Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Lower solvency than 95% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 22% on liquidity, 5% on profitability and 3% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 7,639 companies had the same profile as Prosign Construct has now. Each dot stands for 20 companies, two years later.
Another 0.8% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Prosign Construct itself: 3.0% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,639 companies, not a prediction for Prosign Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 31 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Prosign Construct Gingelom | €3,866 | -€17,427 | -169.7% | - |
| MAINS A TOUT Grimbergen | €4,490 | -€654 | 92.3% | - |
| INNOVATIVA Forest | €3,369 | -€561 | -27.7% | - |
| OVIS GROUP Sint-Pieters-Leeuw | €4,107 | €511 | 57.4% | - |
| ARCNOVA Diest | €3,154 | -€1,176 | 25.6% | - |
| VDW CONSTRUCT Bernissart | €3,179 | -€956 | 64.3% | - |
| AIO INVEST Zaventem | €3,891 | -€1,109 | 100.0% | - |
These companies have the same main activity as Prosign Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €3,150 and €4,490, founded between 2024 and 2025.
The computed 12-month bankruptcy probability of Prosign Construct is 3.0% (moderate). The 2025 annual accounts show negative equity (-€6,560) and a net result of -€19,902.
Its solvency ranks better than 5% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
Higher than 88% of 9,833 companies in 2024.
Lower than 95% of 9,646 companies in 2024.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
3,866 | 16,595 | |
20 |
658 | 848 | |
29/58 |
3,208 | 15,747 | |
40/41 |
2,390 | 10,816 | |
41 |
2,390 | 10,816 | |
54/58 |
818 | 4,931 | |
| Balance sheet: equity and liabilities | |||
10/49 |
3,866 | 16,595 | |
10/15 |
-6,560 | 13,342 | |
10/11 |
25,000 | 25,000 | |
14 |
-31,560 | -11,658 | |
17/49 |
10,426 | 3,253 | |
42/48 |
7,642 | 28 | |
44 |
2,696 | 28 | |
440/4 |
2,696 | 28 | |
47/48 |
4,945 | - | |
492/3 |
2,784 | 3,225 | |
| Income statement | |||
9900 |
-17,427 | -11,170 | |
630 |
190 | 103 | |
640/8 |
400 | 387 | |
9901 |
-18,017 | -11,659 | |
75/76B |
- | 140 | |
75 |
- | 140 | |
65/66B |
1,885 | 139 | |
65 |
1,885 | 139 | |
9903 |
-19,902 | -11,658 | |
9904 |
-19,902 | -11,658 | |
9905 |
-19,902 | -11,658 | |
| Appropriation of the result | |||
9906 |
-31,560 | -11,658 | |
14P |
-11,658 | - | |
| Document | |||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-06-2026.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| -17,827 | -11,557 | ||
| -19,711 | -11,556 | ||
| 0 | - | ||
| -4,113 | - | ||
| -4,433 | 15,719 | ||
| - | 80.4% | ||
| - | 0.24 | ||
| - | -87.4% | ||
| - | -70.3% | ||
| -9.46 | -83.03 |
The ratios are withheld because a balance sheet total of €3,866 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
The operating result for 2025 is a loss of €18,017, larger than the loss of €11,659 in 2024.
Equity is negative. Debt (€10,426) exceeds the balance-sheet total (€3,866).
Prosign Construct has no parent and no holdings in its annual accounts. BOONE Dieter is the only director. Prosign Construct shares no director with another company.
| PROSIGN
registered office since 23-02-2024 · founded in 2010 |
total assets €507,292 (2025) 0829.976.540 |
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Prosign Construct was incorporated on 18 June 2024 as a private limited company by one natural person, with a starting capital of €25,000.12 BOONE Dieter is director of the company, appointed by deed of 20-06-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
| Establishment | Since | Unit number |
|---|---|---|
| Kerkomstraat 5 registered office 3891 Gingelom | 18-06-2024 | 2.361.499.345 |
| 05-08-2025 | Granted | Bouwen of herbouwen submitted 16-05-2025 · project 2025058175 | Gingelom |
Source: Omgevingsloket Vlaanderen.
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71039A0510/00E002 | 4,128 m² | 1 · 217 m² | 6.8 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1010.492.451
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