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PROTENTIAL

Active Private limited companyfounded 2022active for 3 yearsXavier Henrardlaan 39, 1150 Woluwe-Saint-PierreKBO/BCE: BE 0793.934.112

Overview

Lifetime

4 annual accounts with figures on one time axis
peak €52,564 (2025)
€52,564▲ 3.8%
peak €37,611 (2023)
€35,785▲ 2.9%
peak €82,256 (2024)
€5,000▼ 93.9%
€128,774▲ 422%
Board1 name since 2022
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Dividend €113,041Equity from €82,256 to €5,000Debts from €24,659 to €128,774Cash from €79,322 to €131,011

Key points

from the 2025 annual accounts

Equity

€5,000 from €82,256 in 2024

Equity fell by 94% in 1 year.

Turnover

≈ €110,000 estimated

The micro format states no turnover.

Debts

€128,774 96% of the balance sheet
Suppliers 11%Taxes and wages 20%Other 69%

Liquidity

1.02 was 4.18 in 2024

Short-term debts rose from €24,659 to €128,774.

Filings

4 annual accounts 3 late
AprilJune31 JulyOctober2022202320242025

The 2023 accounts came latest: 26 days after the end of the period.

Position in the sector

3.7%

Lower solvency than 85% of companies in advertising and market research. Sector median 53.3% · 8,617 companies.

Checked score

87
Excellent
Financially stronger than 36% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.3 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.2 percentage points vs 06-2026 08-2026: 0.2%▼ -0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026

Financial strength
Strong

29-71equity 3.7% of total assets
50-42short-term debt 96.3% · cash 97.9%
100=return on assets 26.8%

Score breakdown

raises risk
Equity €5,000 (3.7% of total assets)
lowers risk
Liquidity: current ratio 1.02, cash €131,011
Sector: Advertising, market research and public relations activities (NACE 73)
Size: total assets €133,774
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 16% of them on solvency, 36% on liquidity, 88% on profitability and 5% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,157 companies had the same profile as PROTENTIAL has now. Each dot stands for 6 companies, two years later.

94.1%
were still trading
2.8%
stopped another way
3.0%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of PROTENTIAL itself is lower: 0.2% within 12 months. It rests on far more data about PROTENTIAL than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,157 companies, not a prediction for PROTENTIAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.02, cash €131,011
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
raises risk · Equity €5,000 (3.7% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €133,774
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 8617 sector peers (2025).
NBB · sector comparison
Position among 8617 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
32 days early
2024
25 days late
2023
26 days late
2022
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 11 days after the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

  • de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth 250 sharesdeed of 28-11-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0793934112
Registered office moved to Woluwe-Saint-Pierre New registered office: Avenue Xavier Henrard, 39 à 1150 Woluwé-Saint-Pierre · Previous registered office: Rue du Fraîche chemin 26- 6230 Рont-à-Celles · General meeting of 19-01-2024 · Gazette deed
First establishment Xavier Henrardlaan 39, Woluwe-Saint-Pierre
Incorporation Founding capital of €5,000 · Founder: de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth · Founding capital of EUROS 5,000, 250 shares · Appointment: de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth (director) · published on 28-11-2022 · Gazette deed
All 9 events

Comparable companies

same main activity, similar in size and age
Company
PROTENTIAL Woluwe-Saint-Pierre €133,774 €52,564 3.7% -
CDHR CONSULT Auderghem €131,539 €50,919 76.2% -
Made Fam Etterbeek €117,616 €56,086 39.8% -
SAJU Uccle €125,255 €56,676 73.2% -
PARADICE MGMT Brussels €161,289 €56,863 72.2% -
Brulance Forest €112,451 €48,127 68.1% -
DELTA-V PUBLIC AFFAIRS Watermael-Boitsfort €148,397 €46,531 3.4% -

These companies have the same main activity as PROTENTIAL: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €112,000 and €161,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 24-11-2022Normal situation
Activity
Public relations and communication consultancyNACE 73300and 5 others
Establishment unit
2.338.292.8861150 Woluwe-Saint-Pierre, since 30-11-2022
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

€52,564▲ 3.8%
€35,785▲ 2.9%
€5,000▼ 93.9%
€133,774▲ 25.1%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on PROTENTIAL

PROTENTIAL files the micro format. That format states no turnover. The gross margin rose from €6,185 in 2022 to €52,564 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-06-2026, 32 days before the deadline
€52,564
▲ 3.8%
€49,997
▲ 3.9%
€35,785
▲ 2.9%
€2,237
▼ 97.1%
3.7%
▼ 73.2 percentage points
1.02
▼ 3.16

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €110,000. Estimated: probably between €99,000 and €150,000.

Balance sheet

balance sheet total €133,774 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

3.7%

Higher than 15% of 8,617 companies in 2025.

1.02

Higher than 24% of 8,293 companies in 2025.

26.8%

Higher than 74% of 8,402 companies in 2025.

