PROPOLIS
ActiveSummary
PROPOLIS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €33k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 21% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▲+5
Solvency37▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.06 in 2024; short-term debt: 84.1% and cash: 2.3% of total assets), and 88.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
3.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2198 sector peers (2025).
NBB · sector comparisonPosition among 2198 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
53 d late
2023
1 d early
2022
on the day
2021
3 d early
2020
25 d late
2019
39 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€107k▲ 44.2%
2024 · €74k
2018: €70k
2019: €65k
2020: €31k
2021: €32k
2022: €57k
2023: €59k
2024: €74k
2018 → 2025
Total assets
€921k▲ 18.5%
2024 · €777k
2018: €185k
2019: €223k
2020: €250k
2021: €258k
2022: €183k
2023: €203k
2024: €777k
2018 → 2025
Net result
€33k▲ 119%
2024 · €15k
2018: €1k
2019: €-4k
2020: €-35k
2021: €1k
2022: €25k
2023: €3k
2024: €15k
2018 → 2025
Working capital
€66k▲ 57.4%
2024 · €42k
2018: €67k
2019: €51k
2020: €16k
2021: €-4k
2022: €27k
2023: €35k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€57k▲ 78.0%€59k▲ 5.0%€74k▲ 25.2%€107k▲ 44.2%
Operating result€10k-€32k▲ 205%€5k▼ 84.0%€15k▲ 191%€44k▲ 198%
Net result€1k-€25k▲ 1,898%€3k▼ 88.6%€15k▲ 431%€33k▲ 119%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 198% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €921k
Fixed assets
€80k ▲ 147%
Current assets
€842k ▲ 12.9%
Equity and liabilities €921k
Equity
€107k ▲ 44.2%
Debt
€814k ▲ 15.8%
Debt's share of the balance-sheet total falls from 90.4% to 88.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €20k
Cash flow
€41k▲
2024 · €20k
Current ratio
1.09▲
2024 · 1.06
Debt to equity
7.58▼
2024 · 9.44
ROE
30.6%▲
2024 · 20.2%
ROA
3.6%▲
2024 · 1.9%
Interest coverage
2.83▲
2024 · 2.54
Debt ≤ 1 year
€775k▲
2024 · €703k
Debt > 1 year
€39k
Income taxes
€10k
Staff costs
€27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€777k€921k▲
Fixed assets21/28€32k€80k▲
Tangible fixed assets22/27€22k€69k▲
Plant, machinery and equipment23€6k€7k▲
Furniture and vehicles24€16k€62k▲
Financial fixed assets28€11k€11k▼
Current assets29/58€745k€842k▲
Amounts receivable within one year40/41€619k€820k▲
Trade receivables40€12k€45k▲
Other amounts receivable41€608k€775k▲
Cash at bank and in hand54/58€126k€21k▼
Deferred charges and accrued income490/1€340€225▼
Equity and liabilities
Total equity and liabilities10/49€777k€921k▲
Equity10/15€74k€107k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€6k€39k▲
Amounts payable17/49€703k€814k▲
Amounts payable after more than one year17-€39k
Financial debts170/4-€39k
Amounts payable within one year42/48€703k€775k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€3k-
Suppliers440/4€3k-
Advances received on contracts in progress46€47k-
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€15k€12k▼
Other amounts payable47/48€638k€754k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€27k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€9k€917▼
Gross operating margin9900€29k€80k▲
Operating profit (loss)9901€15k€44k▲
Financial income75/76B€8k€17k▲
Recurring financial income75€8k€17k▲
Financial charges65/66B€8k€18k▲
Recurring financial charges65€8k€18k▲
Profit (loss) for the period before taxes9903€15k€43k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€15k€33k▲
Profit (loss) for the period to be appropriated9905€15k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€39k▲
Profit (loss) brought forward from the previous period14P€-9k€6k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €33k ▲119%
Operating result €44k, net result €33k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲44.2%
5 profitable years in a row build equity to €107k.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erezée · 1 establishment unit since 2012
Ground area
929 m²
Building footprint
451 m²
Volume, LiDAR
765 m³
2 parcels, Wallonia · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Jassans 8A, 1342 Ottignies-Louvain-la-Neuve
since 20122.211.790.733
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056B0216/00C002 | Wallonia | 580 m² | 1 · 91 m² | 10.3 m · 3 fl. |
| 83048D1053/00B000 ProtectedMonument · Site or landscape |
Wallonia | 349 m² | 1 · 360 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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doggenconstruct
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Lummen · Eq €107,377
CHISINAU
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Raul & Alexandra Construct
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,057 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.