SLDR CONCEPT
ActiveThe computed 12-month bankruptcy probability of SLDR CONCEPT is 3.4% (moderate). The 2025 annual accounts show equity of €32k and a net result of €5k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 77% of 18040 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-13
Solvency92▲+14
Growth52=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 1.89 in 2024; short-term debt: 32.7% and cash: 49.6% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
11 d late
2024
18 d late
2023
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 19.0%
2024 · €27k
2023: €17k
2024: €27k
2023 → 2025
Total assets
€48k▼ 5.2%
2024 · €51k
2023: €45k
2024: €51k
2023 → 2025
Net result
€5k▼ 52.6%
2024 · €11k
2023: €12k
2024: €11k
2023 → 2025
Working capital
€29k▲ 36.6%
2024 · €21k
2023: €17k
2024: €21k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€17k-€27k▲ 58.6%€32k▲ 19.0%
Operating result€16k-€15k▼ 9.0%€7k▼ 50.9%
Net result€12k-€11k▼ 10.0%€5k▼ 52.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €48k
Fixed assets
€3k▼ 40.5%
Current assets
€45k▼ 0.8%
Equity and liabilities €48k
Equity
€32k▲ 19.0%
Debt
€16k▼ 32.5%
The debt ratio falls from 47.0% to 33.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▼
2024 · €16k
Cash flow
€7k▼
2024 · €13k
Solvency
66.5%▲
2024 · 53.0%
Current ratio
2.85▲
2024 · 1.89
Quick ratio
1.87▲
2024 · 1.05
Debt / equity
0.50▼
2024 · 0.89
ROE
16.0%▼
2024 · 40.1%
ROA
10.6%▼
2024 · 21.3%
Interest coverage
41.99▲
2024 · 27.11
Debt
€16k▼
2024 · €24k
Debt ≤ 1 year
€16k▼
2024 · €24k
Income taxes
€2k▼
2024 · €3k
Staff costs
€6k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€51k€48k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€45k€45k▼
Stocks and contracts in progress3€20k€15k▼
Stocks30/36€20k€15k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€450€1k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€21k€24k▲
Deferred charges and accrued income490/1€370€802▲
Equity and liabilities
Total equity and liabilities10/49€51k€48k▼
Equity10/15€27k€32k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€22k€27k▲
Amounts payable17/49€24k€16k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€24k€16k▼
Current portion of amounts payable after more than one year42€5k€0▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€15k€13k▼
Taxes450/3€13k€10k▼
Remuneration and social security454/9€3k€3k▼
Other amounts payable47/48€859€859=
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Remuneration, social security and pensions62€5k€6k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€142€190▲
Gross operating margin9900€22k€15k▼
Operating profit (loss)9901€15k€7k▼
Financial income75/76B€268€196▼
Recurring financial income75€268€196▼
Financial charges65/66B€605€226▼
Recurring financial charges65€605€226▼
Profit (loss) for the period before taxes9903€14k€7k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€11k€5k▼
Profit (loss) for the period to be appropriated9905€11k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€27k▲
Profit (loss) brought forward from the previous period14P€12k€22k▲
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial
Weakest financial yearnet €5k ▼52.6%
Net result drops to €5k, the lowest in the series.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterrebeeldenlaan 351200 Sint-Lambrechts-WoluweGround area
177 m²
Building footprint
74 m²
Volume, LiDAR
511 m³
Parcel 21673D0009/00E018, Brussels · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SLDR CONCEPT
since 20232.343.200.690
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0009/00E018 | Brussels | 177 m² | 1 · 74 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADIS BEAUTY
BE 0559.850.346
Mons · Eq €32k
ZIYAT
BE 0871.175.113
Charleroi · Eq €32k
M.E.R.E.L.
BE 0835.574.133
Heist-op-den-Berg · Eq €32k
ONDERNEMING ISABELLE HOSTE
BE 0454.469.249
Wevelgem · Eq €32k
GLOREA
BE 0426.222.750
Elsene · Eq €32k
Of 2,072 companies in sector 47750 we hold annual accounts for 518. 401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2023
Fiscal year end31-12
Activities, NACEBEL
47750Retail sale of cosmetics and toilet articles
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.