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PSEUDOCODES

Active
Private limited companyfounded 2022active for 4 yearsAcacias 14, 7090 Braine-le-Comte, BelgiumKBO/BCE: BE 0790.236.630
Summary

PSEUDOCODES has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,916 and a net result of €31,598. Equity has been growing by about 58% per year since 2023. Its solvency ranks better than 93% of 21,130 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 30-08-2022 Normal situation
Activity
Computer programming NACE 62100and 2 others
Establishment unit
2.335.363.387 7090 Braine-le-Comte, since 30-08-2022
Financial year end
31 December
Peppol
Reachable since 25-10-2025

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€44,284
▲ 18.0%
Turnover
≈ €140,000
estimated
Profit
€31,598
▲ 18.1%
Equity
€81,916
▲ 62.8%
Total assets
€87,433
▲ 36.7%
Filed on 22-07-2026, 9 days before the deadline
Score breakdownlowers riskLiquidity: current ratio 15.83, cash €75,872Sector: Computer programming, consultancy and related activities (NACE 62)Equity €81,916 (93.7% of total assets)Size: total assets €87,433Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 86% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 93.7% of total assets
Liquidity 100+7
short-term debt 6.3% · cash 86.8%
Profitability 100=
return on assets 36.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.83 (4.68 in 2024), above the usual 1.5. Short-term debt is 6.3% and cash 86.8% of total assets. 6.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 96% on liquidity, 82% on profitability and 83% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 15.83, cash €75,872
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Equity €81,916 (93.7% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €87,433
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
9 days early
2024
28 days early
2023
25 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 21 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 22-07-2026 at the NBB all 3 filings

Turnover
≈ €140,000
Estimated: probably between €110,000 and €190,000
Total assets
€87,433▲ 36.7%
2024 · €63,963
Net result
€31,598▲ 18.1%
2024 · €26,752
Working capital
€81,808▲ 62.9%
2024 · €50,210
Trend over the years

2023 to 2025, 3 financial years

The operating result for 2025 is 18% higher than in 2024 and the highest since 2023. It is the second rise in a row.

Operating result€43,840 2025 Net result€31,598 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Operating result€28,742-€37,146▲ 29.2%€43,840▲ 18.0%
Net result€20,567within the sector's middle half-€26,752within the sector's middle half▲ 30.1%€31,598within the sector's middle half▲ 18.1%
Equity€23,566below the sector's middle half-€50,318within the sector's middle half▲ 114%€81,916within the sector's middle half▲ 62.8%
Total assets€32,851below the sector's middle half-€63,963below the sector's middle half▲ 94.7%€87,433within the sector's middle half▲ 36.7%
Debt€9,285-€13,645▲ 47.0%€5,517▼ 59.6%
Working capital€23,458within the sector's middle half-€50,210within the sector's middle half▲ 114%€81,808within the sector's middle half▲ 62.9%
Solvency71.7%within the sector's middle half-78.7%within the sector's middle half▲ 6.9pp93.7%above the sector's middle half▲ 15.0pp
Current ratio3.53within the sector's middle half-4.68within the sector's middle half▲ 1.1515.83above the sector's middle half▲ 11.15
Return on assets (ROA)62.6%above the sector's middle half-41.8%above the sector's middle half▼ 20.8pp36.1%within the sector's middle half▼ 5.7pp
above within below The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,433
Fixed assets €108 =
Current assets €87,325 ▲ 36.8%
Equity and liabilities €87,433
Equity €81,916 ▲ 62.8%
Debt €5,517 ▼ 59.6%
Debt's share of the balance-sheet total falls from 21.3% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.07▼
2024 · 0.27
ROE
38.6%▼
2024 · 53.2%
Debt ≤ 1 year
€5,517▼
2024 · €13,645
Income taxes
€12,106▲
2024 · €10,291
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item202320242025
Financial fixed assets€108--

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as PSEUDOCODES: computer programming (NACE 62100). They are comparable in size and age: total assets between €74,800 and €103,000, founded in 2022.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
PSEUDOCODES Braine-le-Comte2022€87,433€81,916€44,284€31,5982025
JN-IT Lens (Hainaut)2022€102,316€69,509€43,984€34,3692025
Secur'D Le Roeulx2022€74,764€7,643€46,681€30,4902025
SCODIGIS Charleroi2022€103,015€75,069€50,873€33,8792025
Program Poetic Aalst2022€91,779€73,317€44,724€30,2692025
STARK IT Wemmel2022€90,853€73,406€48,383€24,1742025
Impulse Technology Consulting Wuustwezel2022€82,173€51,465€42,118€4,2012025

