120.be
ActiveSummary
120.be has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,359 and a net result of €4,143. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 23% of 11502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability41▲+4
Solvency30=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.36 against 1.08 in 2024; short-term debt: 68.2% and cash: 1.7% of total assets), and 94.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
0.7%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 11502 sector peers (2025).
NBB · sector comparisonPosition among 11502 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 16-12-2025, 107 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2026
not confirmed
2025
107 d late
2024
30 d late
2023
29 d late
2022
98 d late
2021
29 d late
2020
11 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4,143▲ 41.5%
2024 · €2,928
Working capital
€146,095▲ 243%
2024 · €42,540
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€99,413▲ 678%-€49,393€12,480€17,834▲ 42.9%€13,231▼ 25.8%
Net result€66,446above the sector's middle half▲ 2,813%-€58,068below the sector's middle half-€3,316below the sector's middle half▲ 94.3%€2,928within the sector's middle half€4,143within the sector's middle half▲ 41.5%
Equity€86,673within the sector's middle half▲ 329%€28,604within the sector's middle half▼ 67.0%€25,288below the sector's middle half▼ 11.6%€28,216below the sector's middle half▲ 11.6%€32,359within the sector's middle half▲ 14.7%
Total assets€665,966above the sector's middle half▲ 7.6%€664,608above the sector's middle half▼ 0.2%€710,136below the sector's middle half▲ 6.9%€610,089below the sector's middle half▼ 14.1%€596,967above the sector's middle half▼ 2.2%
Debt€579,294▼ 3.3%€636,004▲ 9.8%€684,848▲ 7.7%€581,874▼ 15.0%€564,608▼ 3.0%
Working capital€51,787within the sector's middle half-€34,899below the sector's middle half€61,291below the sector's middle half€42,540below the sector's middle half▼ 30.6%€146,095above the sector's middle half▲ 243%
Solvency13.0%within the sector's middle half▲ 9.7pp4.3%below the sector's middle half▼ 8.7pp3.6%below the sector's middle half▼ 0.7pp4.6%below the sector's middle half▲ 1.1pp5.4%below the sector's middle half▲ 0.8pp
Current ratio1.10within the sector's middle half▲ 0.140.94within the sector's middle half▼ 0.151.11below the sector's middle half▲ 0.161.08below the sector's middle half▼ 0.021.36within the sector's middle half▲ 0.28
Return on assets (ROA)10.0%within the sector's middle half▲ 9.6pp-8.7%below the sector's middle half▼ 18.7pp-0.5%below the sector's middle half▲ 8.3pp0.5%within the sector's middle half▲ 0.9pp0.7%within the sector's middle half▲ 0.2pp
Staff (FTE)2.8▲ 40.0%3▲ 7.1%2.4below the sector's middle half▼ 20.0%2below the sector's middle half▼ 16.7%1.4▼ 30.0%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €596,967
Fixed assets
€43,616 ▼ 23.7%
Current assets
€553,351 ▲ 0.1%
Equity and liabilities €596,967
Equity
€32,359 ▲ 14.7%
Debt
€564,608 ▼ 3.0%
Debt's share of the balance-sheet total falls from 95.4% to 94.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28,607▼
2024 · €33,201
Cash flow
€19,519▲
2024 · €18,295
Quick ratio
0.49▲
2024 · 0.32
Debt to equity
17.45▼
2024 · 20.62
ROE
12.8%▲
2024 · 10.4%
Interest coverage
2.57▲
2024 · 2.10
Debt ≤ 1 year
€407,256▼
2024 · €510,357
Debt > 1 year
€149,352▲
2024 · €63,517
Staff costs
€53,589▼
2024 · €65,331
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,250 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
