Skip to content

TaleMate

Active
Private limited companyfounded 20233 yrs activeZandvoordestraat 444, 8400 Oostende, BelgiumKBO/BCE: BE 0805.439.696
Summary

TaleMate is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of TaleMate were filed more than 90 days after the deadline. The 2024 annual accounts show equity of €30.1m and a net result of -€386,489. Its solvency ranks better than 62% of 6167 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 91 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 September 2023, TaleMate was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, abbreviated schema

Equity
€30.1m
Net result
-€386,489
Total assets
€46.9m
Solvency
64.2%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €46.9m
Fixed assets €46.6m
Current assets €226,892
Equity and liabilities €46.9m
Equity €30.1m
Debt €16.8m
Debt finances 35.8% of the balance-sheet total.
Key figures and ratios
2024 value
ROE
-1.3%
ROA
-0.8%
Debt ≤ 1 year
€782,876
Debt > 1 year
€16.0m
Staff costs
€356,114
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€46.9m
Fixed assets21/28€46.6m
Intangible fixed assets21€16.2m
Tangible fixed assets22/27€2,579
Furniture and vehicles24€2,579
Financial fixed assets28€30.5m
Current assets29/58€226,892
Stocks and contracts in progress3€9,250
Stocks30/36€9,250
Amounts receivable within one year40/41€208,210
Trade receivables40€2,083
Other amounts receivable41€206,127
Cash at bank and in hand54/58€9,433
Equity and liabilities
Total equity and liabilities10/49€46.9m
Equity10/15€30.1m
Contributions10/11€30.5m
Profit (loss) carried forward14-€386,489
Amounts payable17/49€16.8m
Amounts payable after more than one year17€16.0m
Other amounts payable178/9€16.0m
Amounts payable within one year42/48€782,876
Trade debts44€51,765
Suppliers440/4€51,765
Taxes, remuneration and social security45€211,110
Taxes450/3€57,111
Remuneration and social security454/9€154,000
Other amounts payable47/48€520,000
Income statement Code2024
Remuneration, social security and pensions62€356,114
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,081
Other operating charges640/8€1,222
Gross operating margin9900-€21,261
Operating profit (loss)9901-€383,679
Financial income75/76B€1,055
Recurring financial income75€1,055
Financial charges65/66B€3,865
Recurring financial charges65€3,865
Profit (loss) for the period before taxes9903-€386,489
Profit (loss) for the period9904-€386,489
Profit (loss) for the period to be appropriated9905-€386,489
Appropriation of the result
Profit (loss) to be appropriated9906-€386,489
Social balance
Average headcount (FTE)90874.3

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Remuneration, social security and pensions62€356,114
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,081
Other operating charges640/8€1,222
Gross operating margin9900-€21,261
Operating profit (loss)9901-€383,679
Financial income75/76B€1,055
Recurring financial income75€1,055
Financial charges65/66B€3,865
Recurring financial charges65€3,865
Profit (loss) for the period before taxes9903-€386,489
Profit (loss) for the period9904-€386,489
Profit (loss) for the period to be appropriated9905-€386,489
Line2024
Assets
Total assets20/58€46.9m
Fixed assets21/28€46.6m
Intangible fixed assets21€16.2m
Tangible fixed assets22/27€2,579
Furniture and vehicles24€2,579
Financial fixed assets28€30.5m
Current assets29/58€226,892
Stocks and contracts in progress3€9,250
Stocks30/36€9,250
Amounts receivable within one year40/41€208,210
Trade receivables40€2,083
Other amounts receivable41€206,127
Cash at bank and in hand54/58€9,433
Equity and liabilities
Total equity and liabilities10/49€46.9m
Equity10/15€30.1m
Contributions10/11€30.5m
Profit (loss) carried forward14-€386,489
Amounts payable17/49€16.8m
Amounts payable after more than one year17€16.0m
Other amounts payable178/9€16.0m
Amounts payable within one year42/48€782,876
Trade debts44€51,765
Suppliers440/4€51,765
Taxes, remuneration and social security45€211,110
Taxes450/3€57,111
Remuneration and social security454/9€154,000
Other amounts payable47/48€520,000
Line2024
Profit (loss) for the period9904-€386,489
+ Depreciation and write-downs630€5,081
Operating cash flow (approximation)-€381,408

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1.3 ha
Building footprint
1,612 m²
Volume, LiDAR
9,307 m³
Parcel 35026A0447/00E000, Flanders · tallest building 8.2 m, ±3 floors. Linked by address, not a title deed.
10 companies at this address See who is registered here
1 establishment unit
TaleMate
Zandvoordestraat 444, 8400 OostendeAgents in non-specialised wholesale trade
since 20232.349.458.675
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35026A0447/00E000 Flanders 1.3 ha 1 · 1,612 m² 8.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners · 1 holding · 3 subsidiaries in the tree

Owners 2

Holdings 1

All subsidiaries, including indirect ones 3

Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.

According to the 2024 annual accounts of TaleMate and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2025 · 2 entries · 4,190 EUR awarded · 4,190 EUR paid
Year Entries awardedpaid
2025 2 4,190 EUR4,190 EUR
Schemes
1 entry · 4,113 EUR · 4,113 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie
1 entry · 77 EUR · 77 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 3,504 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
64210Activities of holding companies
62200Computer consultancy and computer facilities management
66300Activities auxiliary to financial services and insurance activities
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805439696

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.