation de groupes de paroles,groupes de réflexion à destination de professionnels de l’intervention sociale ou non
  11. L’acquisition et la vente de tout bien immeuble ou meuble généralement quelconque ainsi que la gestion et l’administration de ceux-ci sous toutes ses formes en ce compris notamment la location et la conclusion de tout droit de superficie ou de baux emphytéotiques
deed of 17-04-2025 (in French)

Invoicing and payment

VAT number BE 1022.379.901
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1022379901
Other Peppol ID 9925:BE1022379901
Registered 13-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 5 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
15 June at 18:00
deed of 17-04-2025 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the address

Ground area
1,100 m²
Building footprint
84 m²
Building volume
582 m³
Cadastral parcel Region Area Buildings Height / floors
62028B0380/00F000 Wallonia 1,100 m² 1 · 84 m² 8.3 m · 2