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INTERVINOS

Active
Public limited companyfounded 2002active for 24 yearsPeraltastraat 22, 8000 Brugge, BelgiumKBO/BCE: BE 0477.269.791
Summary

INTERVINOS has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.3m and a net result of €556,972. Equity is growing by about 8.4% per year across the filed financial years. Its solvency ranks better than 74% of 8,980 sector peers (NACE 46, financial year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Wholesale of wines and spirits
NACE 46341Wholesale of beverages, general range NACE 46349
1 site
Size
€7.9mtotal assets 2024
Staff
2.1 FTE
Equity
€5.3m
Profit
€556,972
Turnover not published (abbreviated format)
Financial health
56 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Holdings
3
Accounts 73 days overdue1 of 5 deeds read
Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-10-2025)lowers riskFounded in 2002Size: 2.1 FTE, total assets €7.9mEquity €5.3m (66.9% of total assets)Show the evidence

Checked score

Score 2024
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 46, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 92+5
equity 66.9% of total assets
Liquidity 48+2
short-term debt 27.3% · cash 7.2%
Profitability 78=
return on assets 7.1%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,875 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.1%▼ -0.2 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.2 percentage points vs 09-2026highest value
Credit of up to €290,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 3.32, compared with 2.54 in 2023; short-term debt: 27.3% and cash: 7.2% of total assets), and 33.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 72% on solvency, 47% on liquidity, 68% on profitability and 63% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 02-10-2025)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: 2.1 FTE, total assets €7.9m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €5.3m (66.9% of total assets)
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
60 days late
2023
68 days late
2022
70 days late
2021
58 days late
2020
31 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 63 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Capital & shares · RestructuringDemerger · Shareholding · Share…
  3. Equity above €5mequity €5.3m ▲9.1%

Key points

  • Positive: Among the best 5% on equitysector median €491,287 · 8,984 companies €5.3m View
  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Positive: 7 profitable years in a rowprofit 2024: €556,972 7 years View

By topic

Financials

Financial year
2024
Total assets
€7.9m
Profit
€556,972
Solvency
66.9%
Total assets▲ 0.8%
Net result
20182024
Go to Financials

Timeline

Events
25
Since
2004
  1. 07-10-2024Annual accounts filed
  2. 31-12-2023Highest result from 2018 to 2024
  3. 09-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of wines and spiritsNACE 46341
Founded
08-04-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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