PS
ActivePS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €15k. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency97▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 4.26 in 2024), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
11%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
38 d late
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 24.8%
2024 · €62k
2018: €24k
2019: €25k
2020: €2k
2021: €21k
2022: €39k
2023: €43k
2024: €62k
2018 → 2025
Total assets
€140k▲ 80.0%
2024 · €78k
2018: €50k
2019: €48k
2020: €47k
2021: €57k
2022: €58k
2023: €64k
2024: €78k
2018 → 2025
Net result
€15k▼ 31.5%
2024 · €23k
2018: €2k
2019: €1k
2020: €-24k
2021: €19k
2022: €28k
2023: €4k
2024: €23k
2018 → 2025
Working capital
€69k▲ 34.3%
2024 · €51k
2018: €-10k
2019: €-5k
2020: €-22k
2021: €537
2022: €21k
2023: €29k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€39k▲ 85.4%€43k▲ 11.1%€62k▲ 43.8%€78k▲ 24.8%
Operating result€23k-€37k▲ 63.7%€8k▼ 77.7%€27k▲ 223%€20k▼ 25.3%
Net result€19k-€28k▲ 44.0%€4k▼ 84.6%€23k▲ 422%€15k▼ 31.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€25k▲ 126%
Current assets
€115k▲ 72.4%
Equity and liabilities €140k
Equity
€78k▲ 24.8%
Debt
€63k▲ 298%
The debt ratio rises from 20.2% to 44.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€24k▼
2024 · €30k
Cash flow
€20k▼
2024 · €26k
Solvency
55.4%▼
2024 · 79.8%
Current ratio
2.48▼
2024 · 4.26
Quick ratio
2.40▼
2024 · 4.03
Debt / equity
0.81▲
2024 · 0.25
ROE
19.9%▼
2024 · 36.2%
ROA
11.0%▼
2024 · 28.9%
Interest coverage
47.37▲
2024 · -68.07
Debt
€63k▲
2024 · €16k
Debt ≤ 1 year
€47k▲
2024 · €16k
Debt > 1 year
€16k
Income taxes
€4k▼
2024 · €5k
Staff costs
€293▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€140k▲
Fixed assets21/28€11k€25k▲
Intangible fixed assets21€4k€875▼
Tangible fixed assets22/27€326€18k▲
Plant, machinery and equipment23€326€186▼
Furniture and vehicles24-€18k
Financial fixed assets28€6k€6k▼
Current assets29/58€67k€115k▲
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€26k€23k▼
Other amounts receivable41€26k€23k▼
Cash at bank and in hand54/58€37k€89k▲
Deferred charges and accrued income490/1-€361
Equity and liabilities
Total equity and liabilities10/49€78k€140k▲
Equity10/15€62k€78k▲
Contributions10/11€19k€19k=
Reserves13€44k€44k=
Non-distributable reserves130/1€194€194=
Reserves not available under the articles1311€194€194=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14-€15k
Amounts payable17/49€16k€63k▲
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€16k€47k▲
Current portion of amounts payable after more than one year42-€3k
Financial debts43€441€4k▲
Other loans439€441€4k▲
Trade debts44€4k€28k▲
Suppliers440/4€4k€28k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€4k€293▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€788€1k▲
Gross operating margin9900€35k€26k▼
Operating profit (loss)9901€27k€20k▼
Financial income75/76B€750€462▼
Recurring financial income75€750€462▼
Financial charges65/66B€-444€517▲
Recurring financial charges65€-444€517▲
Profit (loss) for the period before taxes9903€28k€20k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€23k€15k▼
Profit (loss) for the period to be appropriated9905€23k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€15k▼
Transfer to equity691/2€19k-
To other reserves6921€19k-
Profit to be distributed694/7€4k-
Directors or managers695€4k-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €28k ▲44%
Operating result €37k, net result €28k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.14
Current ratio from 1.01 to 2.14; short-term debt falls from €36k to €19k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.50 to 1.01; short-term debt falls from €45k to €36k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-24k ▼2199%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2019
Jha Shivanand: Resigned as Manager
31-03-2019
Punihami Saranjeet Singh: Resigned as Manager
31-03-2019
Sultani Sunaina Kaur: Resigned as Manager
31-03-2017
Matta Saranjeet: Resigned as Manager
01-07-2016
Sita Sapkota: Resigned as Manager
01-07-2016
TIMSINA Prem Prasaden: Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groenkerkhofstraat 12000 AntwerpenGround area
79 m²
Building footprint
53 m²
Volume, LiDAR
640 m³
Parcel 11803C2105/00_000, Flanders · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kathmandu Corner
since 20162.254.633.257
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C2105/00_000 | Flanders | 79 m² | 1 · 53 m² | 17.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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FRABEL
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Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 4,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2016
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
47260Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.