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Prosalem

Active
Private limited companyfounded 200917 yrs activeAstridlaan 222, 3900 Pelt, BelgiumKBO/BCE: BE 0812.148.435

Prosalem is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.42M and a net result of €-51k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 84% of 5491 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d early
2023
36 d early
2022
21 d early
2021
5 d early
2020
1 d early
2019
48 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€2.42M▼ 2.1%
2024 · €2.47M
2018: €547k 2019: €640k 2020: €744k 2021: €2.45M 2022: €2.53M 2023: €2.53M 2024: €2.47M
2018 → 2025
Net result
€-51k▲ 15.2%
2024 · €-60k
2018: €36k 2019: €93k 2020: €103k 2021: €1.70M 2022: €87k 2023: €64 2024: €-60k
2018 → 2025
Total assets
€2.73M▼ 8.2%
2024 · €2.97M
2018: €567k 2019: €666k 2020: €775k 2021: €2.66M 2022: €3.16M 2023: €3.15M 2024: €2.97M
2018 → 2025
Solvency
88.7%▲ 5.6pp
2024 · 83.1%
2018: 96.4% 2019: 96.1% 2020: 96.0% 2021: 92.0% 2022: 80.2% 2023: 80.4% 2024: 83.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.45M-€2.53M▲ 3.6%€2.53M=€2.47M▼ 2.4%€2.42M▼ 2.1%
Operating result€115k-€56k▼ 51.2%€-57k€-263k▼ 365%€-152k▲ 42.4%
Net result€1.70M-€87k▼ 94.9%€64▼ 99.9%€-60k€-51k▲ 15.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-500k€0€500k€1.00M€1.50MOperating result 2021: €115k€115kNet result 2021: €1.70M€1.70MOperating result 2022: €56k€56kNet result 2022: €87k€87kOperating result 2023: €-57k€-57kNet result 2023: €64€64Operating result 2024: €-263k€-263kNet result 2024: €-60k€-60kOperating result 2025: €-152k€-152kNet result 2025: €-51k€-51k20212022202320242025
The operating result stays negative: a loss of €152k in 2025 against €263k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.73M
Fixed assets €423k▼ 0.5%
Current assets €2.31M▼ 9.5%
Equity and liabilities €2.73M
Equity €2.42M▼ 2.1%
Debt €309k▼ 38.4%
The debt ratio falls from 16.9% to 11.3%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
88.7%
2024 · 83.1%
ROE
-2.1%
2024 · -2.4%
ROA
-1.9%
2024 · -2.0%
Debt
€309k
2024 · €503k
Debt ≤ 1 year
€117k
2024 · €287k
Debt > 1 year
€188k
2024 · €210k
Income taxes
€2k=
2024 · €2k
Staff costs
€4k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.97M€2.73M
Fixed assets21/28€425k€423k
Tangible fixed assets22/27€12k€10k
Plant, machinery and equipment23€1k€982
Furniture and vehicles24€4k€2k
Other tangible fixed assets26€8k€7k
Financial fixed assets28€412k€412k=
Current assets29/58€2.55M€2.31M
Amounts receivable after more than one year29€545k€508k
Other amounts receivable291€545k€508k
Stocks and contracts in progress3€875€774
Stocks30/36€875€774
Amounts receivable within one year40/41€94k€113k
Trade receivables40€2k€2k
Other amounts receivable41€92k€111k
Current investments50/53€1.83M€1.66M
Cash at bank and in hand54/58€77k€28k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€2.97M€2.73M
Equity10/15€2.47M€2.42M
Contributions10/11€14k€14k=
Reserves13€2.03M€2.03M=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€2.02M€2.02M=
Profit (loss) carried forward14€427k€376k
Amounts payable17/49€503k€309k
Amounts payable after more than one year17€210k€188k
Financial debts170/4€210k€188k
Amounts payable within one year42/48€287k€117k
Current portion of amounts payable after more than one year42€81k€23k
Trade debts44€7k€6k
Suppliers440/4€7k€6k
Other amounts payable47/48€200k€88k
Accrued charges and deferred income492/3€5k€5k=
Income statement Code20242025
Remuneration, social security and pensions62€8k€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€6k€5k
Gross operating margin9900€-247k€-141k
Operating profit (loss)9901€-263k€-152k
Financial income75/76B€228k€121k
Recurring financial income75€228k€121k
Financial charges65/66B€22k€18k
Recurring financial charges65€22k€18k
Profit (loss) for the period before taxes9903€-58k€-49k
Income taxes67/77€2k€2k=
Profit (loss) for the period9904€-60k€-51k
Profit (loss) for the period to be appropriated9905€-60k€-51k
Appropriation of the result
Profit (loss) to be appropriated9906€427k€376k
Profit (loss) brought forward from the previous period14P€487k€427k
Social balance
Average headcount (FTE)90871.0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Liquidity doublescurrent ratio 19.77
Current ratio from 8.88 to 19.77; short-term debt falls from €287k to €117k.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €-60k ▼94770%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
25-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €1.70M ▲1545%
Net result €1.70M, the highest in the series.
31-12
Financial Equity above €2MEq €2.45M ▲229%
4 profitable years in a row build equity to €2.45M.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 48 days late
2019
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
GIELEN Cornelis
Director · since 09-03-2023
Current
09-03-2023 Appointed as Director
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Astridlaan 2223900 Pelt
Ground area
3,174 m²
Building footprint
200 m²
Volume, LiDAR
1,070 m³
Parcel 72502E0105/00N036, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PROSALEM
Astridlaan 222, 3900 PeltFinancial service activities, except insurance and pension funding
since 20092.179.121.925
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72502E0105/00N036 Flanders 3,174 m² 1 · 200 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

984500872FF02EME4D72
live in the LEI register

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,308 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded09-06-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.