PROWINES
ActiveThe computed 12-month bankruptcy probability of PROWINES is 1.7% (moderate). The 2025 annual accounts show equity of €302k and a net result of €54k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 38% of 4827 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
89
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+27
Solvency66▼-1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.57 in 2024), but 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
6.2%
Age of the figures
11 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
29 d early
2023
41 d early
2022
4 d early
2021
67 d early
2020
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€54k▲ 57.3%
2024 · €34k
2020: €83k
2021: €74k
2022: €117k
2023: €93k
2024: €34k
2020 → 2025
Working capital
€301k▲ 6.6%
2024 · €283k
2020: €106k
2021: €131k
2022: €230k
2023: €319k
2024: €283k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€137k-€239k▲ 73.6%€332k▲ 39.1%€273k▼ 17.7%€302k▲ 10.7%
Operating result€98k-€166k▲ 69.7%€135k▼ 18.7%€53k▼ 60.6%€76k▲ 43.7%
Net result€74k-€117k▲ 57.6%€93k▼ 20.5%€34k▼ 63.0%€54k▲ 57.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €876k
Fixed assets
€8k▼ 6.4%
Current assets
€868k▲ 11.4%
Equity and liabilities €876k
Equity
€302k▲ 10.7%
Provisions
€0▼ 100%
Debt
€574k▲ 15.5%
The debt ratio rises from 63.1% to 65.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€78k▲
2024 · €56k
Cash flow
€56k▲
2024 · €38k
Solvency
34.5%▼
2024 · 34.7%
Current ratio
1.53▼
2024 · 1.57
Quick ratio
0.94▲
2024 · 0.83
Debt / equity
1.90▲
2024 · 1.82
ROE
17.9%▲
2024 · 12.6%
ROA
6.2%▲
2024 · 4.4%
Interest coverage
6.83▲
2024 · 4.16
Debt
€574k▲
2024 · €497k
Debt ≤ 1 year
€567k▲
2024 · €497k
Income taxes
€11k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€787k€876k▲
Fixed assets21/28€8k€8k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€7k€7k=
Current assets29/58€779k€868k▲
Stocks and contracts in progress3€369k€334k▼
Stocks30/36€369k€334k▼
Amounts receivable within one year40/41€336k€410k▲
Trade receivables40€317k€290k▼
Other amounts receivable41€18k€120k▲
Cash at bank and in hand54/58€73k€124k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€787k€876k▲
Equity10/15€273k€302k▲
Contributions10/11€30k€30k=
Reserves13€209k€209k=
Distributable reserves133€209k€209k=
Profit (loss) carried forward14€34k€64k▲
Provisions and deferred taxes16€18k-
Provisions for liabilities and charges160/5€18k-
Other liabilities and charges164/5€18k-
Amounts payable17/49€497k€574k▲
Amounts payable within one year42/48€497k€567k▲
Current portion of amounts payable after more than one year42€10k-
Financial debts43€200k€100k▼
Credit institutions430/8€200k€100k▼
Trade debts44€245k€408k▲
Suppliers440/4€245k€408k▲
Taxes, remuneration and social security45€42k€34k▼
Taxes450/3€42k€34k▼
Other amounts payable47/48€165€25k▲
Accrued charges and deferred income492/3€1€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€15k
Other operating charges640/8€4k€16k▲
Gross operating margin9900€60k€110k▲
Operating profit (loss)9901€53k€76k▲
Financial income75/76B€68€318▲
Recurring financial income75€68€318▲
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€40k€65k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€34k€54k▲
Profit (loss) for the period to be appropriated9905€34k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€89k▲
Profit (loss) brought forward from the previous period14P-€34k
Profit to be distributed694/7-€25k
Directors or managers695-€25k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €34k ▼63%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2020net €117k ▲57.6%
Operating result €166k, net result €117k, both a record.
30-09
Financial
Equity above €200kEq €239k ▲73.6%
3 profitable years in a row build equity to €239k.
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €100kEq €137k ▲47.7%
2 profitable years in a row build equity to €137k.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Peuple 31435 Mont-Saint-GuibertGround area
1.2 ha
Building footprint
7,821 m²
Volume, LiDAR
48,294 m³
2 parcels, Flanders, Wallonia · tallest building 16.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PROWINES
since 20192.290.982.523
PROWINES
since 20252.369.164.622
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31807I0043/00F000 | Flanders | 6,408 m² | 1 · 2,912 m² | 7.3 m · 2 fl. |
| 25068B0465/00K000 | Wallonia | 5,720 m² | 1 · 4,908 m² | 16.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE VINOTHEEK
BE 0459.155.933
Roeselare · Eq €300k
VIN DIT VIN
BE 0675.485.135
Saint-Ghislain · Eq €297k
GOESSENS WIJNEN
BE 0808.065.824
Hasselt · Eq €296k
OENOGEA
BE 0895.769.660
Grâce-Hollogne · Eq €295k
Bullseye Distribution
BE 0786.798.375
Antwerpen · Eq €314k
Of 1,043 companies in sector 46341 we hold annual accounts for 530. 353 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end30-09
Activities, NACEBEL
46341Wholesale of wines and spirits
46170Agents in the wholesale of food, beverages and tobacco
46349Wholesale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
4 entriesE-mail:nico.terry@prowines.be
Phone:+32473864833
E-mail:dominique.bertholet@prowines.be
Phone:+32492702210