PROTENTIAL Middle half of the sector 80% of the sector Micro accounts in advertising and market research (NACE 73)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022
Balance sheet: assets
20/58 133,774106,91568,96615,696
21/28 2,7633,8002,5361,182
22/27 2,7633,8002,5361,182
23 ---1,182
24 2,7633,8002,536-
29/58 131,011103,11566,43014,515
29 -10,50010,500-
291 -10,50010,500-
40/41 -13,293-14,403
40 -13,293-14,403
54/58 131,01179,32255,930112
Balance sheet: equity and liabilities
10/49 133,774106,91568,96615,696
10/15 5,00082,25647,4849,856
10/11 5,0005,0005,0005,000
14 -77,25642,4844,856
17/49 128,77424,65921,4825,840
42/48 128,77424,65921,4825,840
44 13,9612,5714,8542,230
440/4 13,9612,5714,7562,230
441 --98-
45 26,37319,41313,7013,387
450/3 26,37319,41313,7013,387
47/48 88,4402,6752,927224
Income statement
9900 52,56450,61651,8296,185
630 1,4521,56096917
640/8 1,1159531,353-
9901 49,99748,10349,5076,167
75/76B -315865-
75 -315865-
65/66B 1,5972,2121,7617
65 1,5972,2121,7617
9903 48,40046,20648,6116,160
67/77 12,61511,43411,0001,304
9904 35,78534,77237,6114,856
9905 35,78534,77237,6114,856
Appropriation of the result
9906 113,04177,25642,4844,856
14P 77,25642,4844,873-
694/7 113,041---
694 113,041---
Document PDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 29-06-2026 2026-00220069 PDF
31-12-2024 micro format 25-08-2025 2025-00401177 PDF
31-12-2023 micro format 26-08-2024 2024-00368929 PDF
31-12-2022 micro format 24-08-2023 2023-00354362 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022
51,44949,66350,4766,185
37,23736,33238,5804,873
4152,8242,3231,199
51,68923,39255,818-
2,23778,45644,9488,674
3.7%76.9%68.9%62.8%
1.024.183.092.49
25.750.300.450.59
715.7%42.3%79.2%49.3%
26.8%32.5%54.5%30.9%
32.2222.4528.66over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€415€2,824€2,323€1,199
€1,452€1,560€969€17

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on PROTENTIAL

The operating result for 2025 is 4% higher than in 2024 and the highest since 2022. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total rises from 23.1% to 96.3%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
since 24-11-2022 term without a fixed end
listed in the 2025 annual accounts, filed on 29-06-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth
Director (not named in the articles)
Board
Mandates as a list
  • de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth
    • Director (not named in the articles), from 24-11-2022 to date

See the board, name and registered office on a given date →

Control

This company
PROTENTIAL
Equity €5,000
Profit €35,785 in 2025

Capital

Contribution
€5,000
Shares
250
Contribution per share
€20
Equity per share
€20 in 2025
Source
deed of 28-11-2022

Articles of association

deed of 28-11-2022 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Interdiction gages nantissements sûretés sans accord organe unanimité, écrit transfert propriété clause connaissance adhésion statuts…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 28-11-2022 ↗

Capital transactions

Capital over time
  1. 28-11-2022 Incorporation · €5,000 · 250 shares
  2. 28-11-2022 Incorporation · €5,000 · 250 shares

Network & group

No group

PROTENTIAL has no parent and no holdings in its annual accounts. de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth is the only director. PROTENTIAL shares no director with another company.

Timeline

Timeline

9 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 32 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0793934112
Annual accounts 2024 filed PDFmicro format · 25 days late
2024
Annual accounts 2023 filed PDFmicro format · 26 days late
Registered office moved to Woluwe-Saint-PierreNew registered office: Avenue Xavier Henrard, 39 à 1150 Woluwé-Saint-Pierre · Previous registered office: Rue du Fraîche chemin 26- 6230 Рont-à-Celles · General meeting of 19-01-20242 points ▸
  • General meeting, 19-01-2024
  • Registered-office move, Avenue Xavier Henrard, 39 à 1150 Woluwé-Saint-Pierre

Open the deed in the Belgian Official Gazette

2023
Highest result from 2022 to 2025 net €37,611 ▲675% The net result of €37,611 is the highest of those years.
Annual accounts 2022 filed PDFmicro format · 24 days late
2022
First establishment Xavier Henrardlaan 39, Woluwe-Saint-Pierre
IncorporationFounding capital of €5,000 · Founder: de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth · Founding capital of EUROS 5,000, 250 shares · Appointment: de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth (director) · published on 28-11-20225 points ▸

Open the deed in the Belgian Official Gazette

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

PROTENTIAL was incorporated on 24 November 2022 as a private limited company by one natural person, with a starting capital of €5,000.12 The registered office was moved to Woluwe-Saint-Pierre in 2024.3 Since 2022, de NEUVILLE Audrey, Muriel, Sandrine, Paule, Elisabeth has served as director.4 Total assets rose from €15,696 in 2022 to €133,774 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-11-2022
  3. 3Belgian Official Gazette, 23-02-2024
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2022 and 2025

