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Projectplan-C

Active
Private limited companyfounded 2023active for 2 yearsKongostraat 112, 8520 Kuurne, BelgiumKBO/BCE: BE 1003.787.276
Summary

Projectplan-C has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,108 and a net result of €44,352. Its solvency ranks better than 70% of 9,327 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
≈ €370,000turnover 2025, estimated
Equity
€119,108
Profit
€44,352
Turnover estimated from the gross margin
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts 9 days early
Why 87raises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 4.20, cash €115,683Equity €119,108 (62.1% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 82% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 87-7
equity 62.1% of total assets
Liquidity 95+8
short-term debt 18.4% · cash 60.3%
Profitability 98-2
return on assets 23.1%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)
Last 24 months 01-2025: 3.6% 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.8%▲ +0.2 percentage points vs 02-2025 04-2025: 4.1%▲ +0.3 percentage points vs 03-2025 05-2025: 4.2%▲ +0.1 percentage points vs 04-2025 06-2025: 4.6%▲ +0.4 percentage points vs 05-2025highest value 07-2025: 4.6%● unchanged vs 06-2025highest value 08-2025: 0.4%▼ -4.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025lowest value 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €10,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 4.2, compared with 2.72 in 2024, above the usual 1.5; short-term debt: 18.4% and cash: 60.3% of total assets), and 37.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 71% on solvency, 94% on liquidity, 81% on profitability and 82% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.20, cash €115,683
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Equity €119,108 (62.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 days early
2024
13 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 11 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Equity above €100,000equity €119,108 ▲59.3%
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Turnover
≈ €370,000
Estimated: probably between €260,000 and €690,000
Total assets
€191,763▲ 76.3%
2024 · €108,742
Net result
€44,352▼ 38.6%
2024 · €72,256
Working capital
€112,835▲ 93.2%
2024 · €58,414
Trend over the years

