KENZE
ActiveSummary
KENZE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €815,711 and a net result of €146,450. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 54 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2026
Axes · tick = 2025
Profitability79▼-4
Solvency73▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 2.01 against 1.94 in 2025; short-term debt: 48.2% and cash: 47.1% of total assets), but 52.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
47.8%
Return on assets
8.6%
Age of the figures
3 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 08-09-2026, 145 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
145 d early
2025
32 d early
2024
on the day
2023
3 d early
2022
41 d early
2021
3 d early
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-06-2027 close31-01-2028 deadline
History
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#3 company by total assets in Sint-Katelijne-Waver, Telecoms and IT sector#3 company by equity in Sint-Katelijne-Waver, Telecoms and IT sector
Turnover
€3.2m
EBIT margin
2.3%
Net result
€146,450▼ 2.1%
2025 · €149,520
Working capital
€829,159▲ 38.8%
2025 · €597,181
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Turnover
Operating result€88,952▲ 126%€184,114▲ 107%€183,296▼ 0.4%€274,130▲ 49.6%€258,933▼ 5.5%
Net result€43,365within the sector's middle half▲ 174%€110,265within the sector's middle half▲ 154%€94,586within the sector's middle half▼ 14.2%€149,520above the sector's middle half▲ 58.1%€146,450▼ 2.1%
EBIT margin
Equity€314,890within the sector's middle half▲ 0.3%€425,155within the sector's middle half▲ 35.0%€519,741within the sector's middle half▲ 22.2%€669,261above the sector's middle half▲ 28.8%€815,711▲ 21.9%
Total assets€1.4mwithin the sector's middle half▲ 20.4%€1.6mwithin the sector's middle half▲ 11.2%€1.7mwithin the sector's middle half▲ 6.6%€1.3mabove the sector's middle half▼ 20.2%€1.7m▲ 28.5%
Debt€1.1m▲ 27.8%€1.1m▲ 4.3%€1.1m▲ 0.8%€659,883▼ 42.4%€892,372▲ 35.2%
Working capital€335,080▲ 16.0%€429,045▲ 28.0%€479,584▲ 11.8%€597,181▲ 24.5%€829,159▲ 38.8%
Solvency22.4%within the sector's middle half▼ 4.5pp27.2%within the sector's middle half▲ 4.8pp31.2%within the sector's middle half▲ 4.0pp50.4%within the sector's middle half▲ 19.2pp47.8%▼ 2.6pp
Staff (FTE)11.3within the sector's middle half▲ 10.8%0below the sector's middle half▼ 100%15.8above the sector's middle half21above the sector's middle half▲ 32.9%17.4▼ 17.1%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 6% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €1.7m
Fixed assets
€56,067 ▼ 42.8%
Current assets
€1.7m ▲ 34.2%
Equity and liabilities €1.7m
Equity
€815,711 ▲ 21.9%
Debt
€892,372 ▲ 35.2%
Debt's share of the balance-sheet total rises from 49.6% to 52.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€293,531▼
2025 · €323,662
Cash flow
€181,047▼
2025 · €199,052
Current ratio
2.01▲
2025 · 1.94
Debt to equity
1.09▲
2025 · 0.99
ROE
18.0%▼
2025 · 22.3%
ROA
8.6%▼
2025 · 11.2%
Interest coverage
8.94▼
2025 · 10.37
Debt ≤ 1 year
€822,858▲
2025 · €633,949
Income taxes
€79,667▼
2025 · €93,395
Staff costs
€1.3m▼
2025 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6,217 | €6,480 | €12,446 | €134,956 | ▲ 984% |
| Remuneration, social security and pensions62 | €722,210 | €906,016 | €1.1m | €1.4m | €1.3m | ▼ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,853 | €31,629 | €28,491 | €49,532 | €34,597 | ▼ 30.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | -€69,560 | €0 | - | - | - |
| Other operating charges640/8 | €8,768 | €211,762 | €7,162 | €2,237 | €1,407 | ▼ 37.1% |
| Non-recurring operating charges66A | €268 | €338 | €2,359 | €2,939 | €0 | ▼ 100% |
| Gross operating margin9900 | €851,052 | €1.3m | €1.3m | €1.7m | €1.6m | ▼ 10.2% |
| Operating profit (loss)9901 | €88,952 | €184,114 | €183,296 | €274,130 | €258,933 | ▼ 5.5% |
| Financial income75/76B | €0 | €5 | €0 | €0 | - | - |
| Recurring financial income75 | €0 | €5 | €0 | €0 | - | - |
| Financial charges65/66B | €11,105 | €14,135 | €25,273 | €31,215 | €32,816 | ▲ 5.1% |
| Recurring financial charges65 | €11,105 | €14,135 | €25,273 | €31,215 | €32,816 | ▲ 5.1% |
| Profit (loss) for the period before taxes9903 | €77,848 | €169,984 | €158,023 | €242,915 | €226,117 | ▼ 6.9% |
| Income taxes67/77 | €34,483 | €59,719 | €63,437 | €93,395 | €79,667 | ▼ 14.7% |
| Profit (loss) for the period9904 | €43,365 | €110,265 | €94,586 | €149,520 | €146,450 | ▼ 2.1% |
| Profit (loss) for the period to be appropriated9905 | €43,365 | €110,265 | €94,586 | €149,520 | €146,450 | ▼ 2.1% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.6m | €1.7m | €1.3m | €1.7m | ▲ 28.5% |
| Fixed assets21/28 | €61,318 | €54,639 | €98,449 | €98,014 | €56,067 | ▼ 42.8% |