Company details

Identity

Enterprise number
0793.934.112
VAT number
BE 0793.934.112
Peppol ID
0208:0793934112
Other Peppol ID
9925:BE0793934112
Legal form
Private limited company
Status
Active, normal situation
Founded
24-11-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of June at 18:00
deed of 28-11-2022 (in French)
Peppol
Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
PROTENTIAL in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 28-11-2022 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70210 Activities of head offices; management consultancy activities main activity
58110 Publishing activities
64200 Holdings
82300 Organisation of conventions and trade shows
85593 Socio-cultural adult education
86904 Human health activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toute activité liée à la gestion de ressources humaines, en nom propre ou via la participation à des comités de direction ou toute autre…”
8 activities
  1. Toute activité liée à la gestion de ressources humaines, en nom propre ou via la participation à des comités de direction ou toute autre structure de management dans des entreprises, associations, administrations et tous établissements publics et privés ;
  2. Toutes activités liées au coaching, individuel ou de groupe, et à l’accompagnement en développement personnel ou professionnel, à l’assistance à la gestion de ressources humaines et à l’organisation, la sélection, la supervision, la restructuration, la formation, tant en présentiel qu’en ligne, au support aux réorganisations et à l’accompagnement du changement, à l’évaluation et à l’amélioration des performances d'équipes, au conseil en gestion de carrière, en amélioration de performances individuelles,… pour les entreprises, associations, administrations et tous établissements publics et privés ;
  3. L'exercice de la profession de psychologue, en cabinet, à domicile et/ou en institution, la réalisation d’entretiens individuels, d’animations de groupe, la passation de tests, ainsi que toutes activités dans le domaine de la psychologie et de la psychothérapie, et notamment, sans que cette énumération ne soit limitative : l’organisation de consultations psychologiques, de psychothérapie et/ou psychopédagogiques, les examens psychologiques, la médiation familiale, l’orientation scolaire, les expertises judiciaires, visant à l’accompagnement, au développement et à l’épanouissement de toutes personnes, exercées dans le cadre institutionnel, hospitalier ou privé; l'ensemble des activités, opérations et conseils relatifs au traitement psychothérapeutique de patients; les consultations et thérapies familiales, de couple et individuelles pour adultes et enfants, de toute type, qu’il s’agisse de psychologie, de neuropsychologie, de psychothérapie ou d’épanouissement personnel, d’aide psychologique, de médiation ou de coaching; l’assistance, la prévention et le traitement socio-psychologique, l’étude scientifique et clinique et la recherche dans ces domaines, ainsi que la formation en ces matières ;
  4. La consultance et le conseil au sens large dans les domaines précités ;
  5. Toutes activités liées à l’organisation d’évènements culturels, récréatifs, sportifs et autres;
  6. Toutes activités liées à l’organisation de conférences, colloques, séminaires, ateliers et tout événement similaire, pour adultes et enfants, portant dans les domaines précités, à la participation à ceux-ci, ainsi qu’à l’enseignement et à la prestation de conseils en matière de management;
  7. L’étude, la rédaction et la publication d’ouvrages et d’articles, la réalisation, l’édition, la distribution de produits audio-visuels, de brochures, livres, manuels, journaux, périodiques, et de tous autres supports de promotion et de communication ;
  8. La location, la sous-location, l’achat et l’acquisition de tous droits réels ou de la pleine propriété de tout immeuble dans le but soit d’y établir son siège social ou un siège d’exploitation soit d’y loger ses dirigeants et les membres de leur famille à titre de résidence principale ou secondaire en ce compris par sa mise à disposition gratuite au nom de ses dirigeants ou employés et les membres de leur famille, ainsi que l’achat et la vente de la pleine propriété ou de tous droits réels, la location, la mise en location, la construction, la transformation, la mise en valeur ou toutes opérations assimilées pour tout immeuble quelle qu’en soit son affectation, et, de manière plus générale, la gestion et la valorisation d’un patrimoine immobilier, avec ou sans lien direct avec ses autres activités.
deed of 28-11-2022 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Xavier Henrardlaan 39 registered office 1150 Woluwe-Saint-Pierre 30-11-2022 2.338.292.886
1 former office
  • Rue du Fraîche chemin 26, 6230 Рont-à-Celles until 10-02-2024 · deed of 23-02-2024

Buildings and parcels at the address

Ground area
423 m²
Buildings
84 m²
Volume, LiDAR
659 m³
Tallest building
11.1 m
Buildings to scale, each on its own parcel
84 m², 11.1 m 84 m², 11.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
21684B0038/00L022423 m² 1 · 84 m² 11.1 m · 3

Contact

Phone +32 473 35 70 66