JN-IT
ActiveJN-IT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €34k. Equity is growing by ~40.5% per year across the filed fiscal years. Its solvency ranks better than 59% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▼-3
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.23 against 4.17 in 2024; short-term debt: 30.2% and cash: 51.8% of total assets), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.9%
Return on assets
33.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
21 d early
2024
6 d early
2023
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 31.7%
2024 · €53k
2023: €27k
2024: €53k
2023 → 2025
Total assets
€102k▲ 38.2%
2024 · €74k
2023: €52k
2024: €74k
2023 → 2025
Net result
€34k▲ 32.3%
2024 · €26k
2023: €21k
2024: €26k
2023 → 2025
Working capital
€69k▲ 34.3%
2024 · €51k
2023: €25k
2024: €51k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€27k-€53k▲ 97.0%€70k▲ 31.7%
Operating result€29k-€43k▲ 49.2%€39k▼ 9.9%
Net result€21k-€26k▲ 24.9%€34k▲ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€2k▼ 63.0%
Current assets
€100k▲ 47.7%
Equity and liabilities €102k
Equity
€70k▲ 31.7%
Debt
€33k▲ 54.3%
The debt ratio rises from 28.7% to 32.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €47k
Cash flow
€38k▲
2024 · €30k
Solvency
67.9%▼
2024 · 71.3%
Current ratio
3.23▼
2024 · 4.17
Quick ratio
3.23▼
2024 · 4.17
Debt / equity
0.47▲
2024 · 0.40
ROE
49.4%▲
2024 · 49.2%
ROA
33.6%▼
2024 · 35.1%
Interest coverage
17.38▲
2024 · 15.76
Debt
€33k▲
2024 · €21k
Debt ≤ 1 year
€31k▲
2024 · €16k
Debt > 1 year
€2k▼
2024 · €5k
Income taxes
€2k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€102k▲
Fixed assets21/28€6k€2k▼
Tangible fixed assets22/27€6k€2k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€68k€100k▲
Amounts receivable within one year40/41€19k€40k▲
Trade receivables40€14k€17k▲
Other amounts receivable41€5k€23k▲
Cash at bank and in hand54/58€44k€53k▲
Deferred charges and accrued income490/1€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€74k€102k▲
Equity10/15€53k€70k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€47k€64k▲
Amounts payable17/49€21k€33k▲
Amounts payable after more than one year17€5k€2k▼
Financial debts170/4€5k€2k▼
Amounts payable within one year42/48€16k€31k▲
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€673€697▲
Suppliers440/4€673€697▲
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48-€18k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€505€926▲
Gross operating margin9900€48k€44k▼
Operating profit (loss)9901€43k€39k▼
Financial income75/76B€433€58▼
Recurring financial income75€29€58▲
Non-recurring financial income76B€405-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€41k€37k▼
Income taxes67/77€15k€2k▼
Profit (loss) for the period9904€26k€34k▲
Profit (loss) for the period to be appropriated9905€26k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€81k▲
Profit (loss) brought forward from the previous period14P€21k€47k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €34k ▲32.3%
Net result €34k, the highest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Jean Lemay(C) 57870 Lens (Hainaut)Ground area
1,444 m²
Building footprint
96 m²
Volume, LiDAR
555 m³
Parcel 53016B0197/00E000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JN-IT
since 20222.339.165.787
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53016B0197/00E000 | Wallonia | 1,444 m² | 1 · 96 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900ECOJ8FDXMZ0579
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,918 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-12-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.