| Tangible fixed assets22/27 | €59,211 | €54,367 | €98,449 | €98,014 | €56,067 | ▼ 42.8% |
| Plant, machinery and equipment23 | €26,141 | €30,040 | €48,902 | €37,022 | €24,657 | ▼ 33.4% |
| Furniture and vehicles24 | €8,515 | €1,172 | €34,753 | €16,031 | €175 | ▼ 98.9% |
| Other tangible fixed assets26 | €24,555 | €23,156 | €14,794 | €44,962 | €31,235 | ▼ 30.5% |
| Financial fixed assets28 | €2,107 | €272 | €0 | - | - | - |
| Current assets29/58 | €1.3m | €1.5m | €1.6m | €1.2m | €1.7m | ▲ 34.2% |
| Amounts receivable after more than one year29 | - | - | €121,850 | €127,850 | €132,850 | ▲ 3.9% |
| Other amounts receivable291 | - | - | €121,850 | €127,850 | €132,850 | ▲ 3.9% |
| Amounts receivable within one year40/41 | €1.1m | €907,388 | €1.0m | €835,666 | €708,115 | ▼ 15.3% |
| Trade receivables40 | €1.0m | €804,038 | €1.0m | €835,656 | €708,106 | ▼ 15.3% |
| Other amounts receivable41 | €92,714 | €103,350 | €1,123 | €10 | €9 | ▼ 11.8% |
| Cash at bank and in hand54/58 | €234,856 | €591,585 | €400,110 | €260,899 | €805,011 | ▲ 209% |
| Deferred charges and accrued income490/1 | €6,290 | €8,823 | €22,205 | €6,716 | €6,040 | ▼ 10.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.6m | €1.7m | €1.3m | €1.7m | ▲ 28.5% |
| Equity10/15 | €314,890 | €425,155 | €519,741 | €669,261 | €815,711 | ▲ 21.9% |
| Contributions10/11 | €72,815 | €72,815 | €72,815 | €72,815 | €72,815 | = |
| Outside capital11 | €72,815 | €72,815 | - | - | - | - |
| Other1109/19 | €72,815 | €72,815 | - | - | - | - |
| Reserves13 | €242,075 | €352,340 | €446,926 | €596,446 | €742,896 | ▲ 24.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €0 | - | - | - |
| Tax-exempt reserves132 | €1,008 | €1,008 | €1,008 | €1,008 | €1,008 | = |
| Distributable reserves133 | €239,207 | €349,472 | €445,918 | €595,438 | €741,888 | ▲ 24.6% |
| Profit (loss) carried forward14 | €0 | €0 | - | - | - | - |
| Amounts payable17/49 | €1.1m | €1.1m | €1.1m | €659,883 | €892,372 | ▲ 35.2% |
| Amounts payable after more than one year17 | €35,000 | €0 | - | - | - | - |
| Financial debts170/4 | €35,000 | €0 | - | - | - | - |
| Amounts payable within one year42/48 | €1.0m | €1.1m | €1.1m | €633,949 | €822,858 | ▲ 29.8% |
| Current portion of amounts payable after more than one year42 | €63,841 | €63,112 | €0 | - | - | - |
| Trade debts44 | €861,943 | €869,530 | €916,738 | €400,998 | €652,065 | ▲ 62.6% |
| Suppliers440/4 | €861,943 | €869,530 | €916,738 | €400,998 | €652,065 | ▲ 62.6% |
| Taxes, remuneration and social security45 | €83,141 | €131,502 | €156,552 | €218,344 | €170,792 | ▼ 21.8% |
| Taxes450/3 | €16,210 | €46,135 | €49,123 | €89,080 | €65,984 | ▼ 25.9% |
| Remuneration and social security454/9 | €66,931 | €85,367 | €107,429 | €129,263 | €104,809 | ▼ 18.9% |
| Other amounts payable47/48 | €0 | €14,608 | €14,608 | €14,608 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €46,507 | €58,529 | €58,292 | €25,934 | €69,514 | ▲ 168% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,365 | €110,265 | €94,586 | €149,520 | €146,450 | ▼ 2.1% |
| + Depreciation and write-downs630 | €30,853 | €31,629 | €28,491 | €49,532 | €34,597 | ▼ 30.2% |
| Operating cash flow (approximation) | €74,218 | €141,894 | €123,077 | €199,052 | €181,047 | ▼ 9.0% |
| Investment in fixed assets (approximation) | - | -€24,950 | -€72,301 | -€49,097 | €7,350 | ▲ 115% |
| Change in cash | - | €356,729 | -€191,476 | -€139,211 | €544,112 | ▲ 491% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
08-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Highest result since 2019net €149,520 ▲58.1%
Operating result €274,130, net result €149,520, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Equity above €500,000Eq €519,741 ▲22.2%
6 profitable years in a row build equity to €519,741.
28-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €15,841 ▼74.8%
Net result drops to €15,841, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2011
Ground area
1,696 m²
Building footprint
320 m²
Volume, LiDAR
1,732 m³
Parcel 12422C0154/00S000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kenze
since 20112.199.084.030
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422C0154/00S000 | Flanders | 1,696 m² | 1 · 320 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 4,513 EUR awarded · 4,513 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,633 EUR | 1,633 EUR |
| 2024 | 1 | 152 EUR | 152 EUR |
| 2022 | 2 | 2,728 EUR | 2,728 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
699400LPSQABTB5ISH67
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,743. 916 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-04-2011
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0835986085
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.