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PROSPECTIVE DESIGN

Active
Private limited companyfounded 199035 yrs activeSur les Coteaux 26, 4690 Bassenge, BelgiumKBO/BCE: BE 0442.085.418
Summary

PROSPECTIVE DESIGN has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €283,161 and a net result of €26,181. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 78% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability85▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 5.09 against 7.22 in 2023; short-term debt: 19.4% and cash: 0.7% of total assets), and 19.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
27 d late
2022
28 d late
2021
30 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 December 1990, PROSPECTIVE DESIGN was incorporated.1 Total assets went from EUR 241,377 in 2018 to EUR 351,358 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Turnover
€70,189
EBIT margin
59.1%
Net result
€26,181▲ 2.9%
2023 · €25,440
Working capital
€278,711▲ 10.9%
2023 · €251,360
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€70,189
Operating result€21,533▼ 44.2%€12,210▼ 43.3%€3,218▼ 73.6%€39,695▲ 1,134%€41,470▲ 4.5%
Net result€14,119within the sector's middle half▼ 46.3%€7,489within the sector's middle half▼ 47.0%€868within the sector's middle half▼ 88.4%€25,440within the sector's middle half▲ 2,832%€26,181within the sector's middle half▲ 2.9%
EBIT margin59.1%
Equity€223,184above the sector's middle half▲ 6.8%€230,673above the sector's middle half▲ 3.4%€231,540above the sector's middle half▲ 0.4%€256,981above the sector's middle half▲ 11.0%€283,161above the sector's middle half▲ 10.2%
Total assets€282,193within the sector's middle half▲ 12.9%€279,725within the sector's middle half▼ 0.9%€254,777within the sector's middle half▼ 8.9%€297,386within the sector's middle half▲ 16.7%€351,358above the sector's middle half▲ 18.1%
Debt€59,009▲ 44.1%€49,052▼ 16.9%€23,237▼ 52.6%€40,405▲ 73.9%€68,196▲ 68.8%
Working capital€211,097above the sector's middle half▲ 8.3%€213,817above the sector's middle half▲ 1.3%€220,894above the sector's middle half▲ 3.3%€251,360above the sector's middle half▲ 13.8%€278,711above the sector's middle half▲ 10.9%
Solvency79.1%above the sector's middle half▼ 4.5pp82.5%above the sector's middle half▲ 3.4pp90.9%above the sector's middle half▲ 8.4pp86.4%above the sector's middle half▼ 4.5pp80.6%above the sector's middle half▼ 5.8pp
Current ratio4.58above the sector's middle half▼ 1.185.36above the sector's middle half▲ 0.7810.51above the sector's middle half▲ 5.157.22above the sector's middle half▼ 3.295.09above the sector's middle half▼ 2.13
Return on assets (ROA)5.0%within the sector's middle half▼ 5.5pp2.7%within the sector's middle half▼ 2.3pp0.3%within the sector's middle half▼ 2.3pp8.6%within the sector's middle half▲ 8.2pp7.5%within the sector's middle half▼ 1.1pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2020: €21,533€21,533Net result 2020: €14,119€14,119Operating result 2021: €12,210€12,210Net result 2021: €7,489€7,489Operating result 2022: €3,218€3,218Net result 2022: €868€868Operating result 2023: €39,695€39,695Net result 2023: €25,440€25,440Operating result 2024: €41,470€41,470Net result 2024: €26,181€26,18120202021202220232024€0€20,000€40,000Operating result 2022: €3,218€3,220Net result 2022: €868€868Operating result 2023: €39,695€39,700Net result 2023: €25,440€25,400Operating result 2024: €41,470€41,500Net result 2024: €26,181€26,200202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 4% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €351,358
Fixed assets €4,450 ▼ 20.8%
