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QBMT

Active
Public limited companyfounded 2006active for 19 yearsZandvoordestraat 444, 8400 Oostende, Belgium10 active companies are registered at this addressKBO/BCE: BE 0885.859.626
Summary

The computed 12-month bankruptcy probability of QBMT is 2.2% (moderate). The 2024 annual accounts show negative equity (-€1.3m) and a net result of -€8,847. Equity remains stable across the filed financial years (±1.5% per year). Its solvency ranks better than 5% of 2,803 sector peers (NACE 62, financial year 2024). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€69,779total assets 2024
Staff
0.6 FTE
Equity
-€1.3m
Loss
-€8,847
Turnover not published (abbreviated format)
Financial health
51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.2%
Structure
Parent
PRUDENCE · 99.84%
Accounts 77 days overdue1 of 9 deeds read
Why 51raises risk1 financial year not filed after the legal deadline; latest accounts 89 days late; 2 of the last 3 lateLiquidity: current ratio 0.18, cash €1,388, halvedlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: 0.6 FTE, total assets €69,779Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 14% of its sector peers (NACE 62, micro)
Financial strength · tick = 2023
Weak
Solvency 0=
equity -1907.2% of total assets
Liquidity 2-33
short-term debt 544.6% · cash 2.0%
Profitability 10+10
return on assets -12.7%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,863 companies, NACE 62, micro)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 3.2%▲ +2.3 percentage points vs 11-2024 01-2025: 3.2%● unchanged vs 12-2024 02-2025: 3.3%▲ +0.1 percentage points vs 01-2025highest value 03-2025: 3.1%▼ -0.2 percentage points vs 02-2025 04-2025: 3.1%● unchanged vs 03-2025 05-2025: 2.9%▼ -0.2 percentage points vs 04-2025 06-2025: 2.7%▼ -0.2 percentage points vs 05-2025 07-2025: 2.7%● unchanged vs 06-2025 08-2025: 2.5%▼ -0.2 percentage points vs 07-2025 09-2025: 2.3%▼ -0.2 percentage points vs 08-2025 10-2025: 1.7%▼ -0.6 percentage points vs 09-2025 11-2025: 2.5%▲ +0.8 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.4%▼ -0.1 percentage points vs 04-2026 06-2026: 2.4%● unchanged vs 05-2026 07-2026: 2.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.6%▲ +0.1 percentage points vs 07-2026 09-2026: 2.6%● unchanged vs 08-2026 10-2026: 2.2%▼ -0.4 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.18, compared with 0.27 in 2023, below 1; short-term debt: 544.6% and cash: 2% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 2% on liquidity, 13% on profitability and 39% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 89 days late; 2 of the last 3 late
NBB · filings
raises risk · Liquidity: current ratio 0.18, cash €1,388, halved
NBB · annual accounts
lowers risk · Size: 0.6 FTE, total assets €69,779
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€1.3m
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 77 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline16-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
89 days late
2023
120 days late
2022
21 days early
2021
31 days late
2020
44 days late
2019
54 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 53 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Fabrice Goffin (director)Gazette deed
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€1.3m View
  • Positive: Result rose in 2024from -€139,629 to -€8,847 ▲ 93.7% View
  • Caution: Among the weakest 5% on solvencysector median 41.9% · 2,803 companies -1907.2% View
  • Caution: Accounts not fileddeadline was 31-07-2026 77 days late View
  • Controlled by PRUDENCEultimately: TaleMate 99.84% View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€8,847 View
  • A director leftlatest change 04-06-2026 · 0 in office 1 left View

By topic

Financials

Financial year
2024
Total assets
€69,779
Loss
-€8,847
Solvency
-1907.2%
Total assets▼ 47.9%
Net result
20182024
Go to Financials

Timeline

Events
22
Since
2008
  1. 10-07-2023Annual accounts filed
  2. 31-08-2022Annual accounts filed
  3. 31-12-2021Highest result from 2018 to 2024
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer programmingNACE 62100
Founded
21-12-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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