ESEN EXPRESS
ActiveThe computed 12-month bankruptcy probability of ESEN EXPRESS is 1.8% (moderate). The 2025 annual accounts show equity of €104k and a net result of €47k. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 10345 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+2
Solvency40▼-9
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.64 against 1.04 in 2024; short-term debt: 45.4% and cash: 6% of total assets), and 84.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 10345 sector peers (2025).
NBB · sector comparisonPosition among 10345 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
17 d early
2023
on the day
2022
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€104k▼ 47.4%
2024 · €198k
2022: €98k
2023: €160k
2024: €198k
2022 → 2025
Total assets
€687k▼ 16.7%
2024 · €825k
2022: €623k
2023: €553k
2024: €825k
2022 → 2025
Net result
€47k▲ 22.5%
2024 · €38k
2022: €13k
2023: €61k
2024: €38k
2022 → 2025
Working capital
€-114k
2024 · €12k
2022: €-12k
2023: €60k
2024: €12k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€98k-€160k▲ 62.1%€198k▲ 23.8%€104k▼ 47.4%
Operating result€26k-€77k▲ 198%€54k▼ 29.8%€82k▲ 52.4%
Net result€13k-€61k▲ 353%€38k▼ 37.8%€47k▲ 22.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €687k
Fixed assets
€489k▼ 1.1%
Current assets
€198k▼ 40.0%
Equity and liabilities €687k
Equity
€104k▼ 47.4%
Debt
€583k▼ 7.0%
The debt ratio rises from 76.0% to 84.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€181k▲
2024 · €123k
Cash flow
€145k▲
2024 · €107k
Solvency
15.1%▼
2024 · 24.0%
Current ratio
0.64▼
2024 · 1.04
Quick ratio
0.22▼
2024 · 0.62
Debt / equity
5.61▲
2024 · 3.17
ROE
44.8%▲
2024 · 19.2%
ROA
6.8%▲
2024 · 4.6%
Interest coverage
8.42▲
2024 · 7.59
Debt
€583k▼
2024 · €627k
Debt ≤ 1 year
€312k▼
2024 · €318k
Debt > 1 year
€271k▼
2024 · €309k
Income taxes
€15k▲
2024 · €1k
Staff costs
€185k▼
2024 · €222k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€825k€687k▼
Fixed assets21/28€494k€489k▼
Tangible fixed assets22/27€494k€489k▼
Plant, machinery and equipment23€13k€15k▲
Furniture and vehicles24€20k€99k▲
Other tangible fixed assets26€461k€374k▼
Current assets29/58€330k€198k▼
Stocks and contracts in progress3€134k€128k▼
Stocks30/36€134k€128k▼
Amounts receivable within one year40/41€8k€15k▲
Trade receivables40€3k€6k▲
Other amounts receivable41€5k€9k▲
Cash at bank and in hand54/58€176k€41k▼
Deferred charges and accrued income490/1€12k€14k▲
Equity and liabilities
Total equity and liabilities10/49€825k€687k▼
Equity10/15€198k€104k▼
Contributions10/11€85k€46k▼
Profit (loss) carried forward14€113k€58k▼
Amounts payable17/49€627k€583k▼
Amounts payable after more than one year17€309k€271k▼
Financial debts170/4€309k€271k▼
Amounts payable within one year42/48€318k€312k▼
Current portion of amounts payable after more than one year42€87k€104k▲
Trade debts44€199k€145k▼
Suppliers440/4€199k€145k▼
Taxes, remuneration and social security45€29k€45k▲
Taxes450/3€1k€12k▲
Remuneration and social security454/9€28k€33k▲
Other amounts payable47/48€3k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€222k€185k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€99k▲
Other operating charges640/8€14k€16k▲
Gross operating margin9900€359k€382k▲
Operating profit (loss)9901€54k€82k▲
Financial income75/76B€1k€819▼
Recurring financial income75€1k€819▼
Financial charges65/66B€16k€22k▲
Recurring financial charges65€16k€22k▲
Profit (loss) for the period before taxes9903€39k€62k▲
Income taxes67/77€1k€15k▲
Profit (loss) for the period9904€38k€47k▲
Profit (loss) for the period to be appropriated9905€38k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€113k€159k▲
Profit (loss) brought forward from the previous period14P€75k€113k▲
Profit to be distributed694/7-€102k
Return on contributions (dividend)694-€102k
Social balance
Average headcount (FTE)908710.37.4▼
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2022net €61k ▲353%
Net result €61k, the highest in the series.
31-03
Financial
Equity above €150kEq €160k ▲62.1%
2 profitable years in a row build equity to €160k.
2022
22-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ruiterweg 851780 WemmelGround area
1,713 m²
Building footprint
1,020 m²
Volume, LiDAR
5,574 m³
2 parcels, Brussels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ESEN EXPRESS
since 20212.319.473.007
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819D0190/00X005 | Brussels | 887 m² | 1 · 889 m² | 9.8 m · 2 fl. |
| 22005A0207/00P000 | Flanders | 826 m² | 1 · 130 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.319.473.007
Similar companies · same sector, comparable size
ALIWAR
BE 0465.735.701
Waremme · Eq €104k
ETHOM
BE 0800.241.486
Virton · Eq €104k
HIMMALYA BUSINESS
BE 0649.433.311
Anderlecht · Eq €104k
LOCAL STORE
BE 0867.216.226
Antwerpen · Eq €104k
NIVELLES DIS
BE 0427.686.856
Nivelles · Eq €104k
Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,633 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.