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'Express Lientje"

Active
Private limited companyfounded 20215 years activeTiensevest 10, 3000 Leuven, BelgiumKBO/BCE: BE 0773.441.277
Summary

The computed 12-month bankruptcy probability of 'Express Lientje" is 3.6% (moderate). The 2026 annual accounts show equity of €27,705 and a net result of €293,064. Equity is shrinking by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 375 sector peers (NACE 47, fiscal year 2026). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€913,689total assets 2026
Staff
9.5 FTE
Equity
€27,705
Profit
€293,064
Turnover not published (abridged schema)
Financial health
49 Fair Checked score 2026
Bankruptcy probability, 12 months
3.6%
Structure
Accounts on time0 of 2 deeds read
Why 49- Latest accounts 2 days late; 1 of the last 3 late- Founded in 2021- Equity €27,705 (3.0% of total assets)- Size: 9.5 FTE, total assets €913,689Show the evidence

Checked score

Score 2026
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 47, micro)
Financial strength · tick = 2025
Average
Solvency 28-25
equity 3.0% of total assets
Liquidity 14-26
short-term debt 77.8% · cash 5.2%
Profitability 100=
return on assets 32.1%
Bankruptcy probability, 12 months
3.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 1.5%lowest value 12-2024: 2.2%▲ +0.7 percentage points vs 11-2024 01-2025: 2.3%▲ +0.1 percentage points vs 12-2024 02-2025: 2.6%▲ +0.3 percentage points vs 01-2025 03-2025: 4.0%▲ +1.4 percentage points vs 02-2025 04-2025: 4.0%● unchanged vs 03-2025 05-2025: 8.2%▲ +4.2 percentage points vs 04-2025 06-2025: 8.2%● unchanged vs 05-2025 07-2025: 8.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 7.9%▼ -0.4 percentage points vs 07-2025 09-2025: 7.7%▼ -0.2 percentage points vs 08-2025 10-2025: 1.7%▼ -6.0 percentage points vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.8%▲ +0.1 percentage points vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.7%▼ -0.1 percentage points vs 04-2026 06-2026: 1.8%▲ +0.1 percentage points vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.9%▲ +0.1 percentage points vs 07-2026 09-2026: 2.0%▲ +0.1 percentage points vs 08-2026 10-2026: 3.6%▲ +1.6 percentage points vs 09-2026
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.75 against 1.19 in 2025; short-term debt: 77.8% and cash: 5.2% of total assets), and 97% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 21% on solvency, 14% on liquidity, 96% on profitability and 6% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
+raises risk○neutral
raises risk · Latest accounts 2 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2021
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Equity €27,705 (3.0% of total assets)
NBB · annual accounts
raises risk · Size: 9.5 FTE, total assets €913,689
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 375 sector peers (2026).
NBB · sector comparison
Position among 375 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 30-09-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
on the day
2025
on the day
2024
189 days late
2023
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 52 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 9 October (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Highest result since 2023net €293,064 ▲18.9%
  3. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Caution: Equity fell in 2026from €279,936 to €27,705 ▼ 90.1% View
  • Positive: Among the best 9% on net resultsector median €22,672 · 375 companies €293,064 View
  • Known shareholdersaccounts at 28-02-2026 100% View

By topic

Financials

Fiscal year
2026
Total assets
€913,689
Profit
€293,064
Solvency
3.0%
Total assets▼ 8.1%
Net result
20232026
Go to Financials

Timeline

Events
8
Since
2023
Next accounts
by 30-09-2027
  1. 07-04-2025Annual accounts filed
  2. 28-02-2025Back to profit
  3. 28-02-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
02-09-2021
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

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