Current assets €346,908 ▲ 18.9%
Equity and liabilities €351,358
Equity €283,161 ▲ 10.2%
Debt €68,196 ▲ 68.8%
Debt's share of the balance-sheet total rises from 13.6% to 19.4%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€42,640▼
2023 · €44,721
Cash flow
€27,351▼
2023 · €30,466
Debt to equity
0.24▲
2023 · 0.16
ROE
9.2%▼
2023 · 9.9%
Interest coverage
47.25▼
2023 · 62.31
Debt ≤ 1 year
€68,196▲
2023 · €40,405
Income taxes
€14,560▲
2023 · €13,539
Staff costs
€149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.4% went bankrupt
5.9% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet Code20232024
Assets
Total assets20/58€297,386€351,358▲
Formation expenses20-€0
Fixed assets21/28€5,621€4,450▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€5,621€4,450▼
Land and buildings22€5,532€4,450▼
Plant, machinery and equipment23-€0
Furniture and vehicles24€89€0▼
Current assets29/58€291,765€346,908▲
Amounts receivable within one year40/41€289,955€344,359▲
Trade receivables40€51,776€92,844▲
Other amounts receivable41€238,179€251,514▲
Cash at bank and in hand54/58€1,810€2,549▲
Equity and liabilities
Total equity and liabilities10/49€297,386€351,358▲
Equity10/15€256,981€283,161▲
Contributions10/11€18,600€18,600=
Outside capital11-€18,600
Other1109/19-€18,600
Reserves13€224,249€249,249▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€17,389€17,389=
Distributable reserves133€205,000€230,000▲
Profit (loss) carried forward14€14,132€15,313▲
Amounts payable17/49€40,405€68,196▲
Amounts payable within one year42/48€40,405€68,196▲
Trade debts44€8,603€5,577▼
Suppliers440/4€8,603€5,577▼
Advances received on contracts in progress46€471€12,528▲
Taxes, remuneration and social security45€31,331€50,092▲
Taxes450/3€31,331€50,092▲
Income statement Code20232024
Turnover70-€70,189
Goods, raw materials, services and sundry goods60/61-€45,574
Remuneration, social security and pensions62-€149
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,026€1,170▼
Other operating charges640/8€885€1,731▲
Gross operating margin9900€45,606€44,520▼
Operating profit (loss)9901€39,695€41,470▲
Financial income75/76B€2€174▲
Recurring financial income75€2€174▲
Financial charges65/66B€718€902▲
Recurring financial charges65€718€902▲
Profit (loss) for the period before taxes9903€38,979€40,741▲
Income taxes67/77€13,539€14,560▲
Profit (loss) for the period9904€25,440€26,181▲
Profit (loss) for the period to be appropriated9905€25,440€26,181▲
Appropriation of the result
Profit (loss) to be appropriated9906€34,132€40,313▲
Profit (loss) brought forward from the previous period14P€8,692€14,132▲
Transfer to equity691/2€20,000€25,000▲
To other reserves6921€20,000€25,000▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70----€70,189-
Goods, raw materials, services and sundry goods60/61----€45,574-
Remuneration, social security and pensions62----€149-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,990€2,944€6,209€5,026€1,170▼ 76.7%
Other operating charges640/8-€1,487€2,074€885€1,731▲ 95.6%
Non-recurring operating charges66A--€1,600---
Gross operating margin9900€26,707€16,641€13,100€45,606€44,520▼ 2.4%
Operating profit (loss)9901€21,533€12,210€3,218€39,695€41,470▲ 4.5%
Financial income75/76B--€54€2€174▲ 11,469%
Recurring financial income75--€54€2€174▲ 11,469%
Financial charges65/66B-€771€1,013€718€902▲ 25.7%
Recurring financial charges65€1,334€771€1,013€718€902▲ 25.7%
Profit (loss) for the period before taxes9903€20,199€11,438€2,258€38,979€40,741▲ 4.5%
Income taxes67/77€6,080€3,949€1,390€13,539€14,560▲ 7.5%
Profit (loss) for the period9904€14,119€7,489€868€25,440€26,181▲ 2.9%
