PROS ART CONSTRUCT
ActiveSummary
PROS ART CONSTRUCT has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,605 and a net result of €10,974. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 7598 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency33▲+26
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7598 sector peers (2025).
NBB · sector comparisonPosition among 7598 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
70 d early
2023
61 d early
2022
60 d early
2021
31 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€4,605
2024 · -€6,369
Total assets
€57,947▲ 60.0%
2024 · €36,213
Net result
€10,974▲ 5.8%
2024 · €10,376
Working capital
€28,976▲ 56.3%
2024 · €18,536
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€18,030-€8,265-€3,343▲ 59.5%€12,520€11,267▼ 10.0%
Net result€17,832within the sector's middle half-€8,214below the sector's middle half-€3,603below the sector's middle half▲ 56.1%€10,376within the sector's middle half€10,974within the sector's middle half▲ 5.8%
Equity-€4,927below the sector's middle half▲ 78.4%-€13,142below the sector's middle half▼ 167%-€16,745below the sector's middle half▼ 27.4%-€6,369below the sector's middle half▲ 62.0%€4,605below the sector's middle half
Total assets€45,240below the sector's middle half▲ 8.0%€38,389below the sector's middle half▼ 15.1%€64,947within the sector's middle half▲ 69.2%€36,213below the sector's middle half▼ 44.2%€57,947within the sector's middle half▲ 60.0%
Debt€50,167▼ 22.4%€51,531▲ 2.7%€81,692▲ 58.5%€42,582▼ 47.9%€53,342▲ 25.3%
Working capital-€7,326below the sector's middle half▲ 69.2%-€15,855below the sector's middle half▼ 116%-€18,406below the sector's middle half▼ 16.1%€18,536within the sector's middle half€28,976within the sector's middle half▲ 56.3%
Solvency-10.9%below the sector's middle half▲ 43.5pp-34.2%below the sector's middle half▼ 23.3pp-25.8%below the sector's middle half▲ 8.5pp-17.6%below the sector's middle half▲ 8.2pp7.9%below the sector's middle half▲ 25.5pp
Current ratio0.85below the sector's middle half▲ 0.230.69below the sector's middle half▼ 0.160.77below the sector's middle half▲ 0.082.12within the sector's middle half▲ 1.342.02within the sector's middle half▼ 0.10
Return on assets (ROA)39.4%above the sector's middle half▲ 145.5pp-21.4%below the sector's middle half▼ 60.8pp-5.5%below the sector's middle half▲ 15.8pp28.7%above the sector's middle half▲ 34.2pp18.9%within the sector's middle half▼ 9.7pp
Staff (FTE)5▲ 66.7%5=2.5▼ 50.0%2.5=2.5=
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,947
Fixed assets
€632 ▼ 43.5%
Current assets
€57,315 ▲ 63.3%
Equity and liabilities €57,947
Equity
€4,605
Debt
€53,342
Debt finances 92.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€11,753▼
2024 · €13,107
Cash flow
€11,460▲
2024 · €10,964
Quick ratio
1.50▲
2024 · 1.15
Debt to equity
11.58▲
2024 · -6.69
ROE
238.3%
Interest coverage
100.44▲
2024 · 6.66
Debt ≤ 1 year
€28,339▲
2024 · €16,560
Debt > 1 year
€24,942=
2024 · €24,942
Income taxes
€176▲
2024 · €174
Staff costs
€120,868▲
2024 · €119,719
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,325 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.4%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,325 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €112,066 | €92,257 | €108,164 | €119,719 | €120,868 | ▲ 1.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €715 | €906 | €1,045 | €588 | €486 | ▼ 17.4% |
| Other operating charges640/8 | €280 | €232 | €239 | €244 | €247 | ▲ 1.3% |
| Gross operating margin9900 | €131,091 | €85,130 | €106,105 | €133,070 | €132,868 | ▼ 0.2% |
| Operating profit (loss)9901 | €18,030 | -€8,265 | -€3,343 | €12,520 | €11,267 | ▼ 10.0% |
| Financial income75/76B | €169 | €247 | €113 | €0 | €0 | ▲ 100% |
| Recurring financial income75 | €169 | €247 | €113 | €0 | €0 | ▲ 100% |
| Financial charges65/66B | €367 | €197 | €208 | €1,969 | €117 | ▼ 94.1% |
| Recurring financial charges65 | €367 | €197 | €208 | €1,969 | €117 | ▼ 94.1% |
| Profit (loss) for the period before taxes9903 | €17,832 | -€8,214 | -€3,439 | €10,550 | €11,150 | ▲ 5.7% |
| Income taxes67/77 | - | - | €164 | €174 | €176 | ▲ 1.0% |
| Profit (loss) for the period9904 | €17,832 | -€8,214 | -€3,603 | €10,376 | €10,974 | ▲ 5.8% |
| Profit (loss) for the period to be appropriated9905 | €17,832 | -€8,214 | -€3,603 | €10,376 | €10,974 | ▲ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,240 | €38,389 | €64,947 | €36,213 | €57,947 | ▲ 60.0% |
| Fixed assets21/28 | €2,432 | €2,750 | €1,705 | €1,118 | €632 | ▼ 43.5% |
| Tangible fixed assets22/27 | €1,888 | €2,206 | €1,162 | €574 | €88 | ▼ 84.6% |
| Plant, machinery and equipment23 | €1,888 | €1,085 | €448 | €268 | €88 | ▼ 67.1% |
| Furniture and vehicles24 | - | €1,122 | €714 | €306 | - | - |
| Financial fixed assets28 | €544 | €544 | €544 | €544 | €544 | = |
| Current assets29/58 | €42,808 | €35,639 | €63,242 | €35,095 | €57,315 | ▲ 63.3% |
| Stocks and contracts in progress3 | €6,024 | €10,353 | €16,505 | €15,995 | €14,810 | ▼ 7.4% |
| Stocks30/36 | €6,024 | €10,353 | €16,505 | €15,995 | €14,810 | ▼ 7.4% |
| Amounts receivable within one year40/41 | €14,731 | €13,322 | €38,625 | €5,248 | €18,734 | ▲ 257% |
| Trade receivables40 | €13,623 | €11,275 | €37,215 | €4,134 | €18,354 | ▲ 344% |
| Other amounts receivable41 | €1,108 | €2,047 | €1,410 | €1,114 | €380 | ▼ 65.9% |
| Cash at bank and in hand54/58 | €18,775 | €3,462 | €530 | €6,610 | €15,471 | ▲ 134% |
| Deferred charges and accrued income490/1 | €3,278 | €8,501 | €7,582 | €7,242 | €8,300 | ▲ 14.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,240 | €38,389 | €64,947 | €36,213 | €57,947 | ▲ 60.0% |
| Equity10/15 | -€4,927 | -€13,142 | -€16,745 | -€6,369 | €4,605 | ▲ 172% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €182 | €182 | €182 | €182 | €182 | = |
| Non-distributable reserves130/1 | €182 | €182 | €182 | €182 | €182 | = |
| Reserves not available under the articles1311 | €182 | €182 | €182 | €182 | €182 | = |
| Profit (loss) carried forward14 | -€23,709 | -€31,923 | -€35,527 | -€25,151 | -€14,177 | ▲ 43.6% |
| Amounts payable17/49 | €50,167 | €51,531 | €81,692 | €42,582 | €53,342 | ▲ 25.3% |
| Amounts payable after more than one year17 | - | - | - | €24,942 | €24,942 | = |
| Other amounts payable178/9 | - | - | - | €24,942 | €24,942 | = |
| Amounts payable within one year42/48 | €50,134 | €51,494 | €81,647 | €16,560 | €28,339 | ▲ 71.1% |
| Trade debts44 | €17,450 | €9,116 | €24,572 | €3,436 | €7,868 | ▲ 129% |
| Suppliers440/4 | €17,450 | €9,116 | €24,572 | €3,436 | €7,868 | ▲ 129% |
| Taxes, remuneration and social security45 | €8,855 | €9,513 | €15,741 | €13,123 | €11,132 | ▼ 15.2% |
| Taxes450/3 | - | - | €164 | €174 | €351 | ▲ 101% |
| Remuneration and social security454/9 | €8,855 | €9,513 | €15,577 | €12,949 | €10,782 | ▼ 16.7% |
| Other amounts payable47/48 | €23,829 | €32,865 | €41,335 | - | €9,339 | - |
| Accrued charges and deferred income492/3 | €33 | €37 | €45 | €1,080 | €61 | ▼ 94.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,832 | -€8,214 | -€3,603 | €10,376 | €10,974 | ▲ 5.8% |
| + Depreciation and write-downs630 | €715 | €906 | €1,045 | €588 | €486 | ▼ 17.4% |
| Operating cash flow (approximation) | €18,548 | -€7,309 | -€2,558 | €10,964 | €11,460 | ▲ 4.5% |
| Investment in fixed assets (approximation) | - | -€1,224 | €0 | €0 | €0 | - |
| Change in cash | - | -€15,312 | -€2,932 | €6,080 | €8,861 | ▲ 45.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10,376
Net result €10,376 after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.12
Current ratio from 0.77 to 2.12; short-term debt falls from €81,647 to €16,560.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €17,832
Net result €17,832 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet -€44,417
Net result drops to -€44,417, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2013
Ground area
212 m²
Building footprint
121 m²
Volume, LiDAR
979 m³
2 parcels, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
PROS ART CONSTRUCT
since 20132.218.907.761
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52392C0662/00W008 | Wallonia | 152 m² | 1 · 73 m² | 9.7 m · 3 fl. |
| 52392C0036/00K002 | Wallonia | 60 m² | 1 · 48 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 6,124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0526892518
Also
9925:BE0526892518
Registered
30-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.