VAN ZANTBEEK
ActiveVAN ZANTBEEK has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.86M and a net result of €418k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability78▲+1
Solvency75▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.98 in 2023; short-term debt: 25.4% and cash: 7.8% of total assets), and 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.7%
Return on assets
7.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
29 d late
2022
17 d late
2021
38 d early
2020
1 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.86M▲ 17.1%
2023 · €2.44M
2018: €1.82M
2019: €2.24M
2020: €897k
2021: €1.74M
2022: €2.09M
2023: €2.44M
2018 → 2024
Total assets
€5.74M▲ 6.1%
2023 · €5.41M
2018: €2.28M
2019: €2.75M
2020: €3.14M
2021: €2.05M
2022: €5.13M
2023: €5.41M
2018 → 2024
Net result
€418k▲ 18.6%
2023 · €353k
2018: €321k
2019: €422k
2020: €504k
2021: €843k
2022: €346k
2023: €353k
2018 → 2024
Working capital
€-583k▼ 2,659%
2023 · €-21k
2018: €490k
2019: €903k
2020: €-623k
2021: €288k
2022: €774k
2023: €-21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€897k-€1.74M▲ 93.9%€2.09M▲ 19.9%€2.44M▲ 16.9%€2.86M▲ 17.1%
Operating result€663k-€561k▼ 15.4%€489k▼ 12.8%€538k▲ 10.1%€603k▲ 12.0%
Net result€504k-€843k▲ 67.3%€346k▼ 59.0%€353k▲ 2.0%€418k▲ 18.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 12% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.74M
Fixed assets
€4.86M▲ 18.9%
Current assets
€877k▼ 33.4%
Equity and liabilities €5.74M
Equity
€2.86M▲ 17.1%
Debt
€2.89M▼ 2.9%
The debt ratio falls from 54.9% to 50.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€731k▲
2023 · €645k
Cash flow
€546k▲
2023 · €459k
Solvency
49.7%▲
2023 · 45.1%
Current ratio
0.60▼
2023 · 0.98
Quick ratio
0.60▼
2023 · 0.98
Debt / equity
1.01▼
2023 · 1.22
ROE
14.6%▲
2023 · 14.5%
ROA
7.3%▲
2023 · 6.5%
Interest coverage
6.79▲
2023 · 6.41
Debt
€2.89M▼
2023 · €2.97M
Debt ≤ 1 year
€1.46M▲
2023 · €1.34M
Debt > 1 year
€1.43M▼
2023 · €1.62M
Income taxes
€142k▲
2023 · €120k
Staff costs
€44k▼
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€5.41M€5.74M▲
Fixed assets21/28€4.09M€4.86M▲
Tangible fixed assets22/27€3.34M€4.19M▲
Land and buildings22€384k€329k▼
Plant, machinery and equipment23€5k€6k▲
Furniture and vehicles24€97k€74k▼
Other tangible fixed assets26€2.86M€3.78M▲
Assets under construction and advance payments27-€4k
Financial fixed assets28€748k€676k▼
Current assets29/58€1.32M€877k▼
Amounts receivable within one year40/41€428k€256k▼
Trade receivables40-€6k
Other amounts receivable41€428k€250k▼
Current investments50/53€636k€160k▼
Cash at bank and in hand54/58€243k€447k▲
Deferred charges and accrued income490/1€10k€14k▲
Equity and liabilities
Total equity and liabilities10/49€5.41M€5.74M▲
Equity10/15€2.44M€2.86M▲
Contributions10/11€35k€35k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€2.40M€2.82M▲
Amounts payable17/49€2.97M€2.89M▼
Amounts payable after more than one year17€1.62M€1.43M▼
Financial debts170/4€1.62M€1.43M▼
Amounts payable within one year42/48€1.34M€1.46M▲
Current portion of amounts payable after more than one year42€1.19M€1.29M▲
Financial debts43€100k-
Credit institutions430/8€27-
Other loans439€100k-
Trade debts44€24k€143k▲
Suppliers440/4€24k€143k▲
Taxes, remuneration and social security45€23k€30k▲
Taxes450/3€19k€25k▲
Remuneration and social security454/9€4k€6k▲
Other amounts payable47/48€670-
Accrued charges and deferred income492/3€11k-
Income statement
Code20232024
Remuneration, social security and pensions62€64k€44k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107k€128k▲
Other operating charges640/8€12k€8k▼
Gross operating margin9900€722k€783k▲
Operating profit (loss)9901€538k€603k▲
Financial income75/76B€35k€64k▲
Recurring financial income75€35k€64k▲
Financial charges65/66B€101k€108k▲
Recurring financial charges65€101k€108k▲
Profit (loss) for the period before taxes9903€472k€560k▲
Income taxes67/77€120k€142k▲
Profit (loss) for the period9904€353k€418k▲
Profit (loss) for the period to be appropriated9905€353k€418k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.40M€2.82M▲
Profit (loss) brought forward from the previous period14P€2.05M€2.40M▲
Social balance
Average headcount (FTE)90871.10.3▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
31-12
Financial
Equity above €2MEq €2.09M ▲19.9%
5 profitable years in a row build equity to €2.09M.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €843k ▲67.3%
Net result €843k, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 4.65
Current ratio from 0.68 to 4.65; short-term debt falls from €1.96M to €79k.
31-12
Financial
Equity above €1MEq €1.74M ▲93.9%
4 profitable years in a row build equity to €1.74M.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €2MEq €2.24M ▲23.2%
2 profitable years in a row build equity to €2.24M.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielslaan 21150 Sint-Pieters-WoluweGround area
264 m²
Building footprint
105 m²
Volume, LiDAR
1,913 m³
Parcel 21019A0215/00M006, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
VAN ZANTBEEK
since 20162.258.631.241
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0215/00M006 | Brussels | 264 m² | 1 · 105 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400EVQVUVT3GJAL02
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 2,632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-08-2009
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.