Profit (loss) for the period to be appropriated9905€14,119€7,489€868€25,440€26,181▲ 2.9%
Line20202021202220232024Change
Assets
Total assets20/58€282,193€279,725€254,777€297,386€351,358▲ 18.1%
Formation expenses20----€0-
Fixed assets21/28€12,086€16,856€10,647€5,621€4,450▼ 20.8%
Intangible fixed assets21----€0-
Tangible fixed assets22/27€12,086€16,856€10,647€5,621€4,450▼ 20.8%
Land and buildings22-€7,695€6,613€5,532€4,450▼ 19.5%
Plant, machinery and equipment23----€0-
Furniture and vehicles24-€9,161€4,034€89€0▼ 100%
Current assets29/58€270,107€262,869€244,130€291,765€346,908▲ 18.9%
Stocks and contracts in progress3€3,124€4,013----
Contracts in progress37-€4,013----
Amounts receivable within one year40/41€255,662€258,115€231,516€289,955€344,359▲ 18.8%
Trade receivables40-€40,384€10,195€51,776€92,844▲ 79.3%
Other amounts receivable41-€217,731€221,321€238,179€251,514▲ 5.6%
Cash at bank and in hand54/58€11,321€741€12,614€1,810€2,549▲ 40.8%
Equity and liabilities
Total equity and liabilities10/49€282,193€279,725€254,777€297,386€351,358▲ 18.1%
Equity10/15€223,184€230,673€231,540€256,981€283,161▲ 10.2%
Contributions10/11-€18,600€18,600€18,600€18,600=
Outside capital11----€18,600-
Other1109/19----€18,600-
Reserves13€199,249€204,249€204,249€224,249€249,249▲ 11.1%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Tax-exempt reserves132-€17,389€17,389€17,389€17,389=
Distributable reserves133-€185,000€185,000€205,000€230,000▲ 12.2%
Profit (loss) carried forward14€5,335€7,824€8,692€14,132€15,313▲ 8.4%
Amounts payable17/49€59,009€49,052€23,237€40,405€68,196▲ 68.8%
Amounts payable within one year42/48€59,009€49,052€23,237€40,405€68,196▲ 68.8%
Trade debts44€8,629€11,372€4,349€8,603€5,577▼ 35.2%
Suppliers440/4-€11,372€4,349€8,603€5,577▼ 35.2%
Advances received on contracts in progress46-€15,638€2,714€471€12,528▲ 2,560%
Taxes, remuneration and social security45-€22,043€16,174€31,331€50,092▲ 59.9%
Taxes450/3-€22,043€16,174€31,331€50,092▲ 59.9%
Line20202021202220232024Change
Profit (loss) for the period9904€14,119€7,489€868€25,440€26,181▲ 2.9%
+ Depreciation and write-downs630€2,990€2,944€6,209€5,026€1,170▼ 76.7%
Operating cash flow (approximation)€17,109€10,433€7,077€30,466€27,351▼ 10.2%
Investment in fixed assets (approximation)--€7,714€0€0€0-
Change in cash--€10,579€11,873-€10,804€738▲ 107%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
28-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial Weakest financial yearnet €868 ▼88.4%
Net result drops to €868, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial Highest result since 2018net €26,301 ▲470%
Net result €26,301, the highest in the series.
31-12
Financial Equity above €200,000Eq €209,064 ▲14.4%
2 profitable years in a row build equity to €209,064.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
29-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bassenge · 1 establishment unit since 1991
seat establishment approximate The establishment unit on the map
Ground area
6,381 m²
Building footprint
500 m²
Volume, LiDAR
1,241 m³
2 parcels, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
PROSPECTIVE DESIGN
Rue de l'Abbaye 47, 4432 AnsNACE 4521402
since 19912.051.132.405
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62086A0522/00D000 Wallonia 5,450 m² 1 · 242 m² 6.8 m · 2 fl.
62001B0988/00P000
ProtectedSite or landscape
Wallonia 931 m² 1 · 259 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 2,711 companies in sector 73200 we hold annual accounts for 1,787. 1,330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID 0208:0442085418
Registered 12-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.