2.4%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,250 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €74,763 | €63,932 | €65,331 | €53,589 | ▼ 18.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29,647 | €25,937 | €27,007 | €15,367 | €15,376 | ▲ 0.1% |
| Other operating charges640/8 | - | €6,234 | €3,909 | €6,788 | €6,855 | ▲ 1.0% |
| Gross operating margin9900 | €207,674 | €57,541 | €107,328 | €105,319 | €89,051 | ▼ 15.4% |
| Operating profit (loss)9901 | €99,413 | -€49,393 | €12,480 | €17,834 | €13,231 | ▼ 25.8% |
| Financial income75/76B | - | €1,389 | - | €921 | €2,060 | ▲ 124% |
| Recurring financial income75 | €0 | €1,389 | - | €921 | €2,060 | ▲ 124% |
| Financial charges65/66B | - | €9,914 | €15,796 | €15,826 | €11,148 | ▼ 29.6% |
| Recurring financial charges65 | €9,300 | €9,914 | €15,796 | €15,826 | €11,148 | ▼ 29.6% |
| Profit (loss) for the period before taxes9903 | €90,112 | -€57,917 | -€3,316 | €2,928 | €4,143 | ▲ 41.5% |
| Income taxes67/77 | €23,667 | €151 | - | - | - | - |
| Profit (loss) for the period9904 | €66,446 | -€58,068 | -€3,316 | €2,928 | €4,143 | ▲ 41.5% |
| Profit (loss) for the period to be appropriated9905 | €66,446 | -€58,068 | -€3,316 | €2,928 | €4,143 | ▲ 41.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €665,966 | €664,608 | €710,136 | €610,089 | €596,967 | ▼ 2.2% |
| Fixed assets21/28 | €88,372 | €75,310 | €74,427 | €57,192 | €43,616 | ▼ 23.7% |
| Tangible fixed assets22/27 | €87,922 | €74,860 | €73,977 | €56,742 | €43,166 | ▼ 23.9% |
| Land and buildings22 | - | - | €3,917 | €3,067 | €2,217 | ▼ 27.7% |
| Plant, machinery and equipment23 | - | €8,941 | €8,290 | €6,736 | €4,475 | ▼ 33.6% |
| Furniture and vehicles24 | - | €65,920 | €44,403 | €33,531 | €27,025 | ▼ 19.4% |
| Leasing and similar rights25 | - | - | €17,368 | €13,408 | €9,449 | ▼ 29.5% |
| Financial fixed assets28 | €450 | €450 | €450 | €450 | €450 | = |
| Current assets29/58 | €577,594 | €589,298 | €635,709 | €552,897 | €553,351 | ▲ 0.1% |
| Stocks and contracts in progress3 | €460,573 | €454,281 | €459,624 | €388,797 | €354,615 | ▼ 8.8% |
| Stocks30/36 | - | €454,281 | €459,624 | €388,797 | €354,615 | ▼ 8.8% |
| Amounts receivable within one year40/41 | €65,638 | €120,725 | €158,474 | €140,869 | €181,589 | ▲ 28.9% |
| Trade receivables40 | - | €54,474 | €49,391 | €39,816 | €43,978 | ▲ 10.5% |
| Other amounts receivable41 | - | €66,251 | €109,083 | €101,053 | €137,611 | ▲ 36.2% |
| Current investments50/53 | - | - | - | - | €5,455 | - |
| Cash at bank and in hand54/58 | €50,771 | €9,040 | €7,312 | €20,913 | €9,951 | ▼ 52.4% |
| Deferred charges and accrued income490/1 | - | €5,252 | €10,299 | €2,319 | €1,741 | ▼ 24.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €665,966 | €664,608 | €710,136 | €610,089 | €596,967 | ▼ 2.2% |
| Equity10/15 | €86,673 | €28,604 | €25,288 | €28,216 | €32,359 | ▲ 14.7% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €5,991 | €5,991 | €5,991 | €5,991 | €5,991 | = |
| Distributable reserves133 | - | €5,991 | €5,991 | €5,991 | €5,991 | = |
| Profit (loss) carried forward14 | €62,081 | €4,013 | €696 | €3,624 | €7,767 | ▲ 114% |
| Amounts payable17/49 | €579,294 | €636,004 | €684,848 | €581,874 | €564,608 | ▼ 3.0% |
| Amounts payable after more than one year17 | €39,679 | - | €85,347 | €63,517 | €149,352 | ▲ 135% |
| Financial debts170/4 | - | - | €85,347 | €63,517 | €149,352 | ▲ 135% |
| Amounts payable within one year42/48 | €525,808 | €624,196 | €574,418 | €510,357 | €407,256 | ▼ 20.2% |