They were chosen from the 9,111 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 39,278 companies had the same profile as PSEUDOCODES has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.9% was still going

The bankruptcy probability of PSEUDOCODES itself is lower: < 0.1% within 12 months. It rests on far more data about PSEUDOCODES than the profile alone.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for PSEUDOCODES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines

Source: Annual accounts 2025 at the NBB, filed on 22-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€63,963€87,433▲
Fixed assets21/28€108€108=
Financial fixed assets28€108€108=
Current assets29/58€63,855€87,325▲
Amounts receivable within one year40/41€11,133€10,944▼
Trade receivables40€10,218€10,000▼
Other amounts receivable41€915€944▲
Cash at bank and in hand54/58€52,218€75,872▲
Deferred charges and accrued income490/1€504€509▲
Equity and liabilities
Total equity and liabilities10/49€63,963€87,433▲
Equity10/15€50,318€81,916▲
Contributions10/11€3,000€3,000=
Reserves13€47,318€78,916▲
Distributable reserves133€47,318€78,916▲
Amounts payable17/49€13,645€5,517▼
Amounts payable within one year42/48€13,645€5,517▼
Trade debts44€851-
Suppliers440/4€851-
Taxes, remuneration and social security45€10,291€2,106▼
Taxes450/3€10,291€2,106▼
Other amounts payable47/48€2,503€3,411▲
Income statement Code20242025
Other operating charges640/8€387€444▲
Gross operating margin9900€37,533€44,284▲
Operating profit (loss)9901€37,146€43,840▲
Financial income75/76B€14-
Recurring financial income75€14-
Financial charges65/66B€117€136▲
Recurring financial charges65€117€136▲
Profit (loss) for the period before taxes9903€37,043€43,704▲
Income taxes67/77€10,291€12,106▲
Profit (loss) for the period9904€26,752€31,598▲
Profit (loss) for the period to be appropriated9905€26,752€31,598▲
Appropriation of the result
Profit (loss) to be appropriated9906€26,752€31,598▲
Transfer to equity691/2€26,752€31,598▲
To other reserves6921€26,752€31,598▲

The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202320242025Change
Other operating charges640/8€732€387€444▲ 14.7%
Gross operating margin9900€29,474€37,533€44,284▲ 18.0%
Operating profit (loss)9901€28,742€37,146€43,840▲ 18.0%
Financial income75/76B-€14--
Recurring financial income75-€14--
Financial charges65/66B€130€117€136▲ 16.2%
Recurring financial charges65€130€117€136▲ 16.2%
Profit (loss) for the period before taxes9903€28,612€37,043€43,704▲ 18.0%
Income taxes67/77€8,045€10,291€12,106▲ 17.6%
Profit (loss) for the period9904€20,567€26,752€31,598▲ 18.1%
Profit (loss) for the period to be appropriated9905€20,567€26,752€31,598▲ 18.1%
Line202320242025Change
Assets
Total assets20/58€32,851€63,963€87,433▲ 36.7%
Fixed assets21/28€108€108€108=
Financial fixed assets28€108€108€108=
Current assets29/58€32,743€63,855€87,325▲ 36.8%
Amounts receivable within one year40/41€11,521€11,133€10,944▼ 1.7%
Trade receivables40€10,000€10,218€10,000▼ 2.1%
Other amounts receivable41€1,521€915€944▲ 3.2%
Cash at bank and in hand54/58€20,718€52,218€75,872▲ 45.3%
Deferred charges and accrued income490/1€504€504€509▲ 1.0%
Equity and liabilities
Total equity and liabilities10/49€32,851€63,963€87,433▲ 36.7%
Equity10/15€23,566€50,318€81,916▲ 62.8%
Contributions10/11€3,000€3,000€3,000=
Reserves13€20,566€47,318€78,916▲ 66.8%
Distributable reserves133€20,566€47,318€78,916▲ 66.8%
Amounts payable17/49€9,285€13,645€5,517▼ 59.6%
Amounts payable within one year42/48€9,285€13,645€5,517▼ 59.6%
Trade debts44-€851--
Suppliers440/4-€851--
Taxes, remuneration and social security45€8,046€10,291€2,106▼ 79.5%
Taxes450/3€8,046€10,291€2,106▼ 79.5%
Other amounts payable47/48€1,239€2,503€3,411▲ 36.3%
Line202320242025Change
Profit (loss) for the period9904€20,567€26,752€31,598▲ 18.1%
Operating cash flow (approximation)€20,567€26,752€31,598▲ 18.1%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€31,500€23,654▼ 24.9%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 22-07-2026 2026-00319742 NBB
31-12-2024 micro format 03-07-2025 2025-00223557 PDF
31-12-2023 micro format 06-07-2024 2024-00216995 PDF

