ProPlanner
ActiveProPlanner has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €235k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency64▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.51 against 1.49 in 2024; short-term debt: 52.2% and cash: 30.7% of total assets), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
18.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
112 d early
2023
60 d early
2022
55 d early
2021
68 d early
2020
65 d early
2019
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€497k▲ 25.0%
2024 · €397k
2018: €70k
2019: €70k
2020: €206k
2021: €220k
2022: €269k
2023: €482k
2024: €397k
2018 → 2025
Total assets
€1.27M▲ 20.5%
2024 · €1.05M
2018: €871k
2019: €903k
2020: €863k
2021: €755k
2022: €699k
2023: €907k
2024: €1.05M
2018 → 2025
Net result
€235k▼ 52.2%
2024 · €493k
2018: €7k
2019: €43
2020: €175k
2021: €30k
2022: €49k
2023: €243k
2024: €493k
2018 → 2025
Working capital
€340k▲ 5.3%
2024 · €323k
2018: €-58k
2019: €-127k
2020: €30k
2021: €6k
2022: €67k
2023: €296k
2024: €323k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€220k-€269k▲ 22.0%€482k▲ 79.3%€397k▼ 17.6%€497k▲ 25.0%
Operating result€64k-€67k▲ 5.6%€259k▲ 285%€512k▲ 97.4%€267k▼ 47.8%
Net result€30k-€49k▲ 64.1%€243k▲ 401%€493k▲ 103%€235k▼ 52.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 48% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€266k▲ 258%
Current assets
€1.00M▲ 2.4%
Equity and liabilities €1.27M
Equity
€497k▲ 25.0%
Debt
€771k▲ 17.7%
The debt ratio falls from 62.2% to 60.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€311k▼
2024 · €547k
Cash flow
€279k▼
2024 · €527k
Solvency
39.2%▲
2024 · 37.8%
Current ratio
1.51▲
2024 · 1.49
Quick ratio
1.51▲
2024 · 1.49
Debt / equity
1.55▼
2024 · 1.65
ROE
47.4%▼
2024 · 124.0%
ROA
18.6%▼
2024 · 46.8%
Interest coverage
6.93▼
2024 · 21.61
Debt
€771k▲
2024 · €655k
Debt ≤ 1 year
€661k▲
2024 · €655k
Debt > 1 year
€97k▲
2024 · €0
Income taxes
€2k▲
2024 · €2k
Staff costs
€1.36M▲
2024 · €1.02M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.27M▲
Fixed assets21/28€74k€266k▲
Intangible fixed assets21€34k€12k▼
Tangible fixed assets22/27€40k€254k▲
Land and buildings22€0-
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€35k€81k▲
Other tangible fixed assets26-€168k
Financial fixed assets28-€384
Current assets29/58€978k€1.00M▲
Amounts receivable within one year40/41€824k€575k▼
Trade receivables40€468k€575k▲
Other amounts receivable41€356k€176▼
Current investments50/53€0-
Cash at bank and in hand54/58€122k€389k▲
Deferred charges and accrued income490/1€32k€37k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.27M▲
Equity10/15€397k€497k▲
Contributions10/11€11k€11k=
Reserves13€386k€485k▲
Distributable reserves133€386k€485k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€655k€771k▲
Amounts payable after more than one year17€0€97k▲
Financial debts170/4€0€97k▲
Amounts payable within one year42/48€655k€661k▲
Current portion of amounts payable after more than one year42€0€58k▲
Trade debts44€76k€181k▲
Suppliers440/4€76k€181k▲
Taxes, remuneration and social security45€249k€274k▲
Taxes450/3€62k€35k▼
Remuneration and social security454/9€187k€239k▲
Other amounts payable47/48€330k€147k▼
Accrued charges and deferred income492/3€0€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.02M€1.36M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€44k▲
Other operating charges640/8€6k€2k▼
Gross operating margin9900€1.57M€1.68M▲
Operating profit (loss)9901€512k€267k▼
Financial income75/76B€7k€15k▲
Recurring financial income75€7k€15k▲
Financial charges65/66B€25k€45k▲
Recurring financial charges65€25k€45k▲
Profit (loss) for the period before taxes9903€494k€238k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€493k€235k▼
Profit (loss) for the period to be appropriated9905€493k€235k▼
Appropriation of the result
Profit (loss) to be appropriated9906€493k€235k▼
Transfer to equity691/2€163k€99k▼
To other reserves6921€163k€99k▼
Profit to be distributed694/7€330k€136k▼
Directors or managers695€330k€136k▼
Social balance
Average headcount (FTE)908712.717.0▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €493k ▲103%
Operating result €512k, net result €493k, both a record.
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
06-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €200kEq €206k ▲192%
3 profitable years in a row build equity to €206k.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €43 ▼99.3%
Net result drops to €43, the lowest in the series; recovery starts the following year.
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadestraat 149 A8800 RoeselareGround area
7,395 m²
Building footprint
2,161 m²
Volume, LiDAR
6,053 m³
2 parcels, Flanders · tallest building 53.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ComBo
since 20102.187.013.765
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A1278/00Y002 | Flanders | 4,381 m² | 1 · 1,762 m² | - |
| 36017A1279/00F000 | Flanders | 3,013 m² | 1 · 398 m² | 53.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 35,315 EUR awarded · 32,900 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 11,279 EUR | 9,503 EUR |
| 2024 | 3 | 7,115 EUR | 6,476 EUR |
| 2023 | 1 | 7,884 EUR | 7,884 EUR |
| 2022 | 2 | 9,037 EUR | 9,037 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
GRALITY
BE 0762.595.093
Frasnes-lez-Anvaing · Eq €497k
DORNACH
BE 0413.815.262
Brussel · Eq €498k
SEIMO CONSULTING
BE 0535.775.441
Genk · Eq €495k
LUNIX
BE 0471.704.862
Watermaal-Bosvoorde · Eq €498k
ARTRON
BE 0464.410.858
Oudenaarde · Eq €495k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,487 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2010
Fiscal year end30-09
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.