ProFinance Solutions
ActiveSummary
The computed 12-month bankruptcy probability of ProFinance Solutions is 2.2% (moderate). The 2025 annual accounts show equity of €87k and a net result of €62k. Its solvency ranks better than 82% of 7058 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Track record82
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity ample (current ratio 6.5 against 2.97 in 2024; short-term debt: 15.1% and cash: 45.7% of total assets), and 15.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.9%
Return on assets
60.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 d early
2024
28 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 236%
2024 · €26k
Total assets
€103k▲ 173%
2024 · €38k
Net result
€62k▲ 144%
2024 · €25k
Working capital
€85k▲ 272%
2024 · €23k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€32k-€82k▲ 156%
Net result€25k-€62k▲ 144%
Equity€26k-€87k▲ 236%
Total assets€38k-€103k▲ 173%
Debt€12k-€15k▲ 33.0%
Working capital€23k-€85k▲ 272%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 156% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€2k ▼ 36.1%
Current assets
€101k ▲ 192%
Equity and liabilities €103k
Equity
€87k ▲ 236%
Debt
€15k ▲ 33.0%
Debt's share of the balance-sheet total falls from 31.0% to 15.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€83k▲
2024 · €32k
Cash flow
€63k▲
2024 · €26k
Current ratio
6.50▲
2024 · 2.97
Debt to equity
0.18▼
2024 · 0.45
ROE
71.2%▼
2024 · 98.1%
ROA
60.4%▼
2024 · 67.7%
Interest coverage
16.94▼
2024 · 106.07
Debt ≤ 1 year
€15k▲
2024 · €12k
Income taxes
€17k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €250 | €1k | ▲ 340% |
| Other operating charges640/8 | €198 | €58 | ▼ 70.7% |
| Gross operating margin9900 | €33k | €83k | ▲ 156% |
| Operating profit (loss)9901 | €32k | €82k | ▲ 156% |
| Financial income75/76B | €90 | €1k | ▲ 1,171% |
| Recurring financial income75 | €90 | €1k | ▲ 1,171% |
| Financial charges65/66B | €306 | €5k | ▲ 1,512% |
| Recurring financial charges65 | €306 | €5k | ▲ 1,512% |
| Profit (loss) for the period before taxes9903 | €32k | €79k | ▲ 146% |
| Income taxes67/77 | €7k | €17k | ▲ 154% |
| Profit (loss) for the period9904 | €25k | €62k | ▲ 144% |
| Profit (loss) for the period to be appropriated9905 | €25k | €62k | ▲ 144% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €38k | €103k | ▲ 173% |
| Fixed assets21/28 | €3k | €2k | ▼ 36.1% |
| Tangible fixed assets22/27 | €3k | €2k | ▼ 36.1% |
| Furniture and vehicles24 | €3k | €2k | ▼ 36.1% |
| Current assets29/58 | €35k | €101k | ▲ 192% |
| Amounts receivable after more than one year29 | €15k | €37k | ▲ 143% |
| Other amounts receivable291 | €15k | €37k | ▲ 143% |
| Amounts receivable within one year40/41 | - | €3k | - |
| Trade receivables40 | - | €403 | - |
| Other amounts receivable41 | - | €2k | - |
| Cash at bank and in hand54/58 | €6k | €47k | ▲ 697% |
| Deferred charges and accrued income490/1 | €14k | €15k | ▲ 7.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €38k | €103k | ▲ 173% |
| Equity10/15 | €26k | €87k | ▲ 236% |
| Contributions10/11 | €500 | €500 | = |
| Profit (loss) carried forward14 | €25k | €87k | ▲ 240% |
| Amounts payable17/49 | €12k | €15k | ▲ 33.0% |
| Amounts payable within one year42/48 | €12k | €15k | ▲ 33.0% |
| Trade debts44 | €1k | €2k | ▲ 48.5% |
| Suppliers440/4 | €1k | €2k | ▲ 48.5% |
| Taxes, remuneration and social security45 | €9k | €13k | ▲ 43.6% |
| Taxes450/3 | €9k | €13k | ▲ 43.6% |
| Other amounts payable47/48 | €1k | €833 | ▼ 43.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €25k | €62k | ▲ 144% |
| + Depreciation and write-downs630 | €250 | €1k | ▲ 340% |
| Operating cash flow (approximation) | €26k | €63k | ▲ 146% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €41k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.50
Current ratio from 2.97 to 6.50.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2024
Ground area
132 m²
Building footprint
71 m²
Volume, LiDAR
734 m³
Parcel 21492B0115/00B018, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ProFinance Solutions
since 20242.363.981.951
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0115/00B018 | Brussels | 132 m² | 1 · 71 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500H01E3E0DF31211
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,896. 5,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.