Board & ownership

Directors

Directors
1 director, no change since 2022
KLEIN Stéphane Pierre Guillaume
Director (not named in the articles) · appointed in the act of 01-09-2022 · term without a fixed end
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“B/ Pouvoirs Chaque administrateur agissant seul représente la société à l'égard des tiers et en justice et peut poser tous les actes…”
deed of 01-09-2022

Owners and capital

Shareholders

At incorporation act of 01-09-2022 ↗

Capital transactions

Capital over time
  1. 01-09-2022 Incorporation · €3,000 · 100 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor

Articles of association, deed of 01-09-2022 (in French)

Network & group

PSEUDOCODES shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of PSEUDOCODES. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
22-07
NBB filing Annual accounts 2025 filedNBB
micro format · 9 days before the deadline
2025
31-12
Financial Highest result from 2023 to 2025net €31,598 ▲18.1%
The operating result of €43,840 and the net result of €31,598 are both a record.
31-12
Financial Liquidity more than triplescurrent ratio 15.83
The current ratio rises from 4.68 to 15.83. Short-term debt falls from €13,645 to €5,517.
03-07
NBB filing Annual accounts 2024 filedPDF
micro format · 28 days before the deadline
2024
06-07
NBB filing Annual accounts 2023 filedPDF
micro format · 25 days before the deadline
2022
01-09
Gazette deed Incorporation
Starting capital €3,000 · Appointment: KLEIN Stéphane Pierre Guillaume (director) · Bank account17 points ▸
  • Other provision, “régime matrimonial, régime légal de la communauté de biens” (deed in French)
  • Incorporation, “PSEUDOCODES” (deed in French)
  • Founding capital, €3,000
  • Bank account, “société en formation, BE16 0019 3539 0274” (deed in French)
  • Other provision, “plan financier, préalablement à la constitution” (deed in French)
  • Other provision, “les apports doivent être totalement libérés, libération des apports” (deed in French)
  • Other provision, “remise de l’attestation bancaire, à l’instant” (deed in French)
  • Other provision, “avantages particuliers, fondateur ou personne ayant participé directement ou indirectement à la constitution” (deed in French)
  • Other provision, “autorisations préalables, règles administratives en vigueur” (deed in French)
  • Director appointment, KLEIN Stéphane Pierre Guillaume (director (not named in the articles))
  • Registered office clause, “7090 Braine-le-Comte, Acacias”, 14 (deed in French)
  • Pre-incorporation commitments, “takeover, engagements, obligations et activités au nom et pour compte de la société en formation” (deed in French)
  • The act holds 5 more points.

Open the act in the Belgian Official Gazette

Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 30 August 2022, PSEUDOCODES was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 KLEIN Stéphane Pierre Guillaume is director of the company, appointed in the act of 01-09-2022.2 Total assets went from €32,851 in 2023 to €87,433 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 01-09-2022
  3. 3National Bank, annual accounts 2023 and 2025

Company details

Register details

Identity

KBO record
Name PSEUDOCODES in French
Enterprise number 0790.236.630
Legal form Private limited company
Status Active, normale toestand
Founded 30-08-2022
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 01-09-2022 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne, sièges administratifs,d’exploitation,agences et succursales en Belgique ou à l’étranger par simple décision de l’organe…”
deed of 01-09-2022 (in French)

Registered office and establishments

Registered office Acacias 14, 7090 Braine-le-Comte, Belgium
Establishment unit PSEUDOCODES, Acacias 14, 7090 Braine-le-Comte since 30-08-2022 · unit number 2.335.363.387
E-mail stephaneklein221@gmail.com
Phone +32495850924

Activities

NACEBEL 2025
62100 Computer programming main activity
62200 Computer consultancy and computer facilities management
82990 Other business support services
Codes under NACEBEL 2008
62010 Computer programming, consultancy and related activities main activity
62020 IT consultancy
62030 Computer programming, consultancy and related activities
82990 Other business support services

Invoicing and payment

VAT number BE 0790.236.630
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0790236630
Registered 25-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 18:00
deed of 01-09-2022 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
262 m²
Building footprint
41 m²
Cadastral parcel Region Area Buildings Height / floors
55302C0005/00K004 Wallonia 262 m² 1 · 41 m² -