Arquennes Express
ActiveThe computed 12-month bankruptcy probability of Arquennes Express is 1.7% (moderate). The 2025 annual accounts show equity of €78k and a net result of €7k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 18016 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-57
Solvency49▼-5
Growth52=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.19 in 2024), and 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
2.3%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 02-04-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
309 d late
2022
27 d late
2021
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close14-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.67M
EBIT margin
1.2%
Net result
€7k▼ 75.2%
2024 · €27k
2021: €42k
2022: €24k
2023: €8k
2024: €27k
2021 → 2025
Working capital
€53k▲ 16.5%
2024 · €45k
2021: €55k
2022: €85k
2023: €20k
2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.67M
Equity€52k-€77k▲ 46.9%€84k▲ 10.2%€111k▲ 31.6%€78k▼ 30.0%
Operating result€64k-€40k▼ 38.0%€19k▼ 51.7%€41k▲ 112%€23k▼ 42.5%
Net result€42k-€24k▼ 42.0%€8k▼ 68.0%€27k▲ 242%€7k▼ 75.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€69k▲ 4.6%
Current assets
€217k▼ 23.4%
Equity and liabilities €286k
Equity
€78k▼ 30.0%
Debt
€208k▼ 12.6%
The debt ratio rises from 68.2% to 72.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€42k▼
2024 · €57k
Cash flow
€25k▼
2024 · €43k
Solvency
27.2%▼
2024 · 31.8%
Current ratio
1.32▲
2024 · 1.19
Quick ratio
1.32▲
2024 · 1.17
Debt / equity
2.68▲
2024 · 2.15
ROE
8.5%▼
2024 · 24.0%
ROA
2.3%▼
2024 · 7.6%
Interest coverage
13.40▲
2024 · 9.44
Debt
€208k▼
2024 · €238k
Debt ≤ 1 year
€165k▼
2024 · €238k
Income taxes
€12k▲
2024 · €8k
Staff costs
€91k▼
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€349k€286k▼
Fixed assets21/28€66k€69k▲
Tangible fixed assets22/27€66k€69k▲
Plant, machinery and equipment23€61k€44k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€24k▲
Current assets29/58€284k€217k▼
Stocks and contracts in progress3€5k-
Stocks30/36€5k-
Amounts receivable within one year40/41€12k€153k▲
Trade receivables40€763€77k▲
Other amounts receivable41€11k€76k▲
Cash at bank and in hand54/58€264k€60k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€349k€286k▼
Equity10/15€111k€78k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€101k€68k▼
Amounts payable17/49€238k€208k▼
Amounts payable within one year42/48€238k€165k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€181k€119k▼
Suppliers440/4€181k€119k▼
Taxes, remuneration and social security45€58k€26k▼
Taxes450/3€25k€12k▼
Remuneration and social security454/9€33k€13k▼
Other amounts payable47/48-€18k
Accrued charges and deferred income492/3-€44k
Income statement
Code20242025
Remuneration, social security and pensions62€120k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€182k€134k▼
Operating profit (loss)9901€41k€23k▼
Financial income75/76B€333€182▼
Recurring financial income75€333€182▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€3k▼
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€35k€18k▼
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€27k€7k▼
Profit (loss) for the period to be appropriated9905€27k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€108k▲
Profit (loss) brought forward from the previous period14P€74k€101k▲
Profit to be distributed694/7-€40k
Directors or managers695-€40k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-08
Financial
Weakest financial yearnet €7k ▼75.2%
Net result drops to €7k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
03-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 309 days late
2024
31-08
Financial
Equity above €100kEq €111k ▲31.6%
4 profitable years in a row build equity to €111k.
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
06-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Mathy 67181 SeneffeGround area
449 m²
Building footprint
282 m²
Parcel 52003B0603/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Arquennes Express
since 20202.301.484.059
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52003B0603/00X000 | Wallonia | 449 m² | 1 · 282 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSeneffe2.301.484.059
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,621 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2020
Fiscal year end31-08
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:arquennes.express@gmail.com
Phone:+32485649660