Financials
- Fiscal year
- 2026
- Total assets
- €913,689
- Profit
- €293,064
- Solvency
- 3.0%
Total assets▼ 8.1%
Net result
20232026
'Express Lientje"
ActiveSummary
The computed 12-month bankruptcy probability of 'Express Lientje" is 3.6% (moderate). The 2026 annual accounts show equity of €27,705 and a net result of €293,064. Equity is shrinking by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 375 sector peers (fiscal year 2026). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110NACE 47113Supermarkets NACE 47114
1 site
Size
€913,689total assets 2026
- Staff
- 9.5 FTE
- Equity
- €27,705
- Profit
- €293,064
Turnover not published (abridged schema)
Structure
Accounts on time0 of 2 deeds read
Why 49- Latest accounts 2 days late; 1 of the last 3 late- Founded in 2021- Equity €27,705 (3.0% of total assets)- Size: 9.5 FTE, total assets €913,689Show the evidence
Checked score
Score 2026
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 34% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2025
Average
Solvency
28-25
equity 3.0% of total assets
Liquidity
14-26
short-term debt 77.8% · cash 5.2%
Profitability
100=
return on assets 32.1%
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.5%lowest value
12-2024: 2.2%▲ +46.3% vs 11-2024
01-2025: 2.3%▲ +3.9% vs 12-2024
02-2025: 2.6%▲ +16.5% vs 01-2025
03-2025: 4.0%▲ +50.6% vs 02-2025
04-2025: 4.0%● 0.0% vs 03-2025
05-2025: 8.2%▲ +108% vs 04-2025
06-2025: 8.2%● 0.0% vs 05-2025
07-2025: 8.3%▲ +0.6% vs 06-2025highest value
08-2025: 7.9%▼ -3.7% vs 07-2025
09-2025: 7.7%▼ -3.7% vs 08-2025
10-2025: 1.7%▼ -77.5% vs 09-2025
11-2025: 1.7%● 0.0% vs 10-2025
12-2025: 1.7%● 0.0% vs 11-2025
01-2026: 1.7%▲ +0.1% vs 12-2025
02-2026: 1.8%▲ +3.0% vs 01-2026
03-2026: 1.8%▼ -1.2% vs 02-2026
04-2026: 1.8%● 0.0% vs 03-2026
05-2026: 1.7%▼ -2.1% vs 04-2026
06-2026: 1.8%▲ +1.9% vs 05-2026
07-2026: 1.8%▲ +1.1% vs 06-2026
08-2026: 1.9%▲ +7.5% vs 07-2026
09-2026: 2.0%▲ +5.2% vs 08-2026
10-2026: 3.6%▲ +78.0% vs 09-2026
- Latest accounts 2 days late; 1 of the last 3 late raises the probability
- Founded in 2021 raises the probability for this profile
- Equity €27,705 (3.0% of total assets) raises the probability
- Size: 9.5 FTE, total assets €913,689 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.75 against 1.19 in 2025; short-term debt: 77.8% and cash: 5.2% of total assets), and 97% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 21%, liquidity 14%, profitability 96%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 375 sector peers (2026).
NBB · sector comparisonPosition among 375 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 30-09-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
on the day
2025
on the day
2024
189 d late
2023
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 52 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 9 October (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today28-02-2027 close30-09-2027 deadline
- Annual accounts filedfiscal year 2026 · abbreviated…
- Highest result since 2023net €293,064 ▲18.9%
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Board & ownership
- Known shareholders
- 100%
Timeline
- Events
- 8
- Since
- 2023
- Next accounts
- by 30-09-2027
- 30-09-2026Annual accounts filed
- 28-02-2026Highest result since 2023
- 30-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Non-specialised retail sale with food, beverages or tobacco…NACE 47110
- Founded
- 02-09-2021
- Year ends
- 28-02
- Peppol
- Reachable for e-invoices
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