Turnover from €78,933 to €156,417Gross margin from -€41,687 to €10,189Back to profit: €18,633Equity from -€33,910 to -€15,277Cash from €7,491 to €18,844
Financial debts 4%Suppliers 61%Taxes and wages 8%Other 27%
Of this, €86,010 falls due within a year.
2026 accounts not filed, 12 days past the deadline
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 1,017 companies had the same profile as Psyché has now. Each dot stands for 3 companies, two years later.
89.2%
were still trading
4.0%
stopped another way
6.5%
went bankrupt
Micro
2 to 5 years old
negative equity
a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,017 companies, not a prediction for Psyché. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Resignation: Name after signing inVisible after signing in (director)
General meeting of 15-05-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804606189
Registered office moved from Forest to Brussels
New registered office: Rue de Namur 35, 1000 Bruxelles · Previous registered office: Rue de Glands 10, 1190 Forest · General meeting of 10-12-2024 · Gazette deed
Incorporation
Founders: Name hiddenVisible after signing in and Hidden nameVisible after signing in · 100 shares · Appointments: Name after signing inVisible after signing in (director) and Name hiddenVisible after signing in (director) · published on 09-08-2023 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Psyché: retail sale of cosmetics and toilet articles (NACE 47750). They are comparable in size and age: total assets between €48,500 and €86,800, founded between 2021 and 2024.