| Current portion of amounts payable after more than one year42 | - | €42,175 | €24,765 | €29,767 | €15,237 | ▼ 48.8% |
| Financial debts43 | - | €199,974 | €145,970 | €125,000 | €123,139 | ▼ 1.5% |
| Credit institutions430/8 | - | €199,974 | €145,970 | €125,000 | €123,139 | ▼ 1.5% |
| Trade debts44 | €106,608 | €133,118 | €184,397 | €121,876 | €45,231 | ▼ 62.9% |
| Suppliers440/4 | - | €133,118 | €184,397 | €121,876 | €45,231 | ▼ 62.9% |
| Taxes, remuneration and social security45 | - | €71,108 | €51,314 | €116,161 | €113,752 | ▼ 2.1% |
| Taxes450/3 | - | €54,451 | €42,876 | €96,813 | €80,739 | ▼ 16.6% |
| Remuneration and social security454/9 | - | €16,657 | €8,438 | €19,349 | €33,013 | ▲ 70.6% |
| Other amounts payable47/48 | - | €177,822 | €167,972 | €117,553 | €109,896 | ▼ 6.5% |
| Accrued charges and deferred income492/3 | - | €11,807 | €25,084 | €8,000 | €8,000 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €66,446 | -€58,068 | -€3,316 | €2,928 | €4,143 | ▲ 41.5% |
| + Depreciation and write-downs630 | €29,647 | €25,937 | €27,007 | €15,367 | €15,376 | ▲ 0.1% |
| Operating cash flow (approximation) | €96,093 | -€32,131 | €23,690 | €18,295 | €19,519 | ▲ 6.7% |
| Investment in fixed assets (approximation) | - | -€12,876 | -€26,124 | €1,868 | -€1,800 | ▼ 196% |
| Change in cash | - | -€41,731 | -€1,728 | €13,601 | -€10,962 | ▼ 181% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 107 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 30 days late
31-01
Financial
Back to profitnet €2,928
Net result €2,928 after 2 loss-making years.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
31-01
Financial
Weakest financial yearnet -€58,068
Net result drops to -€58,068, the lowest in the series; recovery starts the following year.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
31-01
Financial
Highest result since 2019net €66,446 ▲2,813%
Operating result €99,413, net result €66,446, both a record.
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-01
Financial
Back to profitnet €2,281
Net result €2,281 after one loss-making year.
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 96 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2017
Ground area
1,616 m²
Building footprint
206 m²
Volume, LiDAR
1,431 m³
Parcel 61044B0090/00A000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
120.be
since 20172.266.918.308
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0090/00A000 | Wallonia | 1,616 m² | 1 · 206 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNeupré2.266.918.308
Similar companies · same sector, comparable size
BLOVAN
BE 0456.287.109
Oudenaarde · Eq €32,898
Mon Vin
BE 0802.971.641
Brasschaat · Eq €31,399
LEODIUM GIN
BE 0731.992.781
Donceel · Eq €31,177
MEZZOGIORNO VINI
BE 1024.973.264
Liège · Eq €31,130
KT WINE BAR
BE 0551.830.129
La Hulpe · Eq €33,753
Of 1,049 companies in sector 46341 we hold annual accounts for 538. 346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-2017
Fiscal year end31-01
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47251Retail sale of wines and spirits
46370Wholesale trade
47242Retail sale of chocolate and confectionery
47553Retail trade
47559Retail sale of other household articles
56301Cafés and bars
85510Sports and recreation education
85520Cultural education
Contact
Phone
04/26.26.526Neupré
E-invoicing
Reachable via Peppol
Peppol ID
0208:0679891014
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.