2024 to 2025, 2 financial years

The operating result falls in 2025; 2025 is 37% below 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€58,222 2025 Net result€44,352 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€92,028-€58,222▼ 36.7%
Net result€72,256above the sector's middle half-€44,352above the sector's middle half▼ 38.6%
Equity€74,756within the sector's middle half-€119,108above the sector's middle half▲ 59.3%
Total assets€108,742within the sector's middle half-€191,763within the sector's middle half▲ 76.3%
Debt€33,985-€72,655▲ 114%
Working capital€58,414within the sector's middle half-€112,835above the sector's middle half▲ 93.2%
Solvency68.7%above the sector's middle half-62.1%within the sector's middle half▼ 6.6pp
Current ratio2.72within the sector's middle half-4.20above the sector's middle half▲ 1.48
Return on assets (ROA)66.4%above the sector's middle half-23.1%above the sector's middle half▼ 43.3pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191,763
Fixed assets €43,635 ▲ 167%
Current assets €148,128 ▲ 60.3%
Equity and liabilities €191,763
Equity €119,108 ▲ 59.3%
Debt €72,655 ▲ 114%
Debt's share of the balance-sheet total rises from 31.3% to 37.9%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69,140▼
2024 · €96,416
Cash flow
€55,270▼
2024 · €76,644
Debt to equity
0.61▲
2024 · 0.45
ROE
37.2%▼
2024 · 96.7%
Interest coverage
31.65▼
2024 · over 100
Debt ≤ 1 year
€35,293▲
2024 · €33,985
Debt > 1 year
€37,363
Income taxes
€11,706▼
2024 · €19,706
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€108,742€191,763▲
Fixed assets21/28€16,342€43,635▲
Tangible fixed assets22/27€16,342€43,635▲
Plant, machinery and equipment23€1,092€1,319▲
Furniture and vehicles24€15,250€11,587▼
Leasing and similar rights25-€30,729
Current assets29/58€92,400€148,128▲
Amounts receivable within one year40/41€1,653€31,710▲
Trade receivables40-€28,966
Other amounts receivable41€1,653€2,744▲
Cash at bank and in hand54/58€90,157€115,683▲
Deferred charges and accrued income490/1€590€735▲
Equity and liabilities
Total equity and liabilities10/49€108,742€191,763▲
Equity10/15€74,756€119,108▲
Contributions10/11€2,500€2,500=
Reserves13€72,256€116,608▲
Distributable reserves133€72,256€116,608▲
Amounts payable17/49€33,985€72,655▲
Amounts payable after more than one year17-€37,363
Financial debts170/4-€37,363
Amounts payable within one year42/48€33,985€35,293▲
Trade debts44€229€16,159▲
Suppliers440/4€229€16,159▲
Taxes, remuneration and social security45€27,904€19,134▼
Taxes450/3€26,104€19,134▼
Remuneration and social security454/9€1,800€0▼
Other amounts payable47/48€5,853€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,388€10,918▲
Other operating charges640/8€972€560▼
Gross operating margin9900€97,388€69,701▼
Operating profit (loss)9901€92,028€58,222▼
Financial income75/76B€55€20▼
Recurring financial income75€55€20▼
Financial charges65/66B€121€2,185▲
Recurring financial charges65€121€2,185▲
Profit (loss) for the period before taxes9903€91,962€56,058▼
Income taxes67/77€19,706€11,706▼
Profit (loss) for the period9904€72,256€44,352▼
Profit (loss) for the period to be appropriated9905€72,256€44,352▼
Appropriation of the result
Profit (loss) to be appropriated9906€72,256€44,352▼
Transfer to equity691/2€72,256€44,352▼
To other reserves6921€72,256€44,352▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,388€10,918▲ 149%
Other operating charges640/8€972€560▼ 42.4%
Gross operating margin9900€97,388€69,701▼ 28.4%
Operating profit (loss)9901€92,028€58,222▼ 36.7%
Financial income75/76B€55€20▼ 63.9%
Recurring financial income75€55€20▼ 63.9%
Financial charges65/66B€121€2,185▲ 18×
Recurring financial charges65€121€2,185▲ 18×
Profit (loss) for the period before taxes9903€91,962€56,058▼ 39.0%
Income taxes67/77€19,706€11,706▼ 40.6%
Profit (loss) for the period9904€72,256€44,352▼ 38.6%
Profit (loss) for the period to be appropriated9905€72,256€44,352▼ 38.6%
Line20242025Change
Assets
Total assets20/58€108,742€191,763▲ 76.3%
Fixed assets21/28€16,342€43,635▲ 167%
Tangible fixed assets22/27€16,342€43,635▲ 167%
Plant, machinery and equipment23€1,092€1,319▲ 20.8%
Furniture and vehicles24€15,250€11,587▼ 24.0%
Leasing and similar rights25-€30,729-
Current assets29/58€92,400€148,128▲ 60.3%
Amounts receivable within one year40/41€1,653€31,710▲ 19×
Trade receivables40-€28,966-
Other amounts receivable41€1,653€2,744▲ 66.0%
Cash at bank and in hand54/58€90,157€115,683▲ 28.3%
Deferred charges and accrued income490/1€590€735▲ 24.6%
Equity and liabilities
Total equity and liabilities10/49€108,742€191,763▲ 76.3%
Equity10/15€74,756€119,108▲ 59.3%
Contributions10/11€2,500€2,500=
Reserves13€72,256€116,608▲ 61.4%
Distributable reserves133€72,256€116,608▲ 61.4%
Amounts payable17/49€33,985€72,655▲ 114%
Amounts payable after more than one year17-€37,363-
Financial debts170/4-€37,363-
Amounts payable within one year42/48€33,985€35,293▲ 3.8%
Trade debts44€229€16,159▲ 71×
Suppliers440/4€229€16,159▲ 71×
Taxes, remuneration and social security45€27,904€19,134▼ 31.4%
Taxes450/3€26,104€19,134▼ 26.7%
Remuneration and social security454/9€1,800€0▼ 100%
Other amounts payable47/48€5,853€0▼ 100%
Line20242025Change
Profit (loss) for the period9904€72,256€44,352▼ 38.6%
+ Depreciation and write-downs630€4,388€10,918▲ 149%
Operating cash flow (approximation)€76,644€55,270▼ 27.9%
Investment in fixed assets (approximation)--€38,211-
Change in cash-€25,526-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 22-07-2026 2026-00330886
31-12-2024 micro format 18-07-2025 2025-00332759

Similar companies · same sector, comparable size

Of the 29,217 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,357. 13,200 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
2 directors, no change since 2023
Deconcker Christophe
Statutory director · since 27-12-2023
Current
DEDONCKER Christophe Julien Godelieve
Statutory director · since 27-12-2023
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

2 people since 2023, 2 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Deconcker Christophe
  • Statutory director, from 27-12-2023 to date
DEDONCKER Christophe Julien Godelieve
  • Statutory director, from 27-12-2023 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 27-12-2023 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 27-12-2023 Incorporation · €2,500 · 100 shares

Group and network

Connections & network

2 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

Projectplan-C was incorporated on 21 December 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 The board currently has 2 members; 2 of them have served since 2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 27-12-2023
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Equity above €100,000equity €119,108 ▲59.3%
A profit in every financial year since 2024 builds equity to €119,108.
18-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2023
27-12
Gazette deed Incorporation
Appointments: DEDONCKER Christophe Julien Godelieve (statutory director) and Deconcker Christophe (statutory director) · Founder · Founding capital7 facts ▸
  • Incorporation, “Projectplan-C” (deed in Dutch)
  • Founder, DEDONCKER Christophe Julien Godelieve
  • Founding capital, €2,500
  • Director appointment, DEDONCKER Christophe Julien Godelieve (statutory director)
  • Registered office clause, “8520 Kuurne,Kongostraat 112” (deed in Dutch)
  • Board rule, 1, “vergadering” (deed in Dutch)
  • Director appointment, Deconcker Christophe (statutory director)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded21-12-2023
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003787276
Also 9925:BE1003787276
Registered 12-02-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1003.787.276

Environmental permits

1 application in Flanders since 2026 · 1 under review
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden
Under reviewsubmitted 21-08-2026authority: Kuurneproject 2026097869

Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
388 m²
Building footprint
106 m²
Building volume
573 m³
Parcel 34023B0923/00R002, Flanders · tallest building 10.7 m. Linked by address, not a title deed.
1 establishment unit
Projectplan-C
Kongostraat 112, 8520 KuurneGeneral construction of residential buildings
since 2023unit no. 2.354.531.577
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
34023B0923/00R002 Flanders 388 m² 1 · 106 m² 10.7 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Projectplan-C
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, voor zover dit geen wijziging veroorzaakt inzake het op de vennootschap toepasselijke taalregime” (deed in Dutch)

deed of 27-12-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
“Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door…”
Full text

Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door de vaste vertegenwoordiger die alleen handelt. Algemene vergadering

Board ruleHow the board is made up, meets and takes decisions.
“Benoemd met of zonder beperking van duur, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder” (deed in Dutch)
“Algemene vergadering, onbepaalde duur” (deed in Dutch)
“Ontslag statutair bestuurder, statutenwijziging” (deed in Dutch)
“Unanimiteit van stemmen, alle besluiten schriftelijk” (deed in Dutch)
2 more provisions on this in the deed

deed of 27-12-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Alle effecten die niet door of krachtens de wet zijn verboden, gelijk recht in de winstverdeling” (deed in Dutch)

deed of 27-12-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Friday of June at 16:00

deed of 27-12-2023

Oversight and winding up

Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor
Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, elk moment” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Aanduiden vereffenaars,omlijnen bevoegdheden,bepalen vergoeding, indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 27-12-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Toegang algemene vergadering, effecten op naam ingeschreven in register per categorie” (deed in Dutch)
Other provision: “Meerderheid van stemmen, meerderheid” (deed in Dutch)
Other provision: “Splitsing vruchtgebruik-blote eigendom, vruchtgebruiker” (deed in Dutch)
Other provision: “Bestuursorgaan tijdens zitting, verdaging algemene vergadering” (deed in Dutch)
Other provision: “Bestemming winst-reserves, algemene vergadering” (deed in Dutch)
Liquidation distribution: “Verdeling netto-actief, naar verhouding aantal aandelen,goederen in natura zelfde wijze” (deed in Dutch)
8 more provisions in the deed, see the deed of 27-12-2023

deed of 27-12-2023