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PROSPERITAS MANAGEMENT

Active
Public limited companyfounded 200026 yrs activeEgyptestraat 21, 8730 Beernem, BelgiumKBO/BCE: BE 0472.671.694

PROSPERITAS MANAGEMENT has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.77M and a net result of €101k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
83 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-38
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 5.32 in 2024), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
73.4%
Return on assets
2.7%
Age of the figures
12 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
on the day
2022
2 d early
2021
5 d early
2020
on the day
2019
10 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2.77M▼ 22.7%
2024 · €3.59M
2018: €2.32M 2019: €2.68M 2020: €2.92M 2021: €3.21M 2022: €3.46M 2023: €3.46M 2024: €3.59M
2018 → 2025
Total assets
€3.78M▼ 11.7%
2024 · €4.28M
2018: €4.40M 2019: €4.02M 2020: €4.31M 2021: €4.33M 2022: €4.61M 2023: €4.20M 2024: €4.28M
2018 → 2025
Net result
€101k▼ 74.9%
2024 · €400k
2018: €580k 2019: €504k 2020: €534k 2021: €535k 2022: €621k 2023: €353k 2024: €400k
2018 → 2025
Working capital
€420k▼ 59.8%
2024 · €1.04M
2018: €540k 2019: €700k 2020: €554k 2021: €1.08M 2022: €1.35M 2023: €1.28M 2024: €1.04M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€3.21M-€3.46M▲ 8.0%€3.46M▼ 0.1%€3.59M▲ 3.7%€2.77M▼ 22.7%
Operating result€761k-€829k▲ 9.0%€501k▼ 39.6%€464k▼ 7.5%€150k▼ 67.6%
Net result€535k-€621k▲ 16.1%€353k▼ 43.2%€400k▲ 13.4%€101k▼ 74.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250k€500k€750kOperating result 2021: €761k€761kNet result 2021: €535k€535kOperating result 2022: €829k€829kNet result 2022: €621k€621kOperating result 2023: €501k€501kNet result 2023: €353k€353kOperating result 2024: €464k€464kNet result 2024: €400k€400kOperating result 2025: €150k€150kNet result 2025: €101k€101k20212022202320242025
The operating result has fallen three years in a row; 2025 is 68% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.78M
Fixed assets €2.95M▼ 1.4%
Current assets €824k▼ 35.8%
Equity and liabilities €3.78M
Equity €2.77M▼ 22.7%
Provisions €293k▼ 6.9%
Debt €711k▲ 88.8%
The debt ratio rises from 8.8% to 18.8%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€336k
2024 · €641k
Cash flow
€287k
2024 · €577k
Solvency
73.4%
2024 · 83.8%
Current ratio
2.04
2024 · 5.32
Quick ratio
2.04
2024 · 5.32
Debt / equity
0.26
2024 · 0.11
ROE
3.6%
2024 · 11.2%
ROA
2.7%
2024 · 9.4%
Interest coverage
35.07
2024 · -59.25
Debt
€711k
2024 · €377k
Debt ≤ 1 year
€405k
2024 · €242k
Debt > 1 year
€281k
2024 · €111k
Income taxes
€79k
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€4.28M€3.78M
Fixed assets21/28€2.99M€2.95M
Tangible fixed assets22/27€2.59M€2.55M
Land and buildings22€2.41M€2.39M
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€174k€156k
Financial fixed assets28€406k€406k=
Current assets29/58€1.28M€824k
Amounts receivable after more than one year29€439k€436k
Other amounts receivable291€439k€436k
Amounts receivable within one year40/41€528k€195k
Trade receivables40€440€10k
Other amounts receivable41€528k€185k
Current investments50/53€261k€146k
Cash at bank and in hand54/58€41k€41k
Deferred charges and accrued income490/1€14k€7k
Equity and liabilities
Total equity and liabilities10/49€4.28M€3.78M
Equity10/15€3.59M€2.77M
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2.30M€1.49M
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Tax-exempt reserves132€944k€878k
Distributable reserves133€1.32M€566k
Profit (loss) carried forward14€1.22M€1.22M=
Provisions and deferred taxes16€315k€293k
Deferred taxes168€315k€293k
Amounts payable17/49€377k€711k
Amounts payable after more than one year17€111k€281k
Financial debts170/4€111k€281k
Amounts payable within one year42/48€242k€405k
Current portion of amounts payable after more than one year42€111k€154k
Financial debts43€25k€100k
Credit institutions430/8€25k€100k
Trade debts44€13k€19k
Suppliers440/4€13k€19k
Taxes, remuneration and social security45€93k€45k
Taxes450/3€93k€45k
Other amounts payable47/48-€87k
Accrued charges and deferred income492/3€24k€26k
Income statement Code20242025
Non-recurring operating income76A€6k€194
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€177k€186k
Other operating charges640/8€4k€10k
Gross operating margin9900€645k€346k
Operating profit (loss)9901€464k€150k
Financial income75/76B€74k€17k
Recurring financial income75€74k€17k
Financial charges65/66B€-11k€10k
Recurring financial charges65€-11k€10k
Profit (loss) for the period before taxes9903€548k€158k
Transfer from deferred taxes780€19k€22k
Income taxes67/77€167k€79k
Profit (loss) for the period9904€400k€101k
Transfer from tax-exempt reserves789€56k€65k
Profit (loss) for the period to be appropriated9905€456k€166k
Appropriation of the result
Profit (loss) to be appropriated9906€1.47M€1.39M
Profit (loss) brought forward from the previous period14P€1.02M€1.22M
Transfer from equity791/2€273k€915k
Transfer to equity691/2€250k€166k
To other reserves6921€250k€166k
Profit to be distributed694/7€273k€915k
Return on contributions (dividend)694€273k€915k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
29-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Weakest financial yearnet €101k ▼74.9%
Net result drops to €101k, the lowest in the series.
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Highest result since 2018net €621k ▲16.1%
Net result €621k, the highest in the series.
25-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
23-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beernem · 1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Egyptestraat 218730 Beernem
Ground area
2,734 m²
Building footprint
341 m²
Volume, LiDAR
1,601 m³
Parcel 31021A0727/00C000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Egyptestraat 21, 8730 Beernem
Insurance, reinsurance and pension funding, except compulsory social security
since 20002.101.021.681
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31021A0727/00C000 Flanders 2,734 m² 1 · 341 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,419 companies in sector 82990 we hold annual accounts for 9,361. 2,674 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded05-09-2000
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.