BPTT GROUP
ActiveBPTT GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.42M and a net result of €166k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 5495 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
92 d early
2024
107 d early
2023
51 d early
2022
38 d early
2021
42 d early
2020
9 d early
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.42M▼ 6.8%
2024 · €2.60M
2019: €354k
2020: €562k
2021: €950k
2022: €2.81M
2023: €2.48M
2024: €2.60M
2019 → 2025
Net result
€166k▼ 29.8%
2024 · €236k
2019: €342k
2020: €208k
2021: €381k
2022: €3.45M
2023: €167k
2024: €236k
2019 → 2025
Total assets
€3.13M▲ 0.8%
2024 · €3.10M
2019: €786k
2020: €1.06M
2021: €1.15M
2022: €3.89M
2023: €3.00M
2024: €3.10M
2019 → 2025
Solvency
77.4%▼ 6.3pp
2024 · 83.7%
2019: 45.1%
2020: 53.1%
2021: 82.8%
2022: 72.3%
2023: 82.7%
2024: 83.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€950k-€2.81M▲ 196%€2.48M▼ 11.8%€2.60M▲ 4.8%€2.42M▼ 6.8%
Operating result€263k-€287k▲ 8.9%€243k▼ 15.1%€326k▲ 34.1%€273k▼ 16.3%
Net result€381k-€3.45M▲ 806%€167k▼ 95.2%€236k▲ 41.6%€166k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.13M
Fixed assets
€3.10M▲ 7.4%
Current assets
€28k▼ 87.1%
Equity and liabilities €3.13M
Equity
€2.42M▼ 6.8%
Debt
€708k▲ 39.7%
The debt ratio rises from 16.3% to 22.6%: debt grows while equity shrinks.
Key figures and ratios
Solvency
77.4%▼
2024 · 83.7%
ROE
6.8%▼
2024 · 9.1%
ROA
5.3%▼
2024 · 7.6%
Debt
€708k▲
2024 · €507k
Debt ≤ 1 year
€526k▲
2024 · €381k
Debt > 1 year
€167k▲
2024 · €118k
Income taxes
€80k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.10M€3.13M▲
Fixed assets21/28€2.89M€3.10M▲
Tangible fixed assets22/27€174k€387k▲
Plant, machinery and equipment23€335€0▼
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26€171k€385k▲
Financial fixed assets28€2.72M€2.72M=
Current assets29/58€216k€28k▼
Amounts receivable within one year40/41€47k€3k▼
Trade receivables40€37k€2k▼
Other amounts receivable41€10k€551▼
Cash at bank and in hand54/58€169k€25k▼
Deferred charges and accrued income490/1€108€0▼
Equity and liabilities
Total equity and liabilities10/49€3.10M€3.13M▲
Equity10/15€2.60M€2.42M▼
Contributions10/11€19k€19k=
Reserves13€744k€568k▼
Distributable reserves133€744k€568k▼
Profit (loss) carried forward14€1.84M€1.84M=
Amounts payable17/49€507k€708k▲
Amounts payable after more than one year17€118k€167k▲
Financial debts170/4€118k€167k▲
Amounts payable within one year42/48€381k€526k▲
Current portion of amounts payable after more than one year42€57k€59k▲
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€24k€17k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€295k€450k▲
Accrued charges and deferred income492/3€8k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€34k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€329k€309k▼
Operating profit (loss)9901€326k€273k▼
Financial income75/76B€26€20▼
Recurring financial income75€26€20▼
Financial charges65/66B€14k€27k▲
Recurring financial charges65€14k€27k▲
Profit (loss) for the period before taxes9903€312k€246k▼
Income taxes67/77€76k€80k▲
Profit (loss) for the period9904€236k€166k▼
Profit (loss) for the period to be appropriated9905€236k€166k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.19M€2.00M▼
Profit (loss) brought forward from the previous period14P€1.95M€1.84M▼
Transfer from equity791/2-€342k
Transfer to equity691/2€236k€166k▼
To other reserves6921€236k€166k▼
Profit to be distributed694/7€118k€342k▲
Return on contributions (dividend)694€118k€342k▲
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €166k ▼29.8%
Net result drops to €166k, the lowest in the series.
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2019net €3.45M ▲806%
Net result €3.45M, the highest in the series.
31-12
Financial
Equity above €2MEq €2.81M ▲196%
4 profitable years in a row build equity to €2.81M.
19-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity quadruplescurrent ratio 2.07
Current ratio from 0.58 to 2.07; short-term debt falls from €308k to €126k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €562k ▲58.7%
2 profitable years in a row build equity to €562k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huldekens 82970 SchildeGround area
2,597 m²
Building footprint
202 m²
Volume, LiDAR
3,478 m³
Parcel 11041A0213/00S002, Flanders · tallest building 24.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BPTT Group
since 20182.277.295.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041A0213/00S002 | Flanders | 2,597 m² | 1 · 202 m² | 24.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 10,308 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2018
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.