COBBAUT

Active

Public limited companyfounded 1989active for 36 yearsVier Uitersten (SCH) 1, 9200 Dendermonde, BelgiumKBO/BCE: BE 0439.095.937

Summary

COBBAUT has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,098 and a net result of €16,806. Equity is shrinking by about 8.7% per year across the filed financial years. Its solvency ranks better than 63% of 9,316 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

COBBAUTActiveChecked score 85/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

€213,892total assets 2025

Staff: 3.5 FTE
Equity: €119,098
Profit: €16,806

Turnover not published (micro format)

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

2025 accounts 7 days early2 of 4 deeds summarised

Why 85raises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €213,892Liquidity: current ratio 1.66, cash €6,384lowers riskFounded in 1989Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 53% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 81+24

equity 55.7% of total assets

Liquidity 32+16

short-term debt 44.2% · cash 3.0%

Profitability 79+22

return on assets 7.9%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.8%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 0.4%▼ -0.4 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.2 percentage points vs 03-2026 05-2026: 0.3%▼ -0.4 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026lowest value

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.66, compared with 1.19 in 2024, above the usual 1.5; short-term debt: 44.2% and cash: 3% of total assets), and 44.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 64% on solvency, 27% on liquidity, 58% on profitability and 61% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Founded in 1989

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €213,892

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.66, cash €6,384

NBB · annual accounts

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €119,098

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

7 days early

2024

on the day

2023

1 day early

2022

4 days early

2021

2 days late

2020

9 days early

2019

36 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end26-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-04-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Highest result from 2019 to 2025net €16,806 ▲264%
30-04-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Among the largest 14% on gross marginsector median €32,003 · 9,302 companies €132,226 View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
Active since 1989founded 10-11-1989 36 years View

By topic

Financials

Financial year: 2025
Total assets: €213,892
Profit: €16,806
Solvency: 55.7%

Total assets▼ 32.9%

Net result

20192025

Go to Financials

Board & ownership

Board: 3 members

Cobbaut AntoineDirector
Cobbaut KatrijnDirector
Cobbaut NeleDirector

Go to Board & ownership

Timeline

Events: 41
Since: 1991
Next accounts: by 30-04-2027

30-09-2024Equity above €100,000
18-06-2024Resignations & appointments
29-04-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 10-11-1989
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 44

Annual meeting: Last Friday of February at 19:00
Purpose: “Het voorwerp van de vennootschap is handel drijven door aan- en verkoop van alle…” (deed in Dutch)

Go to Articles of association

Key facts about COBBAUT

What is the company number of COBBAUT?: 0439.095.937. In Belgium the VAT number is the company number with BE in front: BE 0439.095.937.
Where is COBBAUT based?: The registered office is at Vier Uitersten (SCH) 1, 9200 Dendermonde.Company details
What does COBBAUT do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of COBBAUT?: Public limited company (NV).
When was COBBAUT founded?: On 10-11-1989.
Is COBBAUT still active?: Yes, COBBAUT is an active enterprise in the KBO register.
How many employees does COBBAUT have?: On average 3.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of COBBAUT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is COBBAUT profitable?: In financial year 2025, COBBAUT made a profit of €16,806.
Where can I find the annual accounts of COBBAUT?: COBBAUT filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of COBBAUT due?: By 30-04-2027, for financial year 2026.Timeline