FAMOSA
ActiveSummary
FAMOSA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,152 and a net result of €20,958. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 67% of 3267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220Market research and public opinion polling NACE 73200
2 sites
How big
€328,803total assets 2025
- Equity
- €237,152
- Profit
- €20,958
Who decides
Accounts 32 d early0 of 4 deeds read
Why 80- Higher-failure-rate region- Multiple establishment units+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profile+ Lower-risk legal formLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+4
Solvency97▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.04 in 2024; short-term debt: 18.9% and cash: 0.7% of total assets), and 27.9% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.1%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
29 d early
2023
21 d early
2022
34 d early
2021
32 d early
2020
37 d early
2019
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · full…
- Annual accounts filedfiscal year 2024 · full…
- Annual accounts filedfiscal year 2023 · full…
Financials
Fiscal year 2025Total assets €328,803Profit €20,958Solvency 72.1%Liquidity 0.14
Total assets
€328,803▼ 1.4%
2018 - 2025
Net result
€20,958▲ 72.4%
2018 - 2025
Equity
€237,152▲ 9.7%
2018 - 2025
Solvency
72.1%▲ 7.3pp
2018 - 2025
Financials · fiscal year 2025, full schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,970▼ 23.0%€38,172▲ 101%€37,626▼ 1.4%€21,870▼ 41.9%€29,667▲ 35.7%
Net result€14,585within the sector's middle half▼ 0.1%€23,845within the sector's middle half▲ 63.5%€25,149within the sector's middle half▲ 5.5%€12,159within the sector's middle half▼ 51.7%€20,958within the sector's middle half▲ 72.4%
Equity€155,042within the sector's middle half▲ 10.4%€178,886within the sector's middle half▲ 15.4%€204,035within the sector's middle half▲ 14.1%€216,194within the sector's middle half▲ 6.0%€237,152within the sector's middle half▲ 9.7%
Total assets€283,660below the sector's middle half▲ 0.8%€314,258below the sector's middle half▲ 10.8%€343,324below the sector's middle half▲ 9.2%€333,616below the sector's middle half▼ 2.8%€328,803below the sector's middle half▼ 1.4%
Debt€128,618▼ 8.7%€135,372▲ 5.3%€139,289▲ 2.9%€117,422▼ 15.7%€91,651▼ 21.9%
Working capital-€78,502within the sector's middle half▼ 12.0%-€115,333within the sector's middle half▼ 46.9%-€73,005within the sector's middle half▲ 36.7%-€72,652within the sector's middle half▲ 0.5%-€53,750within the sector's middle half▲ 26.0%
Solvency54.7%within the sector's middle half▲ 4.7pp56.9%within the sector's middle half▲ 2.3pp59.4%within the sector's middle half▲ 2.5pp64.8%within the sector's middle half▲ 5.4pp72.1%within the sector's middle half▲ 7.3pp
Current ratio0.14below the sector's middle half▲ 0.050.08below the sector's middle half▼ 0.060.15below the sector's middle half▲ 0.060.04below the sector's middle half▼ 0.110.14below the sector's middle half▲ 0.10
Return on assets (ROA)5.1%within the sector's middle half=7.6%within the sector's middle half▲ 2.4pp7.3%within the sector's middle half▼ 0.3pp3.6%within the sector's middle half▼ 3.7pp6.4%within the sector's middle half▲ 2.7pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 36% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328,803
Fixed assets
€320,357 ▼ 3.1%
Current assets
€8,446 ▲ 185%
Equity and liabilities €328,803
Equity
€237,152 ▲ 9.7%
Debt
€91,651 ▼ 21.9%
Debt's share of the balance-sheet total falls from 35.2% to 27.9%. Equity is higher and debt is lower.
Key figures and ratios
Key figures and ratios
EBITDA
€39,963▲
2024 · €32,912
Cash flow
€31,254▲
2024 · €23,201
Debt to equity
0.39▼
2024 · 0.54
ROE
8.8%▲
2024 · 5.6%
Interest coverage
18.81▲
2024 · 12.03
Debt ≤ 1 year
€62,196▼
2024 · €75,615
Debt > 1 year
€29,455▼
2024 · €41,807
Income taxes
€6,584▼
2024 · €6,975
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,440 | €3,592 | €7,950 | €11,042 | €10,296 | ▼ 6.8% |
| Other operating charges640/8 | €6,616 | €6,769 | €7,422 | €7,710 | €8,151 | ▲ 5.7% |
| Gross operating margin9900 | €29,026 | €48,533 | €52,998 | €40,622 | €48,114 | ▲ 18.4% |
| Operating profit (loss)9901 | €18,970 | €38,172 | €37,626 | €21,870 | €29,667 | ▲ 35.7% |
| Financial charges65/66B | €4,385 | €3,301 | €3,349 | €2,736 | €2,125 | ▼ 22.3% |
| Recurring financial charges65 | €4,385 | €3,301 | €3,349 | €2,736 | €2,125 | ▼ 22.3% |
| Profit (loss) for the period before taxes9903 | €14,585 | €34,871 | €34,277 | €19,134 | €27,542 | ▲ 43.9% |
| Income taxes67/77 | - | €11,026 | €9,128 | €6,975 | €6,584 | ▼ 5.6% |
| Profit (loss) for the period9904 | €14,585 | €23,845 | €25,149 | €12,159 | €20,958 | ▲ 72.4% |
| Profit (loss) for the period to be appropriated9905 | €14,585 | €23,845 | €25,149 | €12,159 | €20,958 | ▲ 72.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €283,660 | €314,258 | €343,324 | €333,616 | €328,803 | ▼ 1.4% |
| Fixed assets21/28 | €271,050 | €303,849 | €330,743 | €330,653 | €320,357 | ▼ 3.1% |
| Tangible fixed assets22/27 | €23,156 | €55,955 | €82,849 | €80,009 | €69,713 | ▼ 12.9% |
| Land and buildings22 | €6,611 | €6,610 | €6,610 | €6,610 | €6,610 | = |
| Plant, machinery and equipment23 | €16,545 | €49,345 | €76,239 | €73,399 | €63,103 | ▼ 14.0% |
| Financial fixed assets28 | €247,894 | €247,894 | €247,894 | €250,644 | €250,644 | = |
| Current assets29/58 | €12,610 | €10,409 | €12,581 | €2,963 | €8,446 | ▲ 185% |
| Amounts receivable within one year40/41 | €8,758 | €5,931 | €5,357 | €1,527 | €6,025 | ▲ 295% |
| Trade receivables40 | - | - | €1,589 | - | - | - |
| Other amounts receivable41 | €8,758 | €5,931 | €3,768 | €1,527 | €6,025 | ▲ 295% |
| Cash at bank and in hand54/58 | €3,852 | €4,478 | €6,083 | €1,436 | €2,421 | ▲ 68.6% |
| Deferred charges and accrued income490/1 | - | - | €1,141 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €283,660 | €314,258 | €343,324 | €333,616 | €328,803 | ▼ 1.4% |
| Equity10/15 | €155,042 | €178,886 | €204,035 | €216,194 | €237,152 | ▲ 9.7% |
| Contributions10/11 | €75,733 | €75,732 | €75,732 | €75,732 | €75,732 | = |
| Capital10 | €75,733 | €75,732 | €75,732 | €75,732 | €75,732 | = |
| Issued capital100 | €75,733 | €75,732 | €75,732 | €75,732 | €75,732 | = |
| Profit (loss) carried forward14 | €79,309 | €103,154 | €128,303 | €140,462 | €161,420 | ▲ 14.9% |
| Amounts payable17/49 | €128,618 | €135,372 | €139,289 | €117,422 | €91,651 | ▼ 21.9% |
| Amounts payable after more than one year17 | €37,506 | €9,630 | €53,703 | €41,807 | €29,455 | ▼ 29.5% |
| Financial debts170/4 | €37,506 | €9,630 | €53,703 | €41,807 | €29,455 | ▼ 29.5% |
| Amounts payable within one year42/48 | €91,112 | €125,742 | €85,586 | €75,615 | €62,196 | ▼ 17.7% |
| Current portion of amounts payable after more than one year42 | €26,416 | €31,877 | €21,081 | €11,896 | €12,351 | ▲ 3.8% |
| Trade debts44 | €22,062 | €49,231 | €20,871 | €21,585 | €11,131 | ▼ 48.4% |
| Suppliers440/4 | €22,062 | €49,231 | €20,871 | €21,585 | €11,131 | ▼ 48.4% |
| Taxes, remuneration and social security45 | €5,000 | €7,000 | €6,000 | €8,000 | €8,580 | ▲ 7.3% |
| Taxes450/3 | €5,000 | €7,000 | €6,000 | €8,000 | €8,580 | ▲ 7.3% |
| Other amounts payable47/48 | €37,634 | €37,634 | €37,634 | €34,134 | €30,134 | ▼ 11.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,585 | €23,845 | €25,149 | €12,159 | €20,958 | ▲ 72.4% |
| + Depreciation and write-downs630 | €3,440 | €3,592 | €7,950 | €11,042 | €10,296 | ▼ 6.8% |
| Operating cash flow (approximation) | €18,025 | €27,437 | €33,099 | €23,201 | €31,254 | ▲ 34.7% |
| Investment in fixed assets (approximation) | - | -€36,391 | -€34,844 | -€10,952 | €0 | ▲ 100% |
| Change in cash | - | €626 | €1,605 | -€4,647 | €985 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
ARPÉGO
BE 0539.765.507
Lasne · Eq €237,121
KETZIN
BE 0444.519.227
Ieper · Eq €237,120
Lina'Em
BE 0832.774.692
Lochristi · Eq €237,187
PDR
BE 0757.618.203
Ham-sur-Heure-Nalinnes · Eq €237,113
GETOVAN
BE 0818.247.062
Hove · Eq €237,194
Of 82,601 companies in this sector we hold annual accounts for 52,629. 39,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
14 eventsLatest 29-06-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €25,149 ▲5.5%
Net result €25,149, the highest in the series.
31-12
Financial
Equity above €200,000Eq €204,035 ▲14.1%
6 profitable years in a row build equity to €204,035.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €150,000Eq €155,042 ▲10.4%
4 profitable years in a row build equity to €155,042.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €589 ▼32.7%
Net result drops to €589, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 1 day late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Company details
Public limited company · founded 28-12-1990Year ends 31-12Peppol reachable2 sites
Register details
Identification
Legal formPublic limited company
Founded28-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73200Market research and public opinion polling
68310Real estate agency activities
Contact
E-mail
jmkdquad@gmail.comManage
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442907542
Also
9925:BE0442907542
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 2 establishment units since 1991
Ground area
663 m²
Building footprint
194 m²
Volume, LiDAR
2,179 m³
2 parcels, Brussels, Wallonia · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
2 establishment units
Overwinningsstraat 133, 1060 Sint-Gillis (bij-Brussel)
since 1991unit no. 2.052.209.303
FAMOSA
since 1996unit no. 2.052.209.402
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52019B0399/00H014 | Wallonia | 613 m² | 1 · 144 m² | 12.6 m · 4 fl. |
| 21013B0312/00L013 | Brussels | 50 m² | 1 · 50 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.