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SCODIGIS

Active
Private limited companyfounded 20223 yrs activeRue du Centre 109, 6040 Charleroi, BelgiumKBO/BCE: BE 0793.607.082
Summary

SCODIGIS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75,069 and a net result of €33,879. Equity is growing by ~54.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Computer programming
NACE 62100NACE 62010
1 site
How big
€103,015total assets 2025
Equity
€75,069
Profit
€33,879
Turnover not published (abridged schema)
Financially healthy?
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts filed 28 d late0 of 1 deed read
Why 97+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 3.10, cash €55,355+ Equity €75,069 (72.9% of total assets)+ Size: total assets €103,015Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 76% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 98+10
equity 72.9% of total assets
Liquidity 89+6
short-term debt 27.1% · cash 53.7%
Profitability 100=
return on assets 32.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 3.10, cash €55,355 lowers the probability
  • Equity €75,069 (72.9% of total assets) lowers the probability
  • Size: total assets €103,015 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 3.1 against 2.15 in 2024; short-term debt: 27.1% and cash: 53.7% of total assets), and 27.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 66%, liquidity 75%, profitability 83%, growth against the median 81%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.10, cash €55,355
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €75,069 (72.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €103,015
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
28 d late
2024
29 d late
2023
16 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €33,879 ▼21.6%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20253 fiscal years filed €103,015 View
  • Active since 2022founded 15-11-2022 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€103,015
Profit
€33,879
Solvency
72.9%
Total assets▲ 32.5%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
15-11-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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