Financials
- Financial year
- 2025
- Total assets
- €3,891
- Loss
- -€2,109
- Solvency
- 100.0%
AIO INVEST
ActiveSummary
The computed 12-month bankruptcy probability of AIO INVEST is 5.2% (elevated). The annual accounts of AIO INVEST for financial year 2025 show a net loss of 54% of total assets. The 2025 annual accounts show equity of €3,891 and a net result of -€2,109. Its solvency ranks better than 95% of 2,777 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€3,891total assets 2025
- Equity
- €3,891
- Loss
- -€2,109
Turnover not published (abbreviated format)
Why 40raises risk2 changes of registered office in 24 monthsFounded in 2025Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: cash €3,565Show the evidence
Checked score
Score 2025
40
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 65% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
100
equity 100.0% of total assets
Liquidity
100
cash 91.6%
Profitability
0
return on assets -54.2%
Bankruptcy probability, 12 months
5.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 3.6%lowest value
03-2026: 3.6%● unchanged vs 02-2026lowest value
04-2026: 3.8%▲ +0.2 percentage points vs 03-2026
05-2026: 6.9%▲ +3.1 percentage points vs 04-2026
06-2026: 7.1%▲ +0.2 percentage points vs 05-2026
07-2026: 12.0%▲ +4.9 percentage points vs 06-2026highest value
08-2026: 5.2%▼ -6.8 percentage points vs 07-2026
09-2026: 5.2%● unchanged vs 08-2026
10-2026: 5.2%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 99% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Registered officeDirector in office · Registered-office…
- Registered officeRegistered-office move · Director in…
Key points
By topic
Board & ownership
- Board
- 1 member
- EL GHERIF IsmaïlDirector
Timeline
- Events
- 4
- Since
- 2025
- 21-01-2025Incorporation
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 17-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 28
- Who signs
- Each director alone
- Statutory auditor
- No statutory auditor
Key facts about AIO INVEST
- What is the company number of AIO INVEST?
- 1018.851.772. In Belgium the VAT number is the company number with BE in front: BE 1018.851.772.
- Where is AIO INVEST based?
- The registered office is at Excelsiorlaan 71, 1930 Zaventem.Company details
- What does AIO INVEST do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of AIO INVEST?
- Private limited company (BV).
- When was AIO INVEST founded?
- On 17-01-2025.
- Is AIO INVEST still active?
- Yes, AIO INVEST is an active enterprise in the KBO register.
- What is the turnover of AIO INVEST?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is AIO INVEST profitable?
- In financial year 2025, AIO INVEST made a loss of €2,109.
- Where can I find the annual accounts of AIO INVEST?
- AIO INVEST filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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