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MM7 HABITAT

Active
Private limited companyfounded 2013active for 13 yearsRue Joseph Stiernon(LEV) 2, 7134 Binche, BelgiumKBO/BCE: BE 0539.736.506
Summary

The computed 12-month bankruptcy probability of MM7 HABITAT is 1.7% (moderate). The 2025 annual accounts show negative equity (-€78,727) and a net result of -€47,273. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 28-09-2013 Normal situation
Registered office
11 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
General construction of other non-residential buildings NACE 41003and 1 other
Establishment unit
2.222.753.812 7134 Binche, since 11-10-2013
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Gross margin
€153,475
▲ 103%
Turnover
≈ €490,000
estimated
Loss
€47,273
▼ 13.0%
Equity
-€78,727
▼ 150%
Total assets
€37,216
▼ 29.0%
Staff
≈ 3.4 FTE
estimated
  • Negative equity on 31-12-2025
Filed on 24-07-2026, 7 days before the deadline
Score breakdownraises riskLoss of €47,273, the second in a row (financial year 2025)Negative equity -€78,727Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: total assets €37,216Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 14% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -211.5% of total assets
Liquidity 47+44
short-term debt 305.0% · cash 37.7%
Profitability 0=
return on assets -127.0%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.2%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 2.8%▲ +2.4 percentage points vs 08-2025highest value 10-2025: 2.8%● unchanged vs 09-2025highest value 11-2025: 2.8%● unchanged vs 10-2025highest value 12-2025: 2.8%● unchanged vs 11-2025highest value 01-2026: 2.8%● unchanged vs 12-2025 02-2026: 2.8%● unchanged vs 01-2026 03-2026: 2.7%▼ -0.1 percentage points vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.5%▼ -0.1 percentage points vs 05-2026 07-2026: 2.7%▲ +0.2 percentage points vs 06-2026 08-2026: 1.7%▼ -1.0 percentage point vs 07-2026 09-2026: 1.7%● unchanged vs 08-2026 10-2026: 1.7%● unchanged vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.32 (0.62 in 2024), below 1. Short-term debt is 305% and cash 37.7% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 46% on liquidity, 5% on profitability and 3% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €47,273, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €37,216
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€78,727
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€78,727
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
26 days late
2023
28 days late
2022
32 days early
2021
19 days late
2020
47 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€78,727 View
  • Caution: Lower solvency than 95% of companies in construction of buildingssector median 43.0% · 9,380 companies -211.5% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€47,273 View

Recent changes

  1. · Gazette deed Change of role: Antonio FAZIO, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as MM7 HABITAT: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €60,400 and €112,000, founded between 2011 and 2016.

CompanyTotal assetsGross margin
MM7 HABITAT Binche€37,216€153,475
DIKIBAT SPRL Herstal€60,371€104,348
AARTS-VAN REMOORTERE D&S Antwerpen€69,669€127,796
BOUWWERKEN DE CONINCK DANIEL Zelzate€111,848€162,788
EBU NUR Hamme (Vl.)€71,138€67,167
BUZZETTA CONSTRUCTION Bernissart€63,770€55,787
Hogerhuis Interior Merelbeke€95,187€285,659
Full comparison

Key facts about MM7 HABITAT

What is the company number of MM7 HABITAT?
The company number of MM7 HABITAT is 0539.736.506. The VAT number is the same number with BE in front: BE 0539.736.506.
Where is MM7 HABITAT based?
The registered office is at Rue Joseph Stiernon(LEV) 2, 7134 Binche.Company details
What does MM7 HABITAT do?
According to the KBO register, the main activity is general construction of other non-residential buildings (NACE 41003).
What is the legal form of MM7 HABITAT?
The legal form of MM7 HABITAT is Private limited company (BV).
When was MM7 HABITAT founded?
MM7 HABITAT was founded on 28-09-2013.
Is MM7 HABITAT still active?
Yes, MM7 HABITAT is an active enterprise in the KBO register.
What is the turnover of MM7 HABITAT?
The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €153,475 and 101 comparable companies (NACE 410). It probably lies between €350,000 and €760,000. In financial year 2018 turnover was €61,905.Financials
Is MM7 HABITAT profitable?
In financial year 2025, MM7 HABITAT made a loss of €47,273.
Where can I find the annual accounts of MM7 HABITAT?
MM7 HABITAT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MM7 HABITAT due?
MM7 HABITAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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