Equity
-€693,909
Debts exceed assets in financial year 2024.
PRUDENCE
Lifetime
11 annual accounts with figures on one time axispeak -€252 (2019)
-€2,210▲ €1,368
lowest -€269,978 (2019)
-€121,588▼ €1,919
peak €187,718 (2017)
-€693,909▼ €121,588
€4.1m▲ 3.8%
Board6 names since 2017
4 directorsSCORPIAUX and 3 others
Owners4 names in the annual accounts
100%TaleMate
Documentsfilings and deeds
30-10-202591 days late
2024abbreviated format
Gross margin from -€3,578 to -€2,210Loss of €121,588Equity from -€572,321 to -€693,909Cash from €306 to €0
Key points
from the 2024 annual accountsLosses
-€962,509 in eleven years
Every financial year from 2014 to 2024 closed with a loss. 2019 was the heaviest.
Debts
€4.1m 120% of the balance sheet
Financial debts 73%Suppliers 0%Other 27%
Of this, €159,494 falls due within a year.
Filings
11 annual accounts 102 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
Board
1 left
A director left. Latest change 04-06-2026 · 3 in office.
Position in the sector
-20.2%
Lower solvency than 95% of companies in financial services. Sector median 52.0% · 6,069 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Filing: One annual filing is missing
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Two signals.
raises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 91 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
91 days late
2023
120 days late
2022
13 days early
2021
61 days late
2020
44 days late
2019
292 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 99 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- TaleMate 100%equity €30.1m (2024) · 2024 annual accounts of TaleMate
- Fabtom CV consolidatesequity €12.8m (2025) · annual accounts 2022
- FabTom cvba 42.33%equity €12.8m (2025) · annual accounts 2017
Shares in 2 companies, ZORA ROBOTICS and QBMT
Board & ownershipRecent changes
Resignation: Fabrice Goffin (director)
Gazette deed
4 directors reappointed
Tommy DEBLIECK, Fabrice GOFFIN, SCORPIAUX and Laurence SEGAERT · Permanent representative: Bart VERSLUYS · General meeting of 30-06-2023 · Gazette deed
Registered office moved within Ostend
New registered office: Zandvoordestraat 444 B02, 8400 Oostende · Previous registered office: Archimedesstraat 17, 8400 Oostende, België · Board meeting of 11-03-2021 · Gazette deed
Resignation: Bart VERSLUYS (director)
Appointment: Laurence SEGAERT (director) · General meeting of 28-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PRUDENCE Ostend | €3.4m | -€2,210 | -20.2% | - |
| EHC Invest Oostkamp | €3.4m | -€7,468 | 67.4% | 0 |
| MAILLARD'S HOLDING Roeselare | €4.4m | -€5,432 | 26.6% | - |
| HAGNESTA Oostkamp | €2.9m | -€5,744 | 99.3% | - |
| COMPAGNIE INVEST Bruges | €3.7m | -€101,027 | 40.1% | - |
| LOVENFOSSE Holding Conseils Olne | €3.5m | -€7,079 | 52.0% | - |
| INVESTWINE Mouscron | €3.6m | -€22,735 | 97.1% | 0 |
These companies have the same main activity as PRUDENCE: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €2.9m and €4.4m, founded between 2011 and 2013.
Official details
Source: KBO- Status
- Active since 08-07-2013Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Activities of holding companiesNACE 64210
- Establishment unit
- 2.221.623.8608400 Ostend, since 08-07-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Companies linked to PRUDENCE
Shareholders
- Scorpiaux bvba24.98%
Insights on PRUDENCE
PRUDENCE files the abbreviated format. That format states no turnover. The gross margin fell from -€1,653 in 2014 to -€2,210 in 2024.
TaleMate holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PRUDENCE
- What is the company number of PRUDENCE?
- The company number of PRUDENCE is 0536.519.371. The VAT number is the same number with BE in front: BE 0536.519.371.
- Where is PRUDENCE based?
- The registered office is at Zandvoordestraat 444, 8400 Ostend.Company details
- What does PRUDENCE do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of PRUDENCE?
- PRUDENCE is a public limited company (NV).
- When was PRUDENCE founded?
- PRUDENCE was founded on 08-07-2013.
- Is PRUDENCE still active?
- Yes, PRUDENCE is an active enterprise in the KBO register.
- What is the turnover of PRUDENCE?
- The annual accounts for financial year 2024 state no turnover. The abbreviated format does not require it.Financials
- Is PRUDENCE profitable?
- In financial year 2024, PRUDENCE made a loss of €121,588.
- Where can I find the annual accounts of PRUDENCE?
- PRUDENCE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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