PROXY DEFACQZ
ActiveThe computed 12-month bankruptcy probability of PROXY DEFACQZ is 2.7% (moderate). The 2025 annual accounts show negative equity (€-408k) and a net result of €-86k. Equity is shrinking by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 4149 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-12
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.42 against 0.52 in 2024; short-term debt: 105.2% and cash: 13.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-54.3%
Return on assets
-11.4%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-408k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
21 d early
2022
11 d early
2021
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-86k▼ 236%
2024 · €-26k
2021: €70k
2022: €-187k
2023: €-150k
2024: €-26k
2021 → 2025
Working capital
€-460k▼ 23.0%
2024 · €-374k
2021: €-75k
2022: €-233k
2023: €-365k
2024: €-374k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€41k-€-146k€-297k▼ 103%€-322k▼ 8.6%€-408k▼ 26.6%
Operating result€96k-€-169k€-131k▲ 22.6%€-10k▲ 92.4%€-72k▼ 625%
Net result€70k-€-187k€-150k▲ 19.7%€-26k▲ 83.0%€-86k▼ 236%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €72k in 2025 against €10k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €751k
Fixed assets
€421k▼ 27.0%
Current assets
€329k▼ 18.8%
Key figures and ratios
EBITDA
€103k▼
2024 · €162k
Cash flow
€90k▼
2024 · €146k
Solvency
-54.3%▼
2024 · -32.8%
Current ratio
0.42▼
2024 · 0.52
Quick ratio
0.20▼
2024 · 0.31
Debt / equity
-2.84▲
2024 · -4.05
ROA
-11.4%▼
2024 · -2.6%
Interest coverage
7.62▼
2024 · 10.63
Debt
€1.16M▼
2024 · €1.30M
Debt ≤ 1 year
€790k▲
2024 · €780k
Debt > 1 year
€358k▼
2024 · €497k
Staff costs
€424k▲
2024 · €401k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€982k€751k▼
Fixed assets21/28€577k€421k▼
Intangible fixed assets21€385k€325k▼
Tangible fixed assets22/27€192k€96k▼
Plant, machinery and equipment23€180k€88k▼
Furniture and vehicles24€12k€8k▼
Current assets29/58€406k€329k▼
Stocks and contracts in progress3€167k€170k▲
Stocks30/36€167k€170k▲
Amounts receivable within one year40/41€101k€39k▼
Trade receivables40€23k€14k▼
Other amounts receivable41€78k€25k▼
Cash at bank and in hand54/58€129k€104k▼
Deferred charges and accrued income490/1€9k€16k▲
Equity and liabilities
Total equity and liabilities10/49€982k€751k▼
Equity10/15€-322k€-408k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€-323k€-409k▼
Amounts payable17/49€1.30M€1.16M▼
Amounts payable after more than one year17€497k€358k▼
Financial debts170/4€497k€358k▼
Amounts payable within one year42/48€780k€790k▲
Current portion of amounts payable after more than one year42€149k€151k▲
Trade debts44€440k€430k▼
Suppliers440/4€440k€430k▼
Taxes, remuneration and social security45€54k€72k▲
Taxes450/3€1k-
Remuneration and social security454/9€53k€72k▲
Other amounts payable47/48€137k€137k▲
Accrued charges and deferred income492/3€27k€11k▼
Income statement
Code20242025
Remuneration, social security and pensions62€401k€424k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€172k€176k▲
Other operating charges640/8€2k€9k▲
Gross operating margin9900€565k€537k▼
Operating profit (loss)9901€-10k€-72k▼
Financial income75/76B€66€41▼
Recurring financial income75€66€41▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€-25k€-86k▼
Income taxes67/77€394-
Profit (loss) for the period9904€-26k€-86k▼
Profit (loss) for the period to be appropriated9905€-26k€-86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-323k€-409k▼
Profit (loss) brought forward from the previous period14P€-298k€-323k▼
Social balance
Average headcount (FTE)908725.612.0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Weakest financial yearnet €-187k ▼369%
Net result drops to €-187k, the lowest in the series; recovery starts the following year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlaanderveldlaan 661560 HoeilaartGround area
2,183 m²
Building footprint
248 m²
Volume, LiDAR
1,577 m³
2 parcels, Brussels, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PROXY DEFACQZ
since 20202.309.865.849
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033C0070/00A009 | Flanders | 2,025 m² | 1 · 172 m² | 8.7 m · 1 fl. |
| 21013B0342/00K007indicative | Brussels | 158 m² | 1 · 76 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis2.309.865.849
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,571 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2020
Fiscal